Haha ........

halleluyah ( Date: 28-Apr-2026 16:34) Posted:
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A gentle reminder - beware of e-commerce scams.
 
 
sanvan ( Date: 28-Apr-2026 16:25) Posted:
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bro sanvan, be careful....avoid facebook things...lots of scam....
sanvan ( Date: 28-Apr-2026 16:25) Posted:
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Lenskart has a sale. Saw it in my Facebook page. 
2 pairs of glasses with basic progressive lens.
Buy their voucher at $100.
Go down to their stores and redeem for your 2 pairs.
They will will home deliery your glasses. 
Check it out.
 
2 pairs of glasses with basic progressive lens.
Buy their voucher at $100.
Go down to their stores and redeem for your 2 pairs.
They will will home deliery your glasses. 
Check it out.
 
I am looking at SQQQ 
This young man in a trailer on CNA says....
" I helped to improve an AI software. Now AI takes away my job."
Shake head.
It seems like AI can take away many jobs. Especially those jobs which does not have physical or manual work but predominantly
mental work.The more manual the work is, the more unlikely it is for AI to take over that job completely to remove a human worker.
Examples ? A chef. A cleaner. A cement mixer truck driver cum operator. A tyre repair/replacement workman. An embalmer. A barber.
A beautician offering facial cleansing and spa-related treatment/services. 
Anybody here knows of an AI which can make all trading decisions to BUY and SELL with consistent good results? 
If have and can be tailored to any market, I dont mind trying. 
" I helped to improve an AI software. Now AI takes away my job."
Shake head.
It seems like AI can take away many jobs. Especially those jobs which does not have physical or manual work but predominantly
mental work.The more manual the work is, the more unlikely it is for AI to take over that job completely to remove a human worker.
Examples ? A chef. A cleaner. A cement mixer truck driver cum operator. A tyre repair/replacement workman. An embalmer. A barber.
A beautician offering facial cleansing and spa-related treatment/services. 
Anybody here knows of an AI which can make all trading decisions to BUY and SELL with consistent good results? 
If have and can be tailored to any market, I dont mind trying. 
Iran is in a no-win situation.
As long as this naval blockade continues, Iran will one day run out of money and have to close shop.
If you dont pay your soldiers, you cant expect them to " Yes Sir" and run around for you.
So to do nothing means to Tan Si.
If do something, then do the needful, do the smart thing.
And this is where I wonder what is the mindset of the leadership.
Dont care... dont surrender....dont give in. At most, die only. Just dont go down without a fight. Fight till last breath.
And before dying, fire everything they have at Israel and Gulf states to punish them. Bring as many of the people
of Israel and Gulf states along with you when you die. 
Is the above the mindset of the leadership ?
Or is it a more rational and right-thinking one where they say... " What' s the point of dying when you will be replaced
after you are gone and nobody will remember you or your deaths becoz nobody gives a shit about you. Shouldnt our
priority be to survive so that we are still around, our regime is still around, and we live to continue the struggle to resist
the Zionist and oppressive regime another day?"  
I wonder.
As for the hardliners, publicly they may say they are not afraid to die and they are all ready for martyrdom.
If so, then why hide and live in underground bunkers and dare not come out ?
 
As long as this naval blockade continues, Iran will one day run out of money and have to close shop.
If you dont pay your soldiers, you cant expect them to " Yes Sir" and run around for you.
So to do nothing means to Tan Si.
If do something, then do the needful, do the smart thing.
And this is where I wonder what is the mindset of the leadership.
Dont care... dont surrender....dont give in. At most, die only. Just dont go down without a fight. Fight till last breath.
And before dying, fire everything they have at Israel and Gulf states to punish them. Bring as many of the people
of Israel and Gulf states along with you when you die. 
Is the above the mindset of the leadership ?
Or is it a more rational and right-thinking one where they say... " What' s the point of dying when you will be replaced
after you are gone and nobody will remember you or your deaths becoz nobody gives a shit about you. Shouldnt our
priority be to survive so that we are still around, our regime is still around, and we live to continue the struggle to resist
the Zionist and oppressive regime another day?"  
I wonder.
As for the hardliners, publicly they may say they are not afraid to die and they are all ready for martyrdom.
If so, then why hide and live in underground bunkers and dare not come out ?
 
I believe it very close 😉 have u guys prepare ?
Which is why sound money management requires that a wealthy person puts say one-quarter of his wealth into equities and
the other three-quarters in bonds, FDs, Gold etc.  If there is a crash and stocks go down by 40%, only one quarter of your
wealth is down by 40%. You still have the other three-quarters from which you can decide how much of it to move to stocks
to take advantage of the buying opportunity. But if you are all-in into stocks becoz you are gungho about stocks, then your
entire wealth is down by 40% when such a crash comes. And you will have no more capital to put to work to average down
your cost. 
Which is why financial planners always say - " Diversification is the key to staying solvent" . 
the other three-quarters in bonds, FDs, Gold etc.  If there is a crash and stocks go down by 40%, only one quarter of your
wealth is down by 40%. You still have the other three-quarters from which you can decide how much of it to move to stocks
to take advantage of the buying opportunity. But if you are all-in into stocks becoz you are gungho about stocks, then your
entire wealth is down by 40% when such a crash comes. And you will have no more capital to put to work to average down
your cost. 
Which is why financial planners always say - " Diversification is the key to staying solvent" . 
wavehunter ( Date: 28-Apr-2026 13:57) Posted:
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Actually, we already know from historical data that every market seldown is a buying opportunity.
The more Chiak Lard the selldown, the more $HIOK the lobang is.
But as always, our biggest problem is how to still have most of our capital with us to put to work
when such a selldown comes. This is a work-in-progress. And I think not a problem only for the
very wealthy who have so much money that out of prudence, they must park their excess money
in FDs, SSB, Treasury Bonds, Gold etc. Then when a selldown comes, they can move some of
that money from safer assets to equities to reap the massive gains when the market recovery
comes. For us wage earners who have limited resources, we want to grow our capital quickly.
Hence we tend to put our money to work and run out of ammo by the time a selldown comes.
The more Chiak Lard the selldown, the more $HIOK the lobang is.
But as always, our biggest problem is how to still have most of our capital with us to put to work
when such a selldown comes. This is a work-in-progress. And I think not a problem only for the
very wealthy who have so much money that out of prudence, they must park their excess money
in FDs, SSB, Treasury Bonds, Gold etc. Then when a selldown comes, they can move some of
that money from safer assets to equities to reap the massive gains when the market recovery
comes. For us wage earners who have limited resources, we want to grow our capital quickly.
Hence we tend to put our money to work and run out of ammo by the time a selldown comes.
When he was stuck, this lobang was literally a lobang, ie. a hole in the ground which swallowed up his capital.
Little did he know that this hole in the ground will years later become the entrance to a gold mine. Heheh.

Little did he know that this hole in the ground will years later become the entrance to a gold mine. Heheh.

sanvan ( Date: 28-Apr-2026 13:42) Posted:
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Bro Caesar,
Next time, got AEM type of lobang, please share. 
Multi bagger. 
Next time, got AEM type of lobang, please share. 
Multi bagger. 
Caesar ( Date: 28-Apr-2026 11:23) Posted:
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I agree it was unexpected that the rights were going to be under subscribed. 
I applied only for my entitlement, rounded down to avoid odd lots. 
No excess rights applied. In fact, gave up some of my entitlement to round down. 
But, there is now a second opportunity as we seem headed to 2.50. 
Thats a magic number. 
A screaming buy. 
Why is it there? 
US treasury 10 yr has again peaked to 4.35% and results are less than stellar.
I applied only for my entitlement, rounded down to avoid odd lots. 
No excess rights applied. In fact, gave up some of my entitlement to round down. 
But, there is now a second opportunity as we seem headed to 2.50. 
Thats a magic number. 
A screaming buy. 
Why is it there? 
US treasury 10 yr has again peaked to 4.35% and results are less than stellar.
wavehunter ( Date: 28-Apr-2026 12:47) Posted:
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2.51 : 2.52
Jialat. 
Jialat. 
sanvan ( Date: 28-Apr-2026 09:13) Posted:
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Bro yoga,
Your Rights entitlement was 840 meaning you have 30,000 shares.
Sis halle is saying if you had applied for say 15,000 shares, you could have been given 1500 to 2000 shares
instead of the 900 shares you applied for and was given. But that' s becoz this time round, the Rights shares
were undersubscribed. Which was unexpected. The placement shares were oversubscribed. As always.
And mind you, the placement shares were priced more than 5 cts above the Rights shares somemore. So
who would have thought the Rights shares would be undersubscribed. 
Your Rights entitlement was 840 meaning you have 30,000 shares.
Sis halle is saying if you had applied for say 15,000 shares, you could have been given 1500 to 2000 shares
instead of the 900 shares you applied for and was given. But that' s becoz this time round, the Rights shares
were undersubscribed. Which was unexpected. The placement shares were oversubscribed. As always.
And mind you, the placement shares were priced more than 5 cts above the Rights shares somemore. So
who would have thought the Rights shares would be undersubscribed. 
yoga123 ( Date: 28-Apr-2026 12:31) Posted:
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Well, I was allocated 840 shares but decide to apply for 900 shares and managed to get it.    👍
halleluyah ( Date: 28-Apr-2026 11:56) Posted:
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Yeah Sis halle, I should have waited and buy today instead.  Nevermind lor, better than keeping in savings account.  🙂
halleluyah ( Date: 28-Apr-2026 09:32) Posted:
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This is the car I was eyeing to buy.

When COE was around $60000, this car was selling at $148k thereabout.
Today, CAT A COE is $123000.
So this car now cost $206,800.
SHAKE HEAD MAN !!!
I cannot imagine spending $206,800 on a car which will last only 10 years and will be worth almost ZERO after 10 years.
The LTA has a new policy now. After 10 yrs, your PARF is about 10% of what it used to be.
Take my Sylphy. After 10 yrs, I got back a PARF rebate of $5215.
Under the new policy, I will get back only $521.50. The stark difference is like DAY & NIGHT !!!
Instead of splurging $206,800 on a car which will last only 10 yrs, I would rather invest that $206.8k into Bitcoin and it will
grow to $600k within 5 years.   

When COE was around $60000, this car was selling at $148k thereabout.
Today, CAT A COE is $123000.
So this car now cost $206,800.
SHAKE HEAD MAN !!!
I cannot imagine spending $206,800 on a car which will last only 10 years and will be worth almost ZERO after 10 years.
The LTA has a new policy now. After 10 yrs, your PARF is about 10% of what it used to be.
Take my Sylphy. After 10 yrs, I got back a PARF rebate of $5215.
Under the new policy, I will get back only $521.50. The stark difference is like DAY & NIGHT !!!
Instead of splurging $206,800 on a car which will last only 10 yrs, I would rather invest that $206.8k into Bitcoin and it will
grow to $600k within 5 years.   
Sis halle,
40 lots means Rights entitlement is 1120 shares.
Rounding up to avoid odd lots issue means can apply for 1200 shares.
Both of us have no experience with Rights issue.
If apply for 1200 shares, we know sure can get.
But if we apply for say 2000 shares, what we didnt know was if Underwriting Managers cannot give us 2000 shares, will they
still give us 1200 shares? Or 1120 shares. We have no idea. And didnt want to risk getting 1120 shares. Also, we had thought
the Rights shares will be fully taken up since so cheap. As such, to apply for extra shares above 1200 shares and hope to get
it was wishful thinking. That was what we thought.
40 lots means Rights entitlement is 1120 shares.
Rounding up to avoid odd lots issue means can apply for 1200 shares.
Both of us have no experience with Rights issue.
If apply for 1200 shares, we know sure can get.
But if we apply for say 2000 shares, what we didnt know was if Underwriting Managers cannot give us 2000 shares, will they
still give us 1200 shares? Or 1120 shares. We have no idea. And didnt want to risk getting 1120 shares. Also, we had thought
the Rights shares will be fully taken up since so cheap. As such, to apply for extra shares above 1200 shares and hope to get
it was wishful thinking. That was what we thought.
halleluyah ( Date: 28-Apr-2026 11:45) Posted:
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shld ask bro yoga how many excess he applied fr n how many does he get n how many lots did he hold fr the rights...