to prepare for 1 october 2023 US big shutdown EU need to improve trade with china agin
https://www.youtube.com/watch?v=6l5xDZIqoeo
https://www.channelnewsasia.com/world/european-union-trade-chief-companies-china-future-3796316
chartistkao1 ( Date: 25-Sep-2023 16:58) Posted:
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https://www.youtube.com/watch?v=igNVdlXhKcI
 
https://www.wionews.com/world/explained-what-is-likely-to-happen-if-us-government-shutdown-on-october-1-639264
chartistkao1 ( Date: 25-Sep-2023 16:53) Posted:
|
https://www.youtube.com/watch?v=BxuY9FET9Y4
 
The shutdown will effectively begin at 12.01 am on October 1 if the Congress is not able to pass a funding plan that the president signs into law. Though it is not possible to predict how long a shutdown would last, the US lawmakers will have to devise plan to fund the government.
https://www.businesstoday.in/latest/world/story/us-govt-faces-shutdown-on-october-1-what-does-it-mean-who-gets-affected-399487-2023-09-24
 
chartistkao1 ( Date: 25-Sep-2023 15:16) Posted:
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when you are above 60 years old some are not very sharp but they
Trying to understand a complicated G policy is like trying to put together a 1,000-
piece jigsaw puzzle ... You try to find pieces that fit together and sometimes you
get so frustrated you actually &ldquo force&rsquo &rsquo pieces together. Then sometimes you go
blind looking for a specific piece because there are so many pieces of roughly the
same shade. You get angry. You throw the whole puzzle out of the window [&hellip ]
The G is answering [people&rsquo s] questions in financial gobbledygook. Lots of jargon
and acronyms like SGS and SSGS and some very fine numbers with decimal
points. You need a degree in finance and a great deal of patience to cut through
the tangle.
Trying to understand a complicated G policy is like trying to put together a 1,000-
piece jigsaw puzzle ... You try to find pieces that fit together and sometimes you
get so frustrated you actually &ldquo force&rsquo &rsquo pieces together. Then sometimes you go
blind looking for a specific piece because there are so many pieces of roughly the
same shade. You get angry. You throw the whole puzzle out of the window [&hellip ]
The G is answering [people&rsquo s] questions in financial gobbledygook. Lots of jargon
and acronyms like SGS and SSGS and some very fine numbers with decimal
points. You need a degree in finance and a great deal of patience to cut through
the tangle.
chartistkao1 ( Date: 25-Sep-2023 15:13) Posted:
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a complex system compare to when the market is selling ocbc badly you buy and the dividend is still above 6.2% at the price you buy you buy more compare to you need a mba to understand
https://lkyspp.nus.edu.sg/docs/default-source/case-studies/cpf-case_final_feb2015.pdf?sfvrsn=eac0960b_2
https://lkyspp.nus.edu.sg/docs/default-source/case-studies/cpf-case_final_feb2015.pdf?sfvrsn=eac0960b_2
chartistkao1 ( Date: 25-Sep-2023 14:24) Posted:
|
are they too big to fail like the 3 banks here?
https://fintechnews.sg/67599/virtual-banking/all-5-singapore-digital-banks-are-now-members-of-the-credit-bureau/
https://fintechnews.sg/67599/virtual-banking/all-5-singapore-digital-banks-are-now-members-of-the-credit-bureau/
chartistkao1 ( Date: 25-Sep-2023 14:21) Posted:
|
10 years from 2023 at age 65 you should be getting a handsome from
https://www.investing.com/equities/oversea-chinese-banking-corp.-consensus-estimates
 
unless they take a risk taker ceo who gambles your returns away
chartistkao1 ( Date: 25-Sep-2023 14:15) Posted:
|
you buy when the bloody US hedge funds are shorting in october
https://finance.yahoo.com/news/michael-burry-shorting-market-again-210648498.html
https://www.cnbc.com/2023/08/03/billionaire-investor-bill-ackman-says-hes-shorting-30-year-treasury-bills.html
chartistkao1 ( Date: 25-Sep-2023 14:10) Posted:
|
if you are 55 years old and you buy ocbc at $12.75 in next 5 years at age 60 years old ,your share become $17.48 if us can not tahan and cut rates aggressively again assuming they increase dividend 10% every year you will enjoy dividend gain and share gain
https://walletinvestor.com/sgx-stock-forecast/o39-stock-prediction
https://walletinvestor.com/sgx-stock-forecast/o39-stock-prediction
chartistkao1 ( Date: 25-Sep-2023 14:01) Posted:
|
A too big to failed reponse to the coming bloody us' s october selloff triggered by more rate hikes and a short or long period shutdown
https://www.channelnewsasia.com/singapore/mas-increase-coverage-deposit-insurance-scheme-100000-april-2024-3790666
https://www.channelnewsasia.com/singapore/mas-increase-coverage-deposit-insurance-scheme-100000-april-2024-3790666
chartistkao1 ( Date: 25-Sep-2023 13:58) Posted:
|
there is too big to fail bank in us and singapore but there is no too big to fail contract manufacturer in us or sg
https://www.marketwatch.com/investing/stock/o39?countrycode=sg
 
https://sginvestors.io/sgx/stock/v03-venture/news-article
 
which one to pick up in october 2023 us shutdown selloff
chartistkao1 ( Date: 25-Sep-2023 13:51) Posted:
|
FROM CK Asset&rsquo s Li Ka-shing to Henderson Land Development&rsquo s  Lee Shau-Kee, Hong Kong&rsquo s fabulously wealthy tycoons have  for decades dominated the city&rsquo s property and retail sectors. Now, these families face a big existential crisis.
Their founders  are either really old or have passed away. The younger  heirs need  to prove  that the original rags-to-riches business acumen is still in  their DNA, at a time when the economy and the financing world are rapidly changing.
Out of the four biggest dynasties, the most vulnerable seems to be the Chengs, whose empire spans property flagship New World Development and retail jeweller Chow Tai Fook Jewellery Group. After a brutal sell-off this summer, bonds issued by New World are yielding double digits &ndash hardly befitting the image of a family that is, by one estimate, worth almost US$30 billion.
Leverage is the worry. Once we consider perpetual bonds as debt, New World&rsquo s net gearing reaches an elevated 80 per cent, according to UBS. This is  much higher than that of its peers Henderson Land, CK Asset or the Kwok family&rsquo s Sun Hung Kai Properties. In fact, its balance sheet looks more like those of the city&rsquo s smaller builders, or even &ndash gasp &ndash   mainland Chinese developers.
Since becoming New World&rsquo s chief executive in 2020, Adrian Cheng &ndash the Harvard-educated eldest grandson of founder Cheng Yu-tung &ndash has been, in his own words, not &ldquo trying to preserve it and hold it tight&rdquo ,  but &ldquo disrupting and rejuvenating it to create a new business model&rdquo .
To that end, as his first signature project, the HK$20 billion (S$3.5 billion)  Victoria Dockside complex &ndash across the harbour  from Causeway Bay, one of the world&rsquo s most expensive retail districts &ndash   boasts artistic, innovative designs throughout. Rosewood Hong Kong, a new luxury hotel run by his younger sister Sonia, another Harvard graduate, is also located there.
Meanwhile, Adrian  is building 11 Skies, a HK$20 billion retail and entertainment complex near the airport, betting that mainland Chinese will continue to crowd into Hong Kong and splash money.
Another project, the  HK$30 billion Kai Tai Sports Park, is  on  the site of the city&rsquo s old airport. This area  is being developed into a second commercial hub that rivals Central, albeit with  snags and delays.
All that ambition comes at a cost, even for the Chengs. As a way to inject capital into New World, the private family office plans to buy its 61 per cent equity interest in NWS Holdings, a separately listed subsidiary with operations in construction, insurance and toll roads. Upon completion of this deal, New World will likely receive HK$17.8 billion in net proceeds. 
This deal is a double-edged sword. On the one hand, it will help ease New World&rsquo s liquidity needs. The developer has about HK$39 billion in short-term debt,  and capital expenditure has been elevated in part because of 11 Skies.
On the other hand, there is now a perception in the market  that the developer may no longer be able to get financing below 6.7 per cent, which is NWS&rsquo dividend yield. It is a reputation hit the family has to accept. 
As such, in late August, when a little-known blogger accused New World of &ldquo disguising equity as debt&rdquo and pledging away three commercial projects &ndash said to be valued at HK$20 billion &ndash for financing at  11 per cent to 12 per cent interest, the market response was immediate and brutal.
The builder had to release a statement on the Hong Kong stock exchange, denouncing such &ldquo untrue and unfounded statements&rdquo . But think about it: When  was the last time a tycoon family  had to come out defending itself against anonymous social media users or short-sellers?
It is certainly a sign of changing times. Despite having billions of dollars outstanding, New World&rsquo s bonds are not rated by any of the big three agencies &ndash perhaps because it thought there was no issue  with demand,  and its name brand alone spelled prestige and creditworthiness. But with the city&rsquo s interest rates  on the rise, and after China&rsquo s  property  blow-ups, investors  get cold feet easily. They are starting  to worry about Hong Kong&rsquo s real estate sector, too.
Can Adrian&rsquo s faith in the city and his artistic, luxury bets pay off? Investors are sceptical. BLOOMBERG
 
Their founders  are either really old or have passed away. The younger  heirs need  to prove  that the original rags-to-riches business acumen is still in  their DNA, at a time when the economy and the financing world are rapidly changing.
Out of the four biggest dynasties, the most vulnerable seems to be the Chengs, whose empire spans property flagship New World Development and retail jeweller Chow Tai Fook Jewellery Group. After a brutal sell-off this summer, bonds issued by New World are yielding double digits &ndash hardly befitting the image of a family that is, by one estimate, worth almost US$30 billion.
Leverage is the worry. Once we consider perpetual bonds as debt, New World&rsquo s net gearing reaches an elevated 80 per cent, according to UBS. This is  much higher than that of its peers Henderson Land, CK Asset or the Kwok family&rsquo s Sun Hung Kai Properties. In fact, its balance sheet looks more like those of the city&rsquo s smaller builders, or even &ndash gasp &ndash   mainland Chinese developers.
Since becoming New World&rsquo s chief executive in 2020, Adrian Cheng &ndash the Harvard-educated eldest grandson of founder Cheng Yu-tung &ndash has been, in his own words, not &ldquo trying to preserve it and hold it tight&rdquo ,  but &ldquo disrupting and rejuvenating it to create a new business model&rdquo .
To that end, as his first signature project, the HK$20 billion (S$3.5 billion)  Victoria Dockside complex &ndash across the harbour  from Causeway Bay, one of the world&rsquo s most expensive retail districts &ndash   boasts artistic, innovative designs throughout. Rosewood Hong Kong, a new luxury hotel run by his younger sister Sonia, another Harvard graduate, is also located there.
Meanwhile, Adrian  is building 11 Skies, a HK$20 billion retail and entertainment complex near the airport, betting that mainland Chinese will continue to crowd into Hong Kong and splash money.
Another project, the  HK$30 billion Kai Tai Sports Park, is  on  the site of the city&rsquo s old airport. This area  is being developed into a second commercial hub that rivals Central, albeit with  snags and delays.
All that ambition comes at a cost, even for the Chengs. As a way to inject capital into New World, the private family office plans to buy its 61 per cent equity interest in NWS Holdings, a separately listed subsidiary with operations in construction, insurance and toll roads. Upon completion of this deal, New World will likely receive HK$17.8 billion in net proceeds. 
This deal is a double-edged sword. On the one hand, it will help ease New World&rsquo s liquidity needs. The developer has about HK$39 billion in short-term debt,  and capital expenditure has been elevated in part because of 11 Skies.
On the other hand, there is now a perception in the market  that the developer may no longer be able to get financing below 6.7 per cent, which is NWS&rsquo dividend yield. It is a reputation hit the family has to accept. 
As such, in late August, when a little-known blogger accused New World of &ldquo disguising equity as debt&rdquo and pledging away three commercial projects &ndash said to be valued at HK$20 billion &ndash for financing at  11 per cent to 12 per cent interest, the market response was immediate and brutal.
The builder had to release a statement on the Hong Kong stock exchange, denouncing such &ldquo untrue and unfounded statements&rdquo . But think about it: When  was the last time a tycoon family  had to come out defending itself against anonymous social media users or short-sellers?
It is certainly a sign of changing times. Despite having billions of dollars outstanding, New World&rsquo s bonds are not rated by any of the big three agencies &ndash perhaps because it thought there was no issue  with demand,  and its name brand alone spelled prestige and creditworthiness. But with the city&rsquo s interest rates  on the rise, and after China&rsquo s  property  blow-ups, investors  get cold feet easily. They are starting  to worry about Hong Kong&rsquo s real estate sector, too.
Can Adrian&rsquo s faith in the city and his artistic, luxury bets pay off? Investors are sceptical. BLOOMBERG
 
chartistkao1 ( Date: 25-Sep-2023 11:41) Posted:
|
they are few things they were doing so mnay years, borrowed money to buy assets, then merge assets  and relist assets or sell assets and list it to exit and then close shop forever
chartistkao1 ( Date: 25-Sep-2023 11:39) Posted:
|
will buyersable to buy ocbc at lower price then ocbc buyback price at 12,65 in october 2023 given
Mercatus said to have put 18 assets in HDB estates up for sale at S$265m guide price
Sale will be with existing long-term tenancies in place 170,000 sq ft portfolio is anchored by NTUC FairPrice
Kalpana Rashiwala
Published Mon, Sep 25, 2023 · 5:00 am  Updated Mon, Sep 25, 2023 · 10:17 am
NTUC Enterprise unit Mercatus is understood to have quietly put on the market a portfolio of 18 commercial properties in Housing and Development Board (HDB) estates.
The properties have a total indicative price of around S$265 million,  The Business Times  understands.
The 18 properties add up to about 170,000 sq ft of space in HDB shops, shophouses and low-rise commercial blocks. The portfolio has full occupancy. About 80 per cent of the space is leased to NTUC FairPrice, which is set to keep its long-term tenancies in the properties.
The properties are in locations such as Bukit Merah Central, Kallang Bahru, Bishan, Hougang, Serangoon North, Holland Drive, Tampines, Bedok, Buona Vista, Clementi, Choa Chu Kang, Jurong East and Jurong West.
The balance tenures for the properties vary, but average around 57 years.
Market watchers estimate the entry net yield at slightly above 4.5 per cent.
https://www.channelnewsasia.com/singapore/ntuc-income-corporatisation-company-co-op-existing-policies-coverage-benefits-2418561
why such move after so many years?
 
The properties have a total indicative price of around S$265 million,  The Business Times  understands.
The 18 properties add up to about 170,000 sq ft of space in HDB shops, shophouses and low-rise commercial blocks. The portfolio has full occupancy. About 80 per cent of the space is leased to NTUC FairPrice, which is set to keep its long-term tenancies in the properties.
 
The balance tenures for the properties vary, but average around 57 years.
Market watchers estimate the entry net yield at slightly above 4.5 per cent.
https://www.channelnewsasia.com/singapore/ntuc-income-corporatisation-company-co-op-existing-policies-coverage-benefits-2418561
why such move after so many years?
 
chartistkao1 ( Date: 25-Sep-2023 11:31) Posted:
|
I Can&rsquo t Even Hit Basic Retirement Sum
It&rsquo s perfectly OK to not hit any of the 3 Retirement Sums above. There is no penalty for not hitting the Basic Retirement Sum.Not hitting the BRS only means  you&rsquo ll only be able to withdraw $5,000 from CPF at age 55. Your retirement payouts will not be affected.
In the past, the old CPF Retirement Sum scheme  pegged retirement payouts to whichever Retirement Sum you hit. Back then, failing to meet BRS might have been a cause for concern.
But the current CPF LIFE scheme is fully pro-rated based on the exact amount of retirement savings you have. So whether you hit BRS or not, your lifetime payouts will be calculated fair and square.
https://sg.style.yahoo.com/cpf-basic-full-enhanced-retirement-000058652.html#same
you can not even buy 1 unit of ocbc share even at $8 in 2013
 
chartistkao1 ( Date: 25-Sep-2023 10:54) Posted:
|
kuok' s brother and Lee' s pineapple are two groups to watched during october 2023 selloff
Kuok&rsquo s preceding acquisitions were between Sep 8 and Sep 11, with 1,456,500 shares at S$3.66 per share. Before that, 877,100 shares were acquired at an average price of S$3.55 on Aug 25.
Kuok has extensive experience in the agri-business industry and has been involved in the grains, edible oils, and oilseeds businesses since 1973 and has served as the chairman of Wilmar International since July 2006. He has gradually increased his total interest in Asia&rsquo s leading agribusiness group, from 12.20 per cent in May 2017.
Wilmar International is organised into four reportable operating segments, which include food products, feed and industrial products, plantation and sugar milling and others, which includes the group&rsquo s logistics & jetty port services and investment activities.
In its H1 FY23 (ended Jun 30), the feed and industrial products contributed 54 per cent of revenue, with food products contributing 42 per cent. Higher volume of sales across all the main businesses of the feed and industrial products led the segment to report an improvement in overall sales volume by 12.7 per cent to 27.9 million MT in H1 FY23.
The overall sales volume for the food products also grew by 5.5 per cent to 14.6 million MT for H1 FY23, with stronger sales volume recorded for its medium pack and bulk products. While both segments reported higher sales volume, both reported declines in H1 FY23 profit from H1 FY22.
For feed and industrial products, this was mainly due to much lower margins for the mid and downstream tropical oils operations. For food products, this was due to unfavourable sales mix, lower sales volume from its consumer products and weaker margins, because of high feedstock costs for the flour business. For the H1 FY23, 52 per cent of the revenue was reported to China.
Wilmar International also announced last week that Wilmar&rsquo s board of directors had appointed its independent non-executive director Jessica Cheam as a member of its Board Sustainability Committee, with effect from Oct 1, 2023.
 
Wilmar International
Between Sep 19 and Sep 21,  Wilmar International : F34 +1.09%  chairman and CEO Kuok Khoon Hong increased his deemed interest in the global agri-business from 13.42 per cent to 13.44 per cent. This saw Jaygar Holdings acquire 250,000 shares, Longhlin Asia acquire 258,350 shares and Hong Lee Holdings acquire 258,350 shares. The 766,700 shares were all acquired at S$3.69 per share.GET BT IN YOUR INBOX DAILY
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Tell us what you think. Email us at  [email protected]
 
Kuok has extensive experience in the agri-business industry and has been involved in the grains, edible oils, and oilseeds businesses since 1973 and has served as the chairman of Wilmar International since July 2006. He has gradually increased his total interest in Asia&rsquo s leading agribusiness group, from 12.20 per cent in May 2017.
Wilmar International is organised into four reportable operating segments, which include food products, feed and industrial products, plantation and sugar milling and others, which includes the group&rsquo s logistics & jetty port services and investment activities.
In its H1 FY23 (ended Jun 30), the feed and industrial products contributed 54 per cent of revenue, with food products contributing 42 per cent. Higher volume of sales across all the main businesses of the feed and industrial products led the segment to report an improvement in overall sales volume by 12.7 per cent to 27.9 million MT in H1 FY23.
The overall sales volume for the food products also grew by 5.5 per cent to 14.6 million MT for H1 FY23, with stronger sales volume recorded for its medium pack and bulk products. While both segments reported higher sales volume, both reported declines in H1 FY23 profit from H1 FY22.
For feed and industrial products, this was mainly due to much lower margins for the mid and downstream tropical oils operations. For food products, this was due to unfavourable sales mix, lower sales volume from its consumer products and weaker margins, because of high feedstock costs for the flour business. For the H1 FY23, 52 per cent of the revenue was reported to China.
Wilmar International also announced last week that Wilmar&rsquo s board of directors had appointed its independent non-executive director Jessica Cheam as a member of its Board Sustainability Committee, with effect from Oct 1, 2023.
 
chartistkao1 ( Date: 25-Sep-2023 10:50) Posted:
|
INSTITUTIONS were net sellers of Singapore stocks over the five trading sessions through to Sep 21, with S$205 million of net institutional outflow, while 24 primary-listed companies conducted buybacks with a total consideration of S$22.1 million.
OCBC : O39 +0.87%  led the share buyback consideration tally, buying back 1.2 million shares at an average price of S$12.67 per share, followed by  Olam Group : VC2 +0.92%, which bought back 2.7 million shares at an average price of S$1.08 per share.  StarHub : CC3 0%  also bought back 1.28 million shares at an average price of S$1.09 per share.
Leading the net institutional outflow over the five sessions were  DBS : D05 -0.06%,  UOB : U11 +0.11%,  Thai Beverage : Y92 +1.79%, OCBC,  Keppel Corporation : BN4 +0.15%,  Frasers Logistic & Commercial Trust : BUOU -0.9%,  Singapore Airlines : C6L -0.61%,  Seatrium : S51 -1.49%,  CapitaLand Investment : 9CI -0.64%  and  CapitaLand Integrated Commercial Trust : C38U -1.07%.
 
OCBC : O39 +0.87%  led the share buyback consideration tally, buying back 1.2 million shares at an average price of S$12.67 per share, followed by  Olam Group : VC2 +0.92%, which bought back 2.7 million shares at an average price of S$1.08 per share.  StarHub : CC3 0%  also bought back 1.28 million shares at an average price of S$1.09 per share.
Leading the net institutional outflow over the five sessions were  DBS : D05 -0.06%,  UOB : U11 +0.11%,  Thai Beverage : Y92 +1.79%, OCBC,  Keppel Corporation : BN4 +0.15%,  Frasers Logistic & Commercial Trust : BUOU -0.9%,  Singapore Airlines : C6L -0.61%,  Seatrium : S51 -1.49%,  CapitaLand Investment : 9CI -0.64%  and  CapitaLand Integrated Commercial Trust : C38U -1.07%.
 
chartistkao1 ( Date: 25-Sep-2023 10:34) Posted:
|
when i was young they grouped me into express,normal or sepcial depending on my grades
 
https://en.wikipedia.org/wiki/Secondary_education_in_Singapore
 
and when I grew older they again grouped all into
https://blog.moneysmart.sg/budgeting/cpf-brs-frs-ers/
 
we are also being grouped into something borned in sg
 
chartistkao1 ( Date: 25-Sep-2023 10:26) Posted:
|
when you turn 55 years old keep some money in ocbc during october selloff 2023 and keep it until 65 and get monthly payout from this bank it is too big to fail in this important asian financial center
 
https://sginvestors.io/sgx/stock/o39-ocbc-bank/company-announcement
https://www.ocbc.com/iwov-resources/sg/ocbc/gbc/pdf/annual-report/2022/shareholding-statistics.pdf
 
chartistkao1 ( Date: 25-Sep-2023 10:21) Posted:
|
ocbc ' s share worth $16 considerings its 88.4% stake in Great Eastern and all its overseas units in hk,indonesia,malaysia,thailand and other overseas markets
https://www.ocbc.com/group/about-us/group-business.page
https://www.edb.gov.sg/en/about-edb/media-releases-publications/wmi-announces-measures-to-deepen-engagement-of-family-offices-in-singapore.html
https://www.shareinvestor.com/news/news.html?source=regional_sgxnet& nid=515524790
https://investors.sgx.com/company-disclosures/company-announcements?securityCode=O39& annc=481C51UXYGXDOV2I
https://www.dividends.sg/view/o39
chartistkao1 ( Date: 22-Sep-2023 15:53) Posted:
|
