DBS    Last:65.05   -

The Best of the Best Banks

Yes, 70 more likely 🐻

aragosta      ( Date: 25-Dec-2025 13:01) Posted: DBS 2026 $60 CHARGE! WOULD DBS reach S$60.00 per share next year, as the black market gangsters unbelievably so confident been shouting all over the wet markets and coffee shops?......... seems like they have several allies in the same thinking..........several analytic robotics and other algorithmic and AI-driven platforms provide specific positive price forecasts for DBS Group Holdings for the next one year to five years....... According to WalletInvestor' s live forecast data, DBS Group Holdings is identified as a strong long-term investment with high profit potential. The platform predicts a steady upward trend, with a projected share price of  S$60.16  by 2026 and  S$78.71by 2030. According to  Traders Union' s technical analysis model, a long-term increase for DBS is projected. The platform forecasts the stock price to reach approximately  S$65.66  by the end of 2026 and provides a long-term outlook that includes projections for 2030. Utilizing Meyka AI' s predictive modeling and alternative data analysis, DBS Group Holdings is forecasted to experience substantial long-term appreciation. Based on their current one-year outlook for late 2026, the stock is projected to reach approximately  S$62.50, with an accelerated trajectory targeting  S$102.72  by 2030 and potentially  S$137.16  by 2032. Based on Gov Capital' s deep learning algorithms, which analyze historical price trends and market volatility, DBS is currently identified as a strong candidate for portfolio growth. The platform' s one-year forecast anticipates the share price reaching  S$64.12  by late 2026, with a more aggressive 5-year algorithmic target exceeding  S$89.50. While traditionally an institutional firm, JP Morgan' s current AI-Driven quantitative ' Bull Case' model for DBS - driven by asset restructuring data - forecasts a potential climb to  S$70.00  by December 2026. This projection assumes the bank successfully navigates a lower interest rate environment while maintaining its high  17% Return on Equity (ROE).

 

TP 57, before moving up to 60

 

DBS 2026 $60 CHARGE!
WOULD DBS reach S$60.00 per share next year, as the black market gangsters unbelievably so confident been shouting all over the wet markets and coffee shops?......... seems like they have several allies in the same thinking..........several analytic robotics and other algorithmic and AI-driven platforms provide specific positive price forecasts for DBS Group Holdings for the next one year to five years.......

1. According to WalletInvestor' s live forecast data, DBS Group Holdings is identified as a strong long-term investment with high profit potential. The platform predicts a steady upward trend, with a projected share price of  S$60.16  by 2026 and  S$78.71by 2030.
2. According to  Traders Union' s technical analysis model, a long-term increase for DBS is projected. The platform forecasts the stock price to reach approximately  S$65.66  by the end of 2026 and provides a long-term outlook that includes projections for 2030.
3. Utilizing Meyka AI' s predictive modeling and alternative data analysis, DBS Group Holdings is forecasted to experience substantial long-term appreciation. Based on their current one-year outlook for late 2026, the stock is projected to reach approximately  S$62.50, with an accelerated trajectory targeting  S$102.72  by 2030 and potentially  S$137.16  by 2032.
4. Based on Gov Capital' s deep learning algorithms, which analyze historical price trends and market volatility, DBS is currently identified as a strong candidate for portfolio growth. The platform' s one-year forecast anticipates the share price reaching  S$64.12  by late 2026, with a more aggressive 5-year algorithmic target exceeding  S$89.50.
5. While traditionally an institutional firm, JP Morgan' s current AI-Driven quantitative ' Bull Case' model for DBS - driven by asset restructuring data - forecasts a potential climb to  S$70.00  by December 2026. This projection assumes the bank successfully navigates a lower interest rate environment while maintaining its high  17% Return on Equity (ROE).

 

Nonsense

behonest      ( Date: 23-Dec-2025 17:22) Posted: youtube too dontbetray      ( Date: 23-Dec-2025 17:20) Posted: yes many speculating and circulating . especially from my private bank circu

 

i don' t   think any one of us have a private  CIRCUS  of friends to check with.....
But I think tomorrow, many will be at DBS queuing ..........
​ .

 

Check
Then you will know its fact

prophetjul      ( Date: 23-Dec-2025 21:47) Posted: Rumour mongering or fact?

 

Rumour mongering or fact?

 

youtube too

dontbetray      ( Date: 23-Dec-2025 17:20) Posted: yes many speculating and circulating . especially from my private bank circus ahtaolim      ( Date: 23-Dec-2025 17:13) Posted: please check if dbs has US 1.2 Billion losss to book on 23 dec dec for their short silver paper at COMEx

 

yes many speculating and circulating . especially from my private bank circus

ahtaolim      ( Date: 23-Dec-2025 17:13) Posted: please check if dbs has US 1.2 Billion losss to book on 23 dec dec for their short silver paper at COMEx

 

please check if dbs has US 1.2 Billion losss to book on 23 dec dec for their short silver paper at COMEx

 

Another ground breaking development....

Crypto.com Deepens Singapore Banking Ties
https://www.finews.asia/finance/44497-crypto-com-singapore-banking-ties-dbs-bank-fiat-payment

Crypto.com has reinforced its position in Singapore' s tightly regulated digital asset market by expanding its fiat payment capabilities through a strengthened partnership with DBS Bank, Southeast Asia' s largest bank by assets.

The move enhances access to SGD and USD deposits and withdrawals, underscoring  Crypto.com' s strategy  of pairing crypto services with robust, bank-grade infrastructure under the Monetary Authority of Singapore (MAS) framework, according a media release issued on Friday.

 

 

 

Singapore big three banks to sustain strong dividends in 2026: report
https://asianbankingandfinance.net/retail-banking/news/singapore-big-three-banks-sustain-strong-dividends-in-2026-report

 

My New Year' s wish and hope....marching towards sixty........
' in the OCBC thread, I got hinted there' s a mega development going on in DBS .... what it is, make your choice
 

As of late 2025, the most likely M& A activity for DBS in 2026 involves ' bolt-on' acquisitions  in high-growth markets like  Malaysia, India, and Dubai, alongside a strategic focus on expanding its  wealth management  and  digital capabilities. 

The specific opportunities identified for 2026 include:

1. Alliance Bank Malaysia (Stake Acquisition)

• Status:  DBS has reportedly revised its application to Bank Negara Malaysia to acquire up to a  30% stake  in Alliance Bank Malaysia Bhd, down from an initial 49% request to better align with local ownership regulations.
• Strategic Rationale:  This would establish a significant footprint for DBS in Malaysia, where its primary Singaporean rivals already have a presence. 

2. Standard Chartered Assets (Speculative ' Bolt-ons' )

• Target Markets:  Should activist pressure or strategic reviews lead Standard Chartered to divest certain regional units, DBS is viewed as a prime candidate for its India and Dubai  businesses. PLEASE GO TO ALL MY POSTS ABOUT THE SPECULATIONS OF DBS TAKING OVER A STAKE IN SCB VIA FATHER TEMASAK, even now The Edge also copycat the gangsters view.
• Strategic Goal:  These assets align with DBS' s focus on growing its  wealth management  Assets Under Management (AUM) and fee income. 

3. Wealth Management & Private Banking

• Target:  DBS is aiming to manage  S$500 billion  in wealth assets by the end of 2026.
• Focus:  The bank is actively seeking ' bolt-on' deals similar to its past acquisitions of Citi Taiwan or ANZ' s retail business, specifically targeting the  affluent segment  (clients with S$1 million+ in assets). 

4. Digital & AI Capabilities

• Direction:  Under new CEO Tan Su Shan, DBS is prioritizing acquisitions that enhance its  digital and AI infrastructure  to maintain its ' future-forward' positioning.
• Market Position:  DBS intends to act as the ' picks and shovels' for the digital asset ecosystem, looking for targets that can bolster its issuance, trading, and custody services. 

5. Income Insurance (Domestic Consolidation)

• Status:  Following the Singapore government' s 2024 intervention to block the Allianz deal, DBS is viewed as the ' natural candidate' to step in as a local white knight. A 2026 deal would require DBS to navigate the newly amended  Insurance Act, which mandates that any buyer must strictly preserve the insurer' s social mission.
• Strategic Rationale:  Unlike OCBC and UOB, DBS does not currently own a captive insurance subsidiary. Acquiring Income would bridge this competitive gap, allowing DBS to internalize insurance manufacturing and gain direct access to a massive domestic customer base while fulfilling a national role in maintaining affordable insurance for Singaporeans.

Summary of 2026 M& A Strategy

• CEO Stance:  Tan Su Shan has emphasized that M& A decisions are long-term and must be  appropriately priced  and easily integrated.
• Financial Flexibility:  With a Common Equity Tier 1 (CET1) capital ratio of  17.0%, DBS has the financial capacity to move from defensive positioning to ' targeted expansion' in 2026. 

Verdict for 2026:  While the  Alliance Bank  stake is currently the most active ' live' application, an  Income Insurance  acquisition is the most significant  strategic  possibility. If the Singapore government signals a desire for a ' national solution' to Income' s capital needs in 2025, DBS would likely be the first choice to step in by 2026.

STILL think DBS $100 is not possible?.... any way I didn' t write the above..... ask I said the gangsters are unbelievable people to be able to think of such unbelievable possibilities...... believe or unbelievers , we don' t care a bit.......

 

 

From China Daily HK
Taken together, these approvals bolster DBS' ability to offer more comprehensive and competitive RMB services as clients increasingly look to diversify currency risk. They also allow the bank to provide more efficient RMB settlement services and support broader cross-border usage, helping to deepen investment connectivity and foster financial innovation across the region.
https://www.chinadailyasia.com/hk/article/625531

' From Hubbis
With direct access to onshore RMB liquidity pools, DBS can now offer a more integrated renminbi proposition covering payments, liquidity management, and access to RMB-denominated instruments across both onshore and offshore markets. Leveraging Singapore' s role as a global foreign exchange hub, the bank aims to provide clients with improved liquidity access, more flexible settlement options, and enhanced tools for capital and risk management.
https://hubbis.com/news/dbs-appointed-as-singapore-s-first-onshore-rmb-clearing-bank

' From Asian Banker
With direct access to China' s onshore RMB liquidity and its clearing bank status, DBS is able to deliver a more holistic RMB proposition,
offering clients wider access to various RMB-denominated instruments and seamless RMB solutions across both onshore and offshore markets.
https://www.theasianbanker.com/press-releases/dbs-becomes-first-singapore-bank-appointed-as-rmb-clearing-bank#:~:text=With%20direct%20access%20to%20China' s,both%20onshore%20and%20offshore%20markets.

From Finews
With direct access to China' s onshore RMB pools, DBS can now deliver a more integrated RMB proposition, spanning payments, liquidity management, and access to RMB-denominated instruments across both onshore and offshore markets. Leveraging Singapore' s   position as a global foreign exchange hub, the bank aims to offer clients improved liquidity access, enhanced settlement options, and greater flexibility in capital and risk management.
https://www.finews.asia/finance/44477-singapore-china-dbs-secures-landmark-rmb-clearing-role

' From XinHua
DBS said the designation will strengthen the bank' s cross-border RMB services, allowing clients to invest in RMB-denominated financial instruments more easily, bridge onshore and offshore RMB business demand, and support their participation in China' s financial markets to capture related opportunities
https://english.news.cn/20251216/2285e813a4704517b66174c56fa98d9c/c.html

 

Normally I don' t post full Analysts' Reports..... but this is different.....
after hearing what my DBS Treasures RM told me, I believe this is what DBS is trying to tell us, with out telling us directly   that DBS will keep breaking it' s ATH next year...... the gangsters' $100 prediction is no longer a joke........
 

Singapore Banks: More positives to come in 2026
https://www.dbs.com.sg/sme/aics/templatedata/article/generic/data/en/GR/122025/251209_insights_singapore_banks_more_positives_to_come_in_2026.xml?pk_source=google& pk_medium=organic& pk_campaign=seo

 

• DBS PayLah! & UnionPay:  DBS PayLah! users can now scan to pay at over 40 million UnionPay QR Code-enabled merchants in China, treating it as a local payment method with automatic currency conversion.
• DBS UnionPay Platinum Debit Card:  This card is specifically designed for China travel, offering benefits such as:
  • Up to 8% cashback  on spending in China through March 31, 2026.
  • 3% transaction fee waiver  when the card is linked to your Alipay or WeChat Pay account for single transactions above RMB 200.
  • Zero fees  on overseas ATM cash withdrawals.
• Integration with Alipay & WeChat Pay:  DBS/POSB credit and debit cards can be linked to both  Alipayand WeChat Pay apps, allowing users to pay seamlessly at millions of merchants who use these popular local mobile payment apps.
• DBS Remit to Alipay:  You can send money to Alipay wallets in China with S$0 fees using DBS Remit via the digibank app, with same-day transfers available to a recipient' s mobile number.
• Digital Yuan (e-CNY) Pilot:  In a significant development, Singapore and China have launched a pilot program allowing Singapore travelers to open and top up digital RMB wallets (e-CNY) for merchant payments in China. This aims to make payments even more convenient for tourists.
• RMB Clearing Bank:  DBS has been appointed as Singapore' s second Renminbi clearing bank, which will help further grow the offshore RMB market and facilitate trade and investment between the two countries. 

 

many people woke up and keep asking why why why..... looks like they missed the forest for the tree..... well, seek and u will know, ask and we will tell.... still think $100 is not possible? Well, my Treasures RM told me, its own DBS Research ownself predicted ownself price target to hit above sixty next year.....if coming from that, imo sure to come true one... it cannot publish its own company report but it' s a open secret to most DBS vip clients..... believe or not believe , we couldn' t be bothered.... 
=============

DBS Secures Landmark RMB Clearing Role
https://www.reuters.com/business/finance/dbs-appointed-singapores-second-renminbi-clearing-bank-2025-12-15/

https://www.finews.asia/finance/44477-singapore-china-dbs-secures-landmark-rmb-clearing-role  

• Strategic Bilateral Ties:  The appointment was announced during the Singapore-China Joint Council for Bilateral Cooperation (JCBC) meeting, underscoring its importance as a government-level initiative to deepen financial connectivity.
• Enhanced Market Position:  DBS becomes the first Singapore-based bank to hold this role (alongside the existing Industrial and Commercial Bank of China Singapore branch), materially strengthening its relevance in facilitating regional capital flows and enhancing Singapore' s offshore RMB infrastructure.
• Growing RMB Usage:  The development is well-timed with growing demand from corporations and investors seeking to diversify currency risk and manage geopolitical volatility by increasing their use of the RMB. 

• Direct Onshore Liquidity Access:  The clearing bank status gives DBS direct access to China' s onshore RMB liquidity pools. This access is critical for providing clients with enhanced settlement capabilities and deeper liquidity, which were previously more challenging to obtain efficiently.
• Expanded Service Offerings:  DBS can now offer a comprehensive suite of RMB-related services across both onshore and offshore markets, including payments, liquidity management, and access to RMB-denominated financial instruments.
• Increased Market Access for Clients:  The new capabilities, combined with the separate approval for DBS to participate in China' s onshore over-the-counter (OTC) bond market, will create a seamless bridge for international investors to tap into China' s domestic bond market and other opportunities.
• New Revenue Streams:  Facilitating increased cross-border trade, investment, and treasury activities will drive growth in transaction banking, foreign exchange, and wealth management fees, contributing to the bank' s diversified income streams. 

 

JPMORGAN, MAYBANK, CGSI, SIMPLYWALLSTREET, ALPHASPREAD, GURUFOCUS....Surely those highly paid analysts 
and financial houses are not going to ruin their reputation by anyhow forecasting the near term and long term price targets 
of DBS BANK?...... SURELY there must be some sense in their assessment of the intrinsic value of DBS Bank..... ? any way just by looking
at the performance, the growth prospects and the solid fundamentals of the Bank, you do have to believe there' s truth in the popular 
assessment...... any way to each his own, and please hor, dyoddddd...... the gangsters as always are unbelievable people.....
======

DBS $100 per share
Financial experts and analysts have a POSITIVE long-term outlook for DBS Bank, with some specific forecasts projecting the stock price
could reach the  S$100 per share mark by around 2030. 

Analyst Consensus & Price Targets

1. Near-term (12-month):  The consensus among Wall Street analysts for a 12-month price target is an average of approximately S$58.00. 
   Some notable forecasts include a S$60.50 target from CGSI, S$61.10 from CITI, S$62.79 target from Maybank, and the highest target of                                                            S$70.00 from JP Morgan
2. Long-term (2030 and beyond):  A long-term stock forecast model from Meyka suggests a potential price of  approximately  S$102.72 by 2030,                                                            and potentially  S$137.16 within seven years  (around 2031-2032). These projections indicate a strong belief in the bank' s long-term growth trajectory. 

Key Drivers for Growth
Analysts and experts point to several factors underpinning their positive outlook for DBS: 

1. Strong Financial Performance:  DBS achieved a historic S$100 billion market cap in May 2025. Strong profitability, high return on equity (ROE),                                                         and increased dividends reflect a solid balance sheet.
2. Wealth Management & Digital Strategy:  Significant wealth management growth and a " digital-first" strategy leveraging AI enhance efficiency and                                           competitive advantage.
3. Regional Dominance:  As a leading and highly-rated bank in Asia (raped " Safest Bank in Asia" for 17 consecutive years), DBS is well-positioned to                                             leverage regional economic growth and wealth migration.
4. Resilience and Regulation:  Singapore' s strict regulations provide stability, enabling the bank to weather macroeconomic challenges effectively.

Considerations and Risks

1. Market Sensitivity: As a cyclical business, DBS is sensitive to macroeconomic shifts and interest rate changes.
2. Valuation Debate: While long-term fundamentals are strong, the stock' s current premium valuation leads to short-term overvaluation                                                                 discussions among analysts.

CONSENSUS PRICE TARGETS For the Near Term and Long Term
DBS Group Holdings Stock Forecast & Price Predictions: Short-Term Outlook = Bullish, Long-Term Outlook = Bullish, Overall Sentiment = Bullish
In the long term, DBS shows a bullish trend.  The 2030 forecast suggests a price target of S$102.72  . The 7 years-projections estimate the stock 
could trade near $137.16, a more than 150% change from current price!
https://meyka.com/stock/D05.SI/forecasting/

According to tradersunion.com' s statistical model, the average projected price of DBS Bank  in 2030 could be S$103.97 by mid-year and approximately
S$113.91 by year-end.  Actual results may differ based on innovation cycles, global demand, and corporate profitability.
https://tradersunion.com/currencies/forecast/d05-sgd/#:~:text=According%20to%20our%20statistical%20model,by%20the%20end%20of%202035.

If current market and earnings trends persist, the projected average share price by mid-year could be S$59.13,  while the average share price by year-end 
may reach S$90.79.  These are indicative and may shift with changes in interest rates, product sales, or broader equity-market sentiment.
https://tradersunion.com/currencies/forecast/d05-sgd/#:~:text=According%20to%20our%20statistical%20model,by%20the%20end%20of%202035.

As of November 2025, based on analyst ratings from Moomoo, the average 12-month price target for DBS Bank is S$56.17. 
This is derived from an analysis of 5 wall street analysts, with a high estimate of S$70.00 and a low estimate of S$46.00.
https://www.moomoo.com/stock/D05-SG/forecast#:~:text=Strong%20Buy,Review%20DBS%20earnings%20estimates

As of November 2025, based on data from a poll of the past 3 months, the average 12-month price target for DBS Bank is S$57.38. 
This is calculated from a pool of 17 analysts (7 strong buys, 1 buy, 6 holds, 3 sells), with a high estimate of S$70.00 form JP Morgan 
and a low estimate of S$46.00 from Macquarie
https://www.investing.com/equities/dbs-group-holdings-consensus-estimates
https://www.tradingview.com/symbols/SGX-D05/forecast/
https://www.marketscreener.com/quote/stock/DBS-GROUP-HOLDINGS-LTD-6491408/

Based on recent reports from various 16 analysts (8 buys, 5 holds, 3 sells), the updated average 12-month target price for DBS Group Holdings 
is S$56.17, with the highest individual forecast being the S$70.00 target from J.P. Morgan.
https://sg.finance.yahoo.com/quote/D05.SI/analyst-insights/

As at end November 2025, DBS' s share price targets, according to the latest analyst reports from 5 research institutions dated within the past 3 months, 
range from S$55.00 to S$62.79, with an average share price target of S$58.058 
https://sginvestors.io/sgx/stock/d05-dbs/target-price
https://sginvestors.io/sgx/stock/d05-dbs/analyst-report

As of November 2025, the average 12-month price target for DBS Group Holdings, based on ratings from 19 analysts,  is S$56.22. 
The forecasts range from a low of S$46.46 to a high of S$67.72.  https://fintel.io/sfo/sg/d05#:~:text=The%20average%20one%2Dyear%20price,to%20a%20high%20of%20$67.72.& text=A%20stock' s%20price%20target%20is,median%20values%20for%20the%20stock.& text=Is%20this%20card%20helpful?

 

Go ahead and invest in Singapore's chief financier.


Trade with our country's development

JurongW      ( Date: 30-Nov-2025 00:31) Posted: Thank you for the comprehensive writeup.  Already vested in OCBC, UOB, dont have DBS yet. Seriously considering using my CPF savings to invest in DBS. aragosta      ( Date: 30-Nov-2025 00:18) Posted: DO NOT BLINK..... To reach the  S$100  share price target,  DBS Bank  needs sustained, significant earnings growth via non-interest income and innovation. Key catalysts include: Strong fundamentals:  DBS benefits from a robust balance sheet, healthy asset quality, and high returns on equity compared to its peers.  Strong Non Interest Income Growth:  Boosting wealth management and fee income to offset potential drops in net interest margins as interest rates ease. Successful Regional Expansion/M& A:  Completing value-additive acquisitions in key growth markets to expand loan books and market share. Enhanced Capital Returns:  Attracting investors through sustained high dividends, share buybacks, or special dividends. Continued Digital & AI Leadership:  Further improving efficiency and generating revenue insights via technology to justify a higher valuation. Favorable Macroeconomic Environment:  General economic stability and Singapore' s growth as a financial hub. Regional economic growth:  DBS is positioned to benefit from the sustained economic growth and capital inflows into the Southeast Asian region Temasek, as the largest shareholder, supports these ambitions through stable ownership and sound governance, fostering innovation via ventures like  EvolutionX Debt Capitaland Partior, ensuring a long-term strategic focus essential for sustainable growth. WHAT DO YOU OR OTHERS THINK? STI could see 5,000 this year but can DBS be at $70 by end-2026?  JP Morgan argues that DBS has restructured its assets and liabilities  towards a lower loan intensity. It is an institutional must-have which may make it overbought. If everyone has bought DBS who is there left to buy the stock? https://sg.finance.yahoo.com/news/sti-could-see-5-000-061629329.html The Power of Compounding Dividends. Why Selling Blue-Chips Too Early Could Cost You Dearly. Discover why selling blue-chip stocks too early can hurt long-term returns  and how patience can boost your investment gains. https://thesmartinvestor.com.sg/why-selling-blue-chips-too-early-could-cost-you-dearly/ DBS Bank Stock Analysis: JPMorgan Predicts S$70 Target Price & S$3.30 Dividend! JPMorgan forecasts a bright future for DBS Bank,  setting a S$70 price target by December 2026  and highlighting a potential  $3.30 dividend for years to come. https://www.youtube.com/watch?v=rM5iQ2DeeNM DBS Hovering at All-Time High: Should You Take Profits or Stay Invested? https://sg.finance.yahoo.com/news/dbs-hovering-time-high-profits-233000403.html Is DBS still a better buy than UOB and OCBC? DBS has continued to pull ahead in 2025, with its share price up 22.6% year-to-date.  This would make DBS still the strongest performer among the three Singapore banks https://growbeansprout.com/dbs-uob-ocbc-share-price-dividend-nov-2025  CGSI joins Citi, Maybank in raising DBS target price above $60 mark https://www.theedgesingapore.com/capital/brokers-calls/cgsi-joins-citi-maybank-raising-dbs-target-price-above-60-mark OCBC vs DBS vs UOB Singapore' s Leading Bank Stocks for 2025.  It' s  worth noting that DBS pays dividends quarterly, providing more  frequent cash flow to investors,  while OCBC and UOB distribute dividends on a semi-annual basis. This could make DBS more appealing  to those who value a steady and regular income stream. https://www.stashaway.sg/r/ocbc-dbs-uob-singapore-bank-stock Five takeaways from day 1 of the Singapore Fintech Festival. Tokenisation emerges as a key driver of future digital money systems. https://asianbankingandfinance.net/economy/in-focus/five-takeaways-day-1-singapore-fintech-festival Which is the best Singapore bank stock to buy for 6% dividend yield? OCBC, UOB or DBS Bank?  Long story short &ndash DBS Bank is the best performing bank of the three. https://financialhorse.com/which-is-the-best-singapore-bank-stock-to-buy-for-6-dividend-yield-ocbc-uob-or-dbs-bank/#:~:text=Long%20story%20short%20&ndash %20DBS%20Bank,is%20on%20par%20with%20DBS. DBS, OCBC or UOB: Which Bank Looks Cheapest Now? DBS continues to lead the pack both in terms of share price appreciation and operating performance.  In particular, its earnings and return on equity (ROE) are the highest among its peers.  https://thesmartinvestor.com.sg/dbs-ocbc-or-uob-which-bank-looks-cheapest-now/ Is DBS the best bank stock to own in Singapore right now?  DBS just hit an all-time high, crossing the S$150 billion mark and outpacing  OCBC and UOB.  But in a normalising rate environment and with tech risks still lingering, can the bank sustain its run, or is it time for  investors to take profits? https://www.youtube.com/watch?v=SliRTz8bjxQ DBS and OCBC both hit record highs after strong Q3 2025 earnings, while UOB' s share price fell following higher loan provisions.  Which Singapore Bank Has the Best Dividend now? https://www.youtube.com/watch?v=859RQqDGJY4 Singapore' s Ultimate Dividend Mix 2025: DBS vs OCBC vs UOB plus REIT & REIT ETFs Explained https://www.youtube.com/watch?v=zNVjFzH9ka4 Can You Retire on Dividends Alone? 3 Stocks That Prove It' s Possible Of course, DBS BANK is one of them la! The other two may surprise you https://sg.finance.yahoo.com/news/retire-dividends-alone-3-stocks-233000412.html Earnings call transcript: Workday Q3 2025 shows strong revenue growth, stock rises https://www.investing.com/news/transcripts/earnings-call-transcript-workday-q3-2025-shows-strong-revenue-growth-stock-rises-93CH-4378575 https://www.straitstimes.com/business/dbs-and-ocbc-draw-positive-views-but-uob-outlook-tempered-by-provisions-in-q3 DBS among The Top Safest Banks in the World in 2025 https://www.globalcitizensolutions.com/safest-banks-in-the-world/ https://gfmag.com/award/winner-announcements/press-release-global-finance-names-the-worlds-50-safest-commercial-banks-2025/#:~:text=Royal%20Bank%20of%20Canada%20maintains%20its%20ranking,nine%20banks%2C%20the%20most%20of%20any%20country. DBS market-outlook forum to examine AI, sustainability and global economic shifts shaping 2026.  It will outline the challenges and opportunities firms may face in navigating the year ahead https://www.businesstimes.com.sg/singapore/dbs-market-outlook-forum-examine-ai-sustainability-and-global-economic-shifts-shaping-2026 Strong growth prospects and strategic positioning drive Buy Rating for DBS Bank. As of November 7, 2025, TipRanks reported that  CGS-CIMB analysts gave  DBS Bank a price target of S$60.50. On the same day, Phillip Securities analyst Glenn Thum set a price target of S$58.00.  https://www.tipranks.com/news/ratings/strong-growth-prospects-and-strategic-positioning-drive-buy-rating-for-dbs-group-holdings-ratings DBS has revised its offer to acquire a stake in Alliance Bank Malaysia to 30%. A successful acquisition would provide DBS with a strategic  footprint in the Malaysian banking sector.  DBS' s entry as a new shareholder could have a positive impact on the bank and potentially catalyze a re-rating of its stock. https://www.youtube.com/watch?v=bgSE-89PdzM As of end November 2025, according to Simply Wall Street, the intrinsic value for DBS Bank based on the Discounted Cash Flow (DCF)  model is S$78.17 per share. https://simplywall.st/stocks/sg/banks/sgx-d05/dbs-group-holdings-shares/news/dbs-sgxd05-valuation-in-focus-after-expanding-ant-internatio As of end November 2025, according to Alpha Spread, the intrinsic value of DBS Bank using a DCF (Discounted Cash Flow) model is  estimated at S$84.12 per share  for a base case valuation and S$137.84 per share for a best case scenario. https://www.alphaspread.com/security/sgx/d05/dcf-valuation/base-case As of end November 2025, according to Alpha Spread, the intrinsic value of DBS Bank under the  base case scenario is SS62.31 per share while  under the best case scenario is S$91.21 per share.  This intrinsic value is calculated as the average of DCF and Relative values. https://www.alphaspread.com/security/sgx/d05/summary As of end November 2025, according to GuruFocus, the intrinsic value of DBS Bank calculated from the Discounted Dividend model is  S$135.66 per share.  Discounted Dividend model is only suitable for companies who have a consistant distribution history. https://www.gurufocus.com/term/intrinsic-value-dcf-dividends-based/SGX:D05 As of end November 2025, according to GuruFocus, the intrinsic value for DBS Bank calculated from the DCF (FCF Based) model is S$58.56 per share.  The intrinsic value of DBS Bank based on the Multi-Stage Dividend Discount Model (DDM) is S$76.62 per share https://www.gurufocus.com/term/intrinsic-value-dcf-fcf-based/SGX:D05 As of end November 2025,  according to ValueInvesting.io, the intrinsic value of DBS Bank, based on the Multi-Stage Dividend Discount Model,  ​ is S$62.00 per share.  The intrinsic value based on the Relative Valuation of DBS is S$57.50 per share. This relative valuation is based on P/E multiples.  https://valueinvesting.io/D05.SI/valuation/pe-multiples As of end November 2025, according to ValueInvesting.io, the intrinsic value of DBS Bank, based on a theoretical calculation by Peter Lynch,    is estimated to be S$58.31 per share. ​ https://valueinvesting.io/D05.SI/valuation/intrinsic-value#:~:text=D05.SI%20Intrinsic%20Value%20%7C%20DBS,1%2C103.47%20%2D%201%2C103.47

 

Thank you for the comprehensive writeup.  Already vested in OCBC, UOB, dont have DBS yet.
Seriously considering using my CPF savings to invest in DBS.

aragosta      ( Date: 30-Nov-2025 00:18) Posted: DO NOT BLINK..... To reach the  S$100  share price target,  DBS Bank  needs sustained, significant earnings growth via non-interest income and innovation. Key catalysts include: Strong fundamentals:  DBS benefits from a robust balance sheet, healthy asset quality, and high returns on equity compared to its peers.  Strong Non Interest Income Growth:  Boosting wealth management and fee income to offset potential drops in net interest margins as interest rates ease. Successful Regional Expansion/M& A:  Completing value-additive acquisitions in key growth markets to expand loan books and market share. Enhanced Capital Returns:  Attracting investors through sustained high dividends, share buybacks, or special dividends. Continued Digital & AI Leadership:  Further improving efficiency and generating revenue insights via technology to justify a higher valuation. Favorable Macroeconomic Environment:  General economic stability and Singapore' s growth as a financial hub. Regional economic growth:  DBS is positioned to benefit from the sustained economic growth and capital inflows into the Southeast Asian region Temasek, as the largest shareholder, supports these ambitions through stable ownership and sound governance, fostering innovation via ventures like  EvolutionX Debt Capitaland Partior, ensuring a long-term strategic focus essential for sustainable growth. WHAT DO YOU OR OTHERS THINK? STI could see 5,000 this year but can DBS be at $70 by end-2026?  JP Morgan argues that DBS has restructured its assets and liabilities  towards a lower loan intensity. It is an institutional must-have which may make it overbought. If everyone has bought DBS who is there left to buy the stock? https://sg.finance.yahoo.com/news/sti-could-see-5-000-061629329.html The Power of Compounding Dividends. Why Selling Blue-Chips Too Early Could Cost You Dearly. Discover why selling blue-chip stocks too early can hurt long-term returns  and how patience can boost your investment gains. https://thesmartinvestor.com.sg/why-selling-blue-chips-too-early-could-cost-you-dearly/ DBS Bank Stock Analysis: JPMorgan Predicts S$70 Target Price & S$3.30 Dividend! JPMorgan forecasts a bright future for DBS Bank,  setting a S$70 price target by December 2026  and highlighting a potential  $3.30 dividend for years to come. https://www.youtube.com/watch?v=rM5iQ2DeeNM DBS Hovering at All-Time High: Should You Take Profits or Stay Invested? https://sg.finance.yahoo.com/news/dbs-hovering-time-high-profits-233000403.html Is DBS still a better buy than UOB and OCBC? DBS has continued to pull ahead in 2025, with its share price up 22.6% year-to-date.  This would make DBS still the strongest performer among the three Singapore banks https://growbeansprout.com/dbs-uob-ocbc-share-price-dividend-nov-2025  CGSI joins Citi, Maybank in raising DBS target price above $60 mark https://www.theedgesingapore.com/capital/brokers-calls/cgsi-joins-citi-maybank-raising-dbs-target-price-above-60-mark OCBC vs DBS vs UOB Singapore' s Leading Bank Stocks for 2025.  It' s  worth noting that DBS pays dividends quarterly, providing more  frequent cash flow to investors,  while OCBC and UOB distribute dividends on a semi-annual basis. This could make DBS more appealing  to those who value a steady and regular income stream. https://www.stashaway.sg/r/ocbc-dbs-uob-singapore-bank-stock Five takeaways from day 1 of the Singapore Fintech Festival. Tokenisation emerges as a key driver of future digital money systems. https://asianbankingandfinance.net/economy/in-focus/five-takeaways-day-1-singapore-fintech-festival Which is the best Singapore bank stock to buy for 6% dividend yield? OCBC, UOB or DBS Bank?  Long story short &ndash DBS Bank is the best performing bank of the three. https://financialhorse.com/which-is-the-best-singapore-bank-stock-to-buy-for-6-dividend-yield-ocbc-uob-or-dbs-bank/#:~:text=Long%20story%20short%20&ndash %20DBS%20Bank,is%20on%20par%20with%20DBS. DBS, OCBC or UOB: Which Bank Looks Cheapest Now? DBS continues to lead the pack both in terms of share price appreciation and operating performance.  In particular, its earnings and return on equity (ROE) are the highest among its peers.  https://thesmartinvestor.com.sg/dbs-ocbc-or-uob-which-bank-looks-cheapest-now/ Is DBS the best bank stock to own in Singapore right now?  DBS just hit an all-time high, crossing the S$150 billion mark and outpacing  OCBC and UOB.  But in a normalising rate environment and with tech risks still lingering, can the bank sustain its run, or is it time for  investors to take profits? https://www.youtube.com/watch?v=SliRTz8bjxQ DBS and OCBC both hit record highs after strong Q3 2025 earnings, while UOB' s share price fell following higher loan provisions.  Which Singapore Bank Has the Best Dividend now? https://www.youtube.com/watch?v=859RQqDGJY4 Singapore' s Ultimate Dividend Mix 2025: DBS vs OCBC vs UOB plus REIT & REIT ETFs Explained https://www.youtube.com/watch?v=zNVjFzH9ka4 Can You Retire on Dividends Alone? 3 Stocks That Prove It' s Possible Of course, DBS BANK is one of them la! The other two may surprise you https://sg.finance.yahoo.com/news/retire-dividends-alone-3-stocks-233000412.html Earnings call transcript: Workday Q3 2025 shows strong revenue growth, stock rises https://www.investing.com/news/transcripts/earnings-call-transcript-workday-q3-2025-shows-strong-revenue-growth-stock-rises-93CH-4378575 https://www.straitstimes.com/business/dbs-and-ocbc-draw-positive-views-but-uob-outlook-tempered-by-provisions-in-q3 DBS among The Top Safest Banks in the World in 2025 https://www.globalcitizensolutions.com/safest-banks-in-the-world/ https://gfmag.com/award/winner-announcements/press-release-global-finance-names-the-worlds-50-safest-commercial-banks-2025/#:~:text=Royal%20Bank%20of%20Canada%20maintains%20its%20ranking,nine%20banks%2C%20the%20most%20of%20any%20country. DBS market-outlook forum to examine AI, sustainability and global economic shifts shaping 2026.  It will outline the challenges and opportunities firms may face in navigating the year ahead https://www.businesstimes.com.sg/singapore/dbs-market-outlook-forum-examine-ai-sustainability-and-global-economic-shifts-shaping-2026 Strong growth prospects and strategic positioning drive Buy Rating for DBS Bank. As of November 7, 2025, TipRanks reported that  CGS-CIMB analysts gave  DBS Bank a price target of S$60.50. On the same day, Phillip Securities analyst Glenn Thum set a price target of S$58.00.  https://www.tipranks.com/news/ratings/strong-growth-prospects-and-strategic-positioning-drive-buy-rating-for-dbs-group-holdings-ratings DBS has revised its offer to acquire a stake in Alliance Bank Malaysia to 30%. A successful acquisition would provide DBS with a strategic  footprint in the Malaysian banking sector.  DBS' s entry as a new shareholder could have a positive impact on the bank and potentially catalyze a re-rating of its stock. https://www.youtube.com/watch?v=bgSE-89PdzM As of end November 2025, according to Simply Wall Street, the intrinsic value for DBS Bank based on the Discounted Cash Flow (DCF)  model is S$78.17 per share. https://simplywall.st/stocks/sg/banks/sgx-d05/dbs-group-holdings-shares/news/dbs-sgxd05-valuation-in-focus-after-expanding-ant-internatio As of end November 2025, according to Alpha Spread, the intrinsic value of DBS Bank using a DCF (Discounted Cash Flow) model is  estimated at S$84.12 per share  for a base case valuation and S$137.84 per share for a best case scenario. https://www.alphaspread.com/security/sgx/d05/dcf-valuation/base-case As of end November 2025, according to Alpha Spread, the intrinsic value of DBS Bank under the  base case scenario is SS62.31 per share while  under the best case scenario is S$91.21 per share.  This intrinsic value is calculated as the average of DCF and Relative values. https://www.alphaspread.com/security/sgx/d05/summary As of end November 2025, according to GuruFocus, the intrinsic value of DBS Bank calculated from the Discounted Dividend model is  S$135.66 per share.  Discounted Dividend model is only suitable for companies who have a consistant distribution history. https://www.gurufocus.com/term/intrinsic-value-dcf-dividends-based/SGX:D05 As of end November 2025, according to GuruFocus, the intrinsic value for DBS Bank calculated from the DCF (FCF Based) model is S$58.56 per share.  The intrinsic value of DBS Bank based on the Multi-Stage Dividend Discount Model (DDM) is S$76.62 per share https://www.gurufocus.com/term/intrinsic-value-dcf-fcf-based/SGX:D05 As of end November 2025,  according to ValueInvesting.io, the intrinsic value of DBS Bank, based on the Multi-Stage Dividend Discount Model,  ​ is S$62.00 per share.  The intrinsic value based on the Relative Valuation of DBS is S$57.50 per share. This relative valuation is based on P/E multiples.  https://valueinvesting.io/D05.SI/valuation/pe-multiples As of end November 2025, according to ValueInvesting.io, the intrinsic value of DBS Bank, based on a theoretical calculation by Peter Lynch,    is estimated to be S$58.31 per share. ​ https://valueinvesting.io/D05.SI/valuation/intrinsic-value#:~:text=D05.SI%20Intrinsic%20Value%20%7C%20DBS,1%2C103.47%20%2D%201%2C103.47