OCBC Bank    Last:23.91    -0.09

dow34899 down905

power equal to wealth
Daim is not listed in any catalogue or index of Asia&rsquo s wealthiest businessmen. But bankers in both Singapore and Malaysia believe that Daim, who served two stints as finance minister &ndash from 1984 to 1991 and from 1999 to 2001 &ndash sits in the same league as other Asian tycoons such as Robert Kuok and Li Ka-shing.

chartiskao      ( Date: 31-Jan-2024 09:51) Posted: https://www.channelnewsasia.com/asia/malaysia-corruption-daim-zainuddin-macc-investigation-4084476 chartiskao      ( Date: 31-Jan-2024 09:49) Posted: Dr M and his group of corrupted friends https://www.straitstimes.com/asia/se-asia/5-things-about-malaysian-ex-finance-minister-daim-zainuddin-who-was-charged-in-graft-crackdow

 

https://www.channelnewsasia.com/asia/malaysia-corruption-daim-zainuddin-macc-investigation-4084476

chartiskao      ( Date: 31-Jan-2024 09:49) Posted: Dr M and his group of corrupted friends https://www.straitstimes.com/asia/se-asia/5-things-about-malaysian-ex-finance-minister-daim-zainuddin-who-was-charged-in-graft-crackdown chartiskao      ( Date: 31-Jan-2024 09:47) Posted: SGD/IDR - Singapore Dollar Indonesian Rupiah Real-time Currencies Currency in IDR   Disclaimer 11,799.11 +10.62(+0.09%) https://asianbankingandfinance.net/retail-banking/news/singapores-uob-sues-lippo-7-other-firms-over-home-loan-anomaly

 

Dr M and his group of corrupted friends
https://www.straitstimes.com/asia/se-asia/5-things-about-malaysian-ex-finance-minister-daim-zainuddin-who-was-charged-in-graft-crackdown

chartiskao      ( Date: 31-Jan-2024 09:47) Posted: SGD/IDR - Singapore Dollar Indonesian Rupiah Real-time Currencies Currency in IDR   Disclaimer 11,799.11 +10.62(+0.09%) https://asianbankingandfinance.net/retail-banking/news/singapores-uob-sues-lippo-7-other-firms-over-home-loan-anomaly chartiskao      ( Date: 31-Jan-2024 09:45) Posted: 2 hours ago &mdash SINGAPORE - UOB is seeking to get $92 million from Indonesian developer Lippo Marina Collection (LMC) over losses incurred from disbursing  .. https://en.wikipedia.org/wiki/Lippo_Group https://www.straitstimes.com/business/property/uob-seeks-92-million-in-losses-from-developer-over-inflated-home-loans

 

SGD/IDR - Singapore Dollar Indonesian Rupiah

chartiskao      ( Date: 31-Jan-2024 09:45) Posted: 2 hours ago &mdash SINGAPORE - UOB is seeking to get $92 million from Indonesian developer Lippo Marina Collection (LMC) over losses incurred from disbursing  .. https://en.wikipedia.org/wiki/Lippo_Group https://www.straitstimes.com/business/property/uob-seeks-92-million-in-losses-from-developer-over-inflated-home-loans chartiskao      ( Date: 31-Jan-2024 09:35) Posted: https://www.todayonline.com/world/asia/dr-m-admits-corruption-his-time this 90 plus old man screw Malaysia for so long and cause myr to fall so much even sgd stay put -sgd myr 3.53

 

chartiskao      ( Date: 31-Jan-2024 09:35) Posted: https://www.todayonline.com/world/asia/dr-m-admits-corruption-his-time this 90 plus old man screw Malaysia for so long and cause myr to fall so much even sgd stay put -sgd myr 3.53   chartiskao      ( Date: 30-Jan-2024 13:58) Posted: US will hard land in 2024 if Fundamental Drivers of the Rally: The term " fundamental drivers" refers to the underlying factors that impact the economy and corporate profitability. These can include interest rates, earnings growth, and the overall economic environment. Interest Rates: Low interest rates can be favorable for stocks. When interest rates are low, the returns from fixed-income securities may be less attractive, leading investors to seek higher returns in the stock market. This can contribute to higher stock prices. Earnings Growth: Earnings growth is a crucial factor for stock prices. If companies continue to report strong earnings, it can provide support for higher stock valuations. Investors often look at earnings reports and projections to assess the health of companies and the overall market. Recessionary Signs: A recession is a period of economic decline, and it is generally associated with a decrease in corporate profits. The absence of signs of a recession can be reassuring for investors, as it suggests that the economy is stable, and companies are likely to continue growing.

 

https://www.todayonline.com/world/asia/dr-m-admits-corruption-his-time
this 90 plus old man screw Malaysia for so long and cause myr to fall so much even sgd stay put -sgd myr 3.53
 

chartiskao      ( Date: 30-Jan-2024 13:58) Posted: US will hard land in 2024 if Fundamental Drivers of the Rally: The term " fundamental drivers" refers to the underlying factors that impact the economy and corporate profitability. These can include interest rates, earnings growth, and the overall economic environment. Interest Rates: Low interest rates can be favorable for stocks. When interest rates are low, the returns from fixed-income securities may be less attractive, leading investors to seek higher returns in the stock market. This can contribute to higher stock prices. Earnings Growth: Earnings growth is a crucial factor for stock prices. If companies continue to report strong earnings, it can provide support for higher stock valuations. Investors often look at earnings reports and projections to assess the health of companies and the overall market. Recessionary Signs: A recession is a period of economic decline, and it is generally associated with a decrease in corporate profits. The absence of signs of a recession can be reassuring for investors, as it suggests that the economy is stable, and companies are likely to continue growing. chartiskao      ( Date: 30-Jan-2024 13:23) Posted: This is about the security of the world&rsquo The banking boss, who was paid $36 million for his work in 2023, added his warning goes beyond financial industry ramifications. Throughout the past year Dimon has been sounding the alarm on increasing geopolitical tensions, namely the Israel-Hamas conflict and Russia' s invasion of Ukraine. " This is about the security of the world," 67-year-old Dimon added. " We need a stronger military, we need a stronger America. We need it now. So I put this as a risky thing for all of us." On Dimon' s point, Republican politician Ryan later added he believes " in five years we' re going to be paying more in interest than we will be at the Pentagon."

 

US will hard land in 2024 if

1. Fundamental Drivers of the Rally: The term " fundamental drivers" refers to the underlying factors that impact the economy and corporate profitability. These can include interest rates, earnings growth, and the overall economic environment.
2. Interest Rates: Low interest rates can be favorable for stocks. When interest rates are low, the returns from fixed-income securities may be less attractive, leading investors to seek higher returns in the stock market. This can contribute to higher stock prices.
3. Earnings Growth: Earnings growth is a crucial factor for stock prices. If companies continue to report strong earnings, it can provide support for higher stock valuations. Investors often look at earnings reports and projections to assess the health of companies and the overall market.
4. Recessionary Signs: A recession is a period of economic decline, and it is generally associated with a decrease in corporate profits. The absence of signs of a recession can be reassuring for investors, as it suggests that the economy is stable, and companies are likely to continue growing.

chartiskao      ( Date: 30-Jan-2024 13:23) Posted: This is about the security of the world&rsquo The banking boss, who was paid $36 million for his work in 2023, added his warning goes beyond financial industry ramifications. Throughout the past year Dimon has been sounding the alarm on increasing geopolitical tensions, namely the Israel-Hamas conflict and Russia' s invasion of Ukraine. " This is about the security of the world," 67-year-old Dimon added. " We need a stronger military, we need a stronger America. We need it now. So I put this as a risky thing for all of us." On Dimon' s point, Republican politician Ryan later added he believes " in five years we' re going to be paying more in interest than we will be at the Pentagon."   chartiskao      ( Date: 30-Jan-2024 13:21) Posted: US has to cut interest rates when A " hard landing" in the context of the economy typically refers to a sharp and abrupt slowdown in economic growth. This can be caused by various factors, including high inflation, rising interest rates, excessive debt, or external shocks

 

This is about the security of the world&rsquo

The banking boss, who was paid $36 million for his work in 2023, added his warning goes beyond financial industry ramifications.
Throughout the past year Dimon has been sounding the alarm on increasing geopolitical tensions, namely the Israel-Hamas conflict and Russia' s invasion of Ukraine.
" This is about the security of the world," 67-year-old Dimon added. " We need a stronger military, we need a stronger America. We need it now. So I put this as a risky thing for all of us." On Dimon' s point, Republican politician Ryan later added he believes " in five years we' re going to be paying more in interest than we will be at the Pentagon."
 

chartiskao      ( Date: 30-Jan-2024 13:21) Posted: US has to cut interest rates when A " hard landing" in the context of the economy typically refers to a sharp and abrupt slowdown in economic growth. This can be caused by various factors, including high inflation, rising interest rates, excessive debt, or external shocks. chartiskao      ( Date: 29-Jan-2024 14:49) Posted: will us stock markets be Great again when https://www.npr.org/2023/12/10/1218466103/if-donald-trump-becomes-president-again-how-authoritarian-would-his-agenda-b

 

US has to cut interest rates when
A " hard landing" in the context of the economy typically refers to a sharp and abrupt slowdown in economic growth. This can be caused by various factors, including high inflation, rising interest rates, excessive debt, or external shocks.

chartiskao      ( Date: 29-Jan-2024 14:49) Posted: will us stock markets be Great again when https://www.npr.org/2023/12/10/1218466103/if-donald-trump-becomes-president-again-how-authoritarian-would-his-agenda-be chartiskao      ( Date: 25-Jan-2024 17:04) Posted: BANGKOK (Jan 24): Thai Prime Minister Srettha Thavisin on Wednesday stuck to his belief that the country' s economy was in crisis and said he would roll out stimulus measures on top of handouts, despite the central bank governor' s disagreement with his approach. The comments come after Sethaput Suthiwartnarueput, the bank' s governor, told Reuters the previous day that the government' s quick stimulus measures would not fix structural issues plaguing Southeast Asia' s second-biggest economy. " I confirm that the economy is not doing well and is in crisis," Srettha told reporters, adding it was fine if the central bank chief disagreed with him. This week the government slashed 2024 growth projections to 2.8% from an earlier forecast of 3.2% on weaker exports and lower foreign tourist numbers. It also lowered the 2023 growth estimate to 1.8% from 2.7%. Growth in 2022 was 2.6%. In the interview, Sethaput, the Bank of Thailand (BOT) governor, said growth had been slower than expected but the economy was not in crisis, as the government portrayed. The BOT chief has drawn fire from the prime minister for not cutting interest rates, despite low inflation. A political newcomer who is also finance minister, Srettha has told the governor that high rates were hurting businesses and has urged the BOT to lower rates, which are at a decade-high of 2.5%. His government has promised a slew of stimulus measures to revive the economy, including a US$14 billion (RM66.2 billion) handout programme targeting 50 million Thais, to be spent within six months. " Reducing interest rates is a central bank matter ... but there will be more policies in addition to the digital wallet," Srettha said. Separately on Wednesday, a finance ministry official said Thailand' s baht currency was expected to average 34.4 a dollar this year, driven by dollar weakness. The baht was traded at about 35.8 a dollar on Wednesday. The baht is expected to strengthen in line with currencies of other countries seeing economic recovery, while higher foreign tourist numbers are also supporting it, Warotai Kosolpisitkul, an adviser to the ministry' s Fiscal Policy Office, told a briefing. Thailand' s economy is expected to continue growing while the country should record a bigger current account surplus, he said.

 

will us stock markets be Great again when
https://www.npr.org/2023/12/10/1218466103/if-donald-trump-becomes-president-again-how-authoritarian-would-his-agenda-be

chartiskao      ( Date: 25-Jan-2024 17:04) Posted: BANGKOK (Jan 24): Thai Prime Minister Srettha Thavisin on Wednesday stuck to his belief that the country' s economy was in crisis and said he would roll out stimulus measures on top of handouts, despite the central bank governor' s disagreement with his approach. The comments come after Sethaput Suthiwartnarueput, the bank' s governor, told Reuters the previous day that the government' s quick stimulus measures would not fix structural issues plaguing Southeast Asia' s second-biggest economy. " I confirm that the economy is not doing well and is in crisis," Srettha told reporters, adding it was fine if the central bank chief disagreed with him. This week the government slashed 2024 growth projections to 2.8% from an earlier forecast of 3.2% on weaker exports and lower foreign tourist numbers. It also lowered the 2023 growth estimate to 1.8% from 2.7%. Growth in 2022 was 2.6%. In the interview, Sethaput, the Bank of Thailand (BOT) governor, said growth had been slower than expected but the economy was not in crisis, as the government portrayed. The BOT chief has drawn fire from the prime minister for not cutting interest rates, despite low inflation. A political newcomer who is also finance minister, Srettha has told the governor that high rates were hurting businesses and has urged the BOT to lower rates, which are at a decade-high of 2.5%. His government has promised a slew of stimulus measures to revive the economy, including a US$14 billion (RM66.2 billion) handout programme targeting 50 million Thais, to be spent within six months. " Reducing interest rates is a central bank matter ... but there will be more policies in addition to the digital wallet," Srettha said. Separately on Wednesday, a finance ministry official said Thailand' s baht currency was expected to average 34.4 a dollar this year, driven by dollar weakness. The baht was traded at about 35.8 a dollar on Wednesday. The baht is expected to strengthen in line with currencies of other countries seeing economic recovery, while higher foreign tourist numbers are also supporting it, Warotai Kosolpisitkul, an adviser to the ministry' s Fiscal Policy Office, told a briefing. Thailand' s economy is expected to continue growing while the country should record a bigger current account surplus, he said.   chartiskao      ( Date: 25-Jan-2024 16:46) Posted: https://abcnews.go.com/Business/interest-rates-22-year-high-heres-means-finances/story?id=101718022   https://www.youtube.com/watch?v=wa3tfVjGCQ8 Investors choose to put their money in Certificates of Deposit (CDs) and Treasury Bills (T-Bills) for various reasons, and each investment option offers distinct advantages. Here are some reasons why investors opt for CDs and T-Bills: Certificates of Deposit (CDs): Safety and Security: CDs are considered low-risk investments because they are typically issued by banks and are often insured by the Federal Deposit Insurance Corporation (FDIC) in the United States. This provides a level of security for the invested capital. Predictable Returns: CDs offer a fixed interest rate for a specific term, providing investors with predictability in terms of returns. This is particularly attractive for conservative investors seeking stable and guaranteed income. Liquidity Options: While CDs generally have a fixed term, some CDs offer liquidity options, allowing investors to withdraw funds before maturity, albeit with potential penalties. This flexibility appeals to investors who want a degree of access to their funds. Diversification in a Portfolio: Investors often use CDs to diversify their portfolios. By allocating a portion of their investments to fixed-income securities like CDs, they can balance risk and potentially enhance overall portfolio stability. Short to Medium-Term Horizon: CDs are available in various terms, ranging from a few months to several years. Investors with a specific time horizon in mind may find CDs suitable for short to medium-term financial goals. Treasury Bills (T-Bills): Government Backing: T-Bills are issued by the government and are considered one of the safest investments available. Investors trust the creditworthiness of the government, making T-Bills a highly secure option. Liquidity: T-Bills are highly liquid securities, traded on the secondary market. Investors can buy and sell T-Bills easily, making them a preferred choice for those who value liquidity and want the ability to access their funds quickly. Diversification: Similar to CDs, T-Bills offer a way to diversify an investment portfolio. They provide a stable source of income and can act as a hedge against market volatility. Risk-Free Rate of Return: T-Bills offer a risk-free rate of return because they are backed by the full faith and credit of the government. This can be attractive to investors who prioritize capital preservation and are willing to accept a lower return in exchange for safety. Short-Term Investment Horizon: T-Bills typically have short maturities, ranging from a few days to one year. This makes them suitable for investors with a short-term investment horizon or those looking for a safe haven for their funds temporarily. Both CDs and T-Bills are conservative investment options, and the choice between them often depends on individual financial goals, risk tolerance, and the desired investment horizon. Investors looking for safety, capital preservation, and predictable returns may find these instruments attractive components of a diversified investment strategy.

 

BANGKOK (Jan 24): Thai Prime Minister Srettha Thavisin on Wednesday stuck to his belief that the country' s economy was in crisis and said he would roll out stimulus measures on top of handouts, despite the central bank governor' s disagreement with his approach.
The comments come after Sethaput Suthiwartnarueput, the bank' s governor, told Reuters the previous day that the government' s quick stimulus measures would not fix structural issues plaguing Southeast Asia' s second-biggest economy.
" I confirm that the economy is not doing well and is in crisis," Srettha told reporters, adding it was fine if the central bank chief disagreed with him.
This week the government slashed 2024 growth projections to 2.8% from an earlier forecast of 3.2% on weaker exports and lower foreign tourist numbers. It also lowered the 2023 growth estimate to 1.8% from 2.7%. Growth in 2022 was 2.6%.
In the interview, Sethaput, the Bank of Thailand (BOT) governor, said growth had been slower than expected but the economy was not in crisis, as the government portrayed.
The BOT chief has drawn fire from the prime minister for not cutting interest rates, despite low inflation.
A political newcomer who is also finance minister, Srettha has told the governor that high rates were hurting businesses and has urged the BOT to lower rates, which are at a decade-high of 2.5%.
His government has promised a slew of stimulus measures to revive the economy, including a US$14 billion (RM66.2 billion) handout programme targeting 50 million Thais, to be spent within six months.
" Reducing interest rates is a central bank matter ... but there will be more policies in addition to the digital wallet," Srettha said.
Separately on Wednesday, a finance ministry official said Thailand' s baht currency was expected to average 34.4 a dollar this year, driven by dollar weakness. The baht was traded at about 35.8 a dollar on Wednesday.
The baht is expected to strengthen in line with currencies of other countries seeing economic recovery, while higher foreign tourist numbers are also supporting it, Warotai Kosolpisitkul, an adviser to the ministry' s Fiscal Policy Office, told a briefing.
Thailand' s economy is expected to continue growing while the country should record a bigger current account surplus, he said.
 

chartiskao      ( Date: 25-Jan-2024 16:46) Posted: https://abcnews.go.com/Business/interest-rates-22-year-high-heres-means-finances/story?id=101718022   https://www.youtube.com/watch?v=wa3tfVjGCQ8 Investors choose to put their money in Certificates of Deposit (CDs) and Treasury Bills (T-Bills) for various reasons, and each investment option offers distinct advantages. Here are some reasons why investors opt for CDs and T-Bills: Certificates of Deposit (CDs): Safety and Security: CDs are considered low-risk investments because they are typically issued by banks and are often insured by the Federal Deposit Insurance Corporation (FDIC) in the United States. This provides a level of security for the invested capital. Predictable Returns: CDs offer a fixed interest rate for a specific term, providing investors with predictability in terms of returns. This is particularly attractive for conservative investors seeking stable and guaranteed income. Liquidity Options: While CDs generally have a fixed term, some CDs offer liquidity options, allowing investors to withdraw funds before maturity, albeit with potential penalties. This flexibility appeals to investors who want a degree of access to their funds. Diversification in a Portfolio: Investors often use CDs to diversify their portfolios. By allocating a portion of their investments to fixed-income securities like CDs, they can balance risk and potentially enhance overall portfolio stability. Short to Medium-Term Horizon: CDs are available in various terms, ranging from a few months to several years. Investors with a specific time horizon in mind may find CDs suitable for short to medium-term financial goals. Treasury Bills (T-Bills): Government Backing: T-Bills are issued by the government and are considered one of the safest investments available. Investors trust the creditworthiness of the government, making T-Bills a highly secure option. Liquidity: T-Bills are highly liquid securities, traded on the secondary market. Investors can buy and sell T-Bills easily, making them a preferred choice for those who value liquidity and want the ability to access their funds quickly. Diversification: Similar to CDs, T-Bills offer a way to diversify an investment portfolio. They provide a stable source of income and can act as a hedge against market volatility. Risk-Free Rate of Return: T-Bills offer a risk-free rate of return because they are backed by the full faith and credit of the government. This can be attractive to investors who prioritize capital preservation and are willing to accept a lower return in exchange for safety. Short-Term Investment Horizon: T-Bills typically have short maturities, ranging from a few days to one year. This makes them suitable for investors with a short-term investment horizon or those looking for a safe haven for their funds temporarily. Both CDs and T-Bills are conservative investment options, and the choice between them often depends on individual financial goals, risk tolerance, and the desired investment horizon. Investors looking for safety, capital preservation, and predictable returns may find these instruments attractive components of a diversified investment strategy.   chartiskao      ( Date: 25-Jan-2024 11:03) Posted: https://www.tutor2u.net/economics/reference/global-financial-crisis-a-short-history-of-northern-rock https://www.theguardian.com/business/2017/may/21/royal-bank-of-scotland-a-timeline-of-event

 

chartiskao      ( Date: 25-Jan-2024 11:03) Posted: https://www.tutor2u.net/economics/reference/global-financial-crisis-a-short-history-of-northern-rock https://www.theguardian.com/business/2017/may/21/royal-bank-of-scotland-a-timeline-of-events chartiskao      ( Date: 25-Jan-2024 10:55) Posted: Market Perception: Investor Confidence: The level of capitalization can influence investor confidence. Investors may view a well-capitalized bank more favorably, while concerns about low capitalization can lead to a lack of confidence and potentially impact a bank' s stock price.           Market Summary  >   Morgan Stanley 143.73 billion   USD Market capitalisation   87.57 USD +0.83 (0.96%) today

 

https://www.theguardian.com/business/2017/may/21/royal-bank-of-scotland-a-timeline-of-events

chartiskao      ( Date: 25-Jan-2024 10:55) Posted: Market Perception: Investor Confidence: The level of capitalization can influence investor confidence. Investors may view a well-capitalized bank more favorably, while concerns about low capitalization can lead to a lack of confidence and potentially impact a bank' s stock price.           Market Summary  >   Morgan Stanley 143.73 billion   USD Market capitalisation   87.57 USD +0.83 (0.96%) today chartiskao      ( Date: 25-Jan-2024 10:51) Posted: the world does not understand how their authority carry up the stress testing and you can have Stress Testing: Assessing Resilience: Regulatory stress tests evaluate a bank' s ability to withstand adverse economic scenarios. These tests assess how a bank' s capital position would be affected under stressed conditions, providing insights into its resilience. https://www.cnbc.com/2023/03/10/silicon-valley-bank-collapse-how-it-happened.html the stress testing only a wayang show to let the world see

 

Market Perception:

• Investor Confidence: The level of capitalization can influence investor confidence. Investors may view a well-capitalized bank more favorably, while concerns about low capitalization can lead to a lack of confidence and potentially impact a bank' s stock price.
•  
   

   
   

   

  Market Summary  >   Morgan Stanley

  143.73 billion

    USD

  Market capitalisation

   

  87.57 USD +0.83 (0.96%)
  today

chartiskao      ( Date: 25-Jan-2024 10:51) Posted: the world does not understand how their authority carry up the stress testing and you can have Stress Testing: Assessing Resilience: Regulatory stress tests evaluate a bank' s ability to withstand adverse economic scenarios. These tests assess how a bank' s capital position would be affected under stressed conditions, providing insights into its resilience. https://www.cnbc.com/2023/03/10/silicon-valley-bank-collapse-how-it-happened.html the stress testing only a wayang show to let the world see chartiskao      ( Date: 25-Jan-2024 10:45) Posted: the biggest problem with their big $s is Leverage and capitalization are critical concepts in understanding a bank' s financial health and risk profile. Let' s delve into these concepts further: Leverage: Definition: Leverage measures the extent to which a bank relies on debt (borrowed funds) rather than equity (owner' s funds) to finance its assets. It is expressed as the ratio of total assets to equity. The higher the leverage ratio, the greater the reliance on debt. Amplification of Losses: High leverage can amplify the impact of losses. If a bank incurs losses, the impact on equity is more significant when the leverage is high. This can lead to financial distress and potentially bankruptcy if the losses exceed the bank' s capital. Capitalization: Definition: Capitalization refers to the amount of capital a bank has in relation to its risk-weighted assets. Adequate capitalization is crucial for absorbing losses and maintaining financial stability. Key Ratios: Common Equity Tier 1 (CET1) Ratio: A key measure of a bank' s capitalization, calculated as CET1 capital divided by risk-weighted assets. Regulatory authorities set minimum CET1 ratio requirements to ensure banks have a sufficient capital buffer. Tier 1 Capital Ratio: Similar to the CET1 ratio but includes additional components of Tier 1 capital. It is a broader measure of capital adequacy. Total Capital Ratio: Includes all forms of capital (CET1, Tier 1, and Tier 2 capital) relative to risk-weighted assets. Risk Mitigation: Capital as a Buffer: Capital serves as a buffer against unexpected losses. A well-capitalized bank is better positioned to absorb losses without risking insolvency. It enhances the bank' s ability to withstand economic downturns and other adverse events. Regulatory Requirements: Regulatory authorities set minimum capital requirements to ensure that banks have a sufficient cushion to absorb losses. Regulatory capital ratios are monitored to assess compliance and financial stability. Regulatory Capital Standards: Basel III: The Basel III framework, developed by the Basel Committee on Banking Supervision, introduces more stringent regulatory capital standards. It emphasizes the importance of higher-quality capital, increased capital requirements, and enhanced risk management practices. Market Perception: Investor Confidence: The level of capitalization can influence investor confidence. Investors may view a well-capitalized bank more favorably, while concerns about low capitalization can lead to a lack of confidence and potentially impact a bank' s stock price. Stress Testing: Assessing Resilience: Regulatory stress tests evaluate a bank' s ability to withstand adverse economic scenarios. These tests assess how a bank' s capital position would be affected under stressed conditions, providing insights into its resilience. Dynamic Nature: Adjusting Capital Structure: Banks may adjust their capital structure based on economic conditions, regulatory requirements, and business strategies. Periodic assessments of capital adequacy help banks align their capital levels with risk exposures. In summary, high leverage and inadequate capitalization can increase a bank' s vulnerability to financial distress, especially in times of economic stress. Regulatory frameworks and risk management practices aim to ensure that banks maintain adequate capital buffers to absorb losses and safeguard financial stability. Investors and regulators closely monitor leverage and capitalization metrics to assess the overall risk profile of banks.

 

the world does not understand how their authority carry up the stress testing and you can have
Stress Testing:

• Assessing Resilience: Regulatory stress tests evaluate a bank' s ability to withstand adverse economic scenarios. These tests assess how a bank' s capital position would be affected under stressed conditions, providing insights into its resilience.

chartiskao      ( Date: 25-Jan-2024 10:45) Posted: the biggest problem with their big $s is Leverage and capitalization are critical concepts in understanding a bank' s financial health and risk profile. Let' s delve into these concepts further: Leverage: Definition: Leverage measures the extent to which a bank relies on debt (borrowed funds) rather than equity (owner' s funds) to finance its assets. It is expressed as the ratio of total assets to equity. The higher the leverage ratio, the greater the reliance on debt. Amplification of Losses: High leverage can amplify the impact of losses. If a bank incurs losses, the impact on equity is more significant when the leverage is high. This can lead to financial distress and potentially bankruptcy if the losses exceed the bank' s capital. Capitalization: Definition: Capitalization refers to the amount of capital a bank has in relation to its risk-weighted assets. Adequate capitalization is crucial for absorbing losses and maintaining financial stability. Key Ratios: Common Equity Tier 1 (CET1) Ratio: A key measure of a bank' s capitalization, calculated as CET1 capital divided by risk-weighted assets. Regulatory authorities set minimum CET1 ratio requirements to ensure banks have a sufficient capital buffer. Tier 1 Capital Ratio: Similar to the CET1 ratio but includes additional components of Tier 1 capital. It is a broader measure of capital adequacy. Total Capital Ratio: Includes all forms of capital (CET1, Tier 1, and Tier 2 capital) relative to risk-weighted assets. Risk Mitigation: Capital as a Buffer: Capital serves as a buffer against unexpected losses. A well-capitalized bank is better positioned to absorb losses without risking insolvency. It enhances the bank' s ability to withstand economic downturns and other adverse events. Regulatory Requirements: Regulatory authorities set minimum capital requirements to ensure that banks have a sufficient cushion to absorb losses. Regulatory capital ratios are monitored to assess compliance and financial stability. Regulatory Capital Standards: Basel III: The Basel III framework, developed by the Basel Committee on Banking Supervision, introduces more stringent regulatory capital standards. It emphasizes the importance of higher-quality capital, increased capital requirements, and enhanced risk management practices. Market Perception: Investor Confidence: The level of capitalization can influence investor confidence. Investors may view a well-capitalized bank more favorably, while concerns about low capitalization can lead to a lack of confidence and potentially impact a bank' s stock price. Stress Testing: Assessing Resilience: Regulatory stress tests evaluate a bank' s ability to withstand adverse economic scenarios. These tests assess how a bank' s capital position would be affected under stressed conditions, providing insights into its resilience. Dynamic Nature: Adjusting Capital Structure: Banks may adjust their capital structure based on economic conditions, regulatory requirements, and business strategies. Periodic assessments of capital adequacy help banks align their capital levels with risk exposures. In summary, high leverage and inadequate capitalization can increase a bank' s vulnerability to financial distress, especially in times of economic stress. Regulatory frameworks and risk management practices aim to ensure that banks maintain adequate capital buffers to absorb losses and safeguard financial stability. Investors and regulators closely monitor leverage and capitalization metrics to assess the overall risk profile of banks.   chartiskao      ( Date: 25-Jan-2024 10:42) Posted: 100 years of looking at us banks especially after 2008 The perceived riskiness of U.S. banks can be attributed to a combination of factors, and it' s important to note that risk varies among individual banks based on their business models, risk management practices, and exposure to different types of risks. Here are some reasons why U.S. banks may be considered risky: Diverse Financial System: The U.S. has a diverse and complex financial system with a large number of banks engaging in a wide range of activities, from traditional banking to investment banking and various financial services. This diversity can make it challenging to regulate and supervise effectively. Size and Complexity: Some of the largest U.S. banks are highly complex and have extensive global operations. Large institutions may face challenges in managing the complexity of their businesses, and their interconnectedness can contribute to systemic risk. Global Presence: Many U.S. banks operate globally, exposing them to risks associated with international markets and economic conditions. Global economic downturns or financial crises can impact the performance of these banks. Regulatory Environment: While the U.S. has a robust regulatory framework, the complexity of regulations can sometimes be challenging for both regulators and banks to navigate. Changes in regulatory requirements and the need for compliance can create uncertainties and operational challenges. Innovation and Technology: The rapid pace of innovation and technological advancements in the financial industry introduce new risks. For example, the adoption of fintech and the reliance on digital infrastructure make banks vulnerable to cyber threats and operational disruptions. Leverage and Capitalization: Some banks might operate with relatively high levels of leverage, which means they have a higher proportion of debt compared to equity. High leverage can amplify the impact of losses and increase the risk of financial distress. Credit Risk: Exposure to credit risk, especially during economic downturns, can affect the health of banks. U.S. banks experienced challenges during the global financial crisis of 2008, primarily due to subprime mortgage-related losses. Interest Rate Risk: Fluctuations in interest rates can impact the profitability of banks, particularly if they have significant exposure to interest-sensitive assets. Changes in interest rates can affect net interest margins and the valuation of certain financial instruments. Systemic Risk: The interconnectedness of financial institutions and markets can contribute to systemic risk. If a major bank faces financial distress, it can have cascading effects on other financial institutions and the broader economy. Market Sentiment and Perception: Investor sentiment and perception of risk in the financial markets can also influence the perceived riskiness of banks. Negative sentiment or concerns about the overall economic environment can contribute to increased perceived risk.

 

the biggest problem with their big $s is
Leverage and capitalization are critical concepts in understanding a bank' s financial health and risk profile. Let' s delve into these concepts further:

1. Leverage:
   • Definition: Leverage measures the extent to which a bank relies on debt (borrowed funds) rather than equity (owner' s funds) to finance its assets. It is expressed as the ratio of total assets to equity. The higher the leverage ratio, the greater the reliance on debt.
   • Amplification of Losses: High leverage can amplify the impact of losses. If a bank incurs losses, the impact on equity is more significant when the leverage is high. This can lead to financial distress and potentially bankruptcy if the losses exceed the bank' s capital.
2. Capitalization:
   • Definition: Capitalization refers to the amount of capital a bank has in relation to its risk-weighted assets. Adequate capitalization is crucial for absorbing losses and maintaining financial stability.
   • Key Ratios:
     • Common Equity Tier 1 (CET1) Ratio: A key measure of a bank' s capitalization, calculated as CET1 capital divided by risk-weighted assets. Regulatory authorities set minimum CET1 ratio requirements to ensure banks have a sufficient capital buffer.
     • Tier 1 Capital Ratio: Similar to the CET1 ratio but includes additional components of Tier 1 capital. It is a broader measure of capital adequacy.
     • Total Capital Ratio: Includes all forms of capital (CET1, Tier 1, and Tier 2 capital) relative to risk-weighted assets.
3. Risk Mitigation:
   • Capital as a Buffer: Capital serves as a buffer against unexpected losses. A well-capitalized bank is better positioned to absorb losses without risking insolvency. It enhances the bank' s ability to withstand economic downturns and other adverse events.
   • Regulatory Requirements: Regulatory authorities set minimum capital requirements to ensure that banks have a sufficient cushion to absorb losses. Regulatory capital ratios are monitored to assess compliance and financial stability.
4. Regulatory Capital Standards:
   • Basel III: The Basel III framework, developed by the Basel Committee on Banking Supervision, introduces more stringent regulatory capital standards. It emphasizes the importance of higher-quality capital, increased capital requirements, and enhanced risk management practices.
5. Market Perception:
   • Investor Confidence: The level of capitalization can influence investor confidence. Investors may view a well-capitalized bank more favorably, while concerns about low capitalization can lead to a lack of confidence and potentially impact a bank' s stock price.
6. Stress Testing:
   • Assessing Resilience: Regulatory stress tests evaluate a bank' s ability to withstand adverse economic scenarios. These tests assess how a bank' s capital position would be affected under stressed conditions, providing insights into its resilience.
7. Dynamic Nature:
   • Adjusting Capital Structure: Banks may adjust their capital structure based on economic conditions, regulatory requirements, and business strategies. Periodic assessments of capital adequacy help banks align their capital levels with risk exposures.

In summary, high leverage and inadequate capitalization can increase a bank' s vulnerability to financial distress, especially in times of economic stress. Regulatory frameworks and risk management practices aim to ensure that banks maintain adequate capital buffers to absorb losses and safeguard financial stability. Investors and regulators closely monitor leverage and capitalization metrics to assess the overall risk profile of banks.
 

chartiskao      ( Date: 25-Jan-2024 10:42) Posted: 100 years of looking at us banks especially after 2008 The perceived riskiness of U.S. banks can be attributed to a combination of factors, and it' s important to note that risk varies among individual banks based on their business models, risk management practices, and exposure to different types of risks. Here are some reasons why U.S. banks may be considered risky: Diverse Financial System: The U.S. has a diverse and complex financial system with a large number of banks engaging in a wide range of activities, from traditional banking to investment banking and various financial services. This diversity can make it challenging to regulate and supervise effectively. Size and Complexity: Some of the largest U.S. banks are highly complex and have extensive global operations. Large institutions may face challenges in managing the complexity of their businesses, and their interconnectedness can contribute to systemic risk. Global Presence: Many U.S. banks operate globally, exposing them to risks associated with international markets and economic conditions. Global economic downturns or financial crises can impact the performance of these banks. Regulatory Environment: While the U.S. has a robust regulatory framework, the complexity of regulations can sometimes be challenging for both regulators and banks to navigate. Changes in regulatory requirements and the need for compliance can create uncertainties and operational challenges. Innovation and Technology: The rapid pace of innovation and technological advancements in the financial industry introduce new risks. For example, the adoption of fintech and the reliance on digital infrastructure make banks vulnerable to cyber threats and operational disruptions. Leverage and Capitalization: Some banks might operate with relatively high levels of leverage, which means they have a higher proportion of debt compared to equity. High leverage can amplify the impact of losses and increase the risk of financial distress. Credit Risk: Exposure to credit risk, especially during economic downturns, can affect the health of banks. U.S. banks experienced challenges during the global financial crisis of 2008, primarily due to subprime mortgage-related losses. Interest Rate Risk: Fluctuations in interest rates can impact the profitability of banks, particularly if they have significant exposure to interest-sensitive assets. Changes in interest rates can affect net interest margins and the valuation of certain financial instruments. Systemic Risk: The interconnectedness of financial institutions and markets can contribute to systemic risk. If a major bank faces financial distress, it can have cascading effects on other financial institutions and the broader economy. Market Sentiment and Perception: Investor sentiment and perception of risk in the financial markets can also influence the perceived riskiness of banks. Negative sentiment or concerns about the overall economic environment can contribute to increased perceived risk. chartiskao      ( Date: 24-Jan-2024 17:19) Posted: the U.S. dollar may remain strong despite a large fiscal deficit: Interest Rates: One of the key drivers of currency strength is interest rates. If a country' s central bank maintains higher interest rates compared to other major economies, it can attract foreign capital seeking higher returns. The U.S. Federal Reserve' s monetary policy, including interest rate decisions, plays a significant role in influencing the strength of the U.S. dollar. Safe-Haven Status: The U.S. dollar is often considered a safe-haven currency. In times of economic uncertainty or global financial instability, investors may flock to the U.S. dollar and U.S. assets for safety. This demand can contribute to the strength of the dollar. Global Reserve Currency: The U.S. dollar serves as the world' s primary reserve currency. Many countries hold significant amounts of U.S. dollars in their foreign exchange reserves. This global usage of the dollar in international trade and finance can contribute to its strength. Economic Fundamentals: Despite a fiscal deficit, the U.S. economy may still exhibit strong economic fundamentals compared to other economies. Factors such as GDP growth, employment levels, and consumer confidence can influence the perception of the U.S. economy and impact the value of the dollar. Trade Balance: While the U.S. has had a trade deficit for many years, it' s essential to consider the overall economic context. The U.S. remains a major global economic player, and the dollar' s strength can be influenced by various trade-related factors, including the size and diversity of the U.S. economy. usdsgd 1.3388

 

100 years of looking at us banks especially after 2008
The perceived riskiness of U.S. banks can be attributed to a combination of factors, and it' s important to note that risk varies among individual banks based on their business models, risk management practices, and exposure to different types of risks. Here are some reasons why U.S. banks may be considered risky:

1. Diverse Financial System: The U.S. has a diverse and complex financial system with a large number of banks engaging in a wide range of activities, from traditional banking to investment banking and various financial services. This diversity can make it challenging to regulate and supervise effectively.
2. Size and Complexity: Some of the largest U.S. banks are highly complex and have extensive global operations. Large institutions may face challenges in managing the complexity of their businesses, and their interconnectedness can contribute to systemic risk.
3. Global Presence: Many U.S. banks operate globally, exposing them to risks associated with international markets and economic conditions. Global economic downturns or financial crises can impact the performance of these banks.
4. Regulatory Environment: While the U.S. has a robust regulatory framework, the complexity of regulations can sometimes be challenging for both regulators and banks to navigate. Changes in regulatory requirements and the need for compliance can create uncertainties and operational challenges.
5. Innovation and Technology: The rapid pace of innovation and technological advancements in the financial industry introduce new risks. For example, the adoption of fintech and the reliance on digital infrastructure make banks vulnerable to cyber threats and operational disruptions.
6. Leverage and Capitalization: Some banks might operate with relatively high levels of leverage, which means they have a higher proportion of debt compared to equity. High leverage can amplify the impact of losses and increase the risk of financial distress.
7. Credit Risk: Exposure to credit risk, especially during economic downturns, can affect the health of banks. U.S. banks experienced challenges during the global financial crisis of 2008, primarily due to subprime mortgage-related losses.
8. Interest Rate Risk: Fluctuations in interest rates can impact the profitability of banks, particularly if they have significant exposure to interest-sensitive assets. Changes in interest rates can affect net interest margins and the valuation of certain financial instruments.
9. Systemic Risk: The interconnectedness of financial institutions and markets can contribute to systemic risk. If a major bank faces financial distress, it can have cascading effects on other financial institutions and the broader economy.
10. Market Sentiment and Perception: Investor sentiment and perception of risk in the financial markets can also influence the perceived riskiness of banks. Negative sentiment or concerns about the overall economic environment can contribute to increased perceived risk.

chartiskao      ( Date: 24-Jan-2024 17:19) Posted: the U.S. dollar may remain strong despite a large fiscal deficit: Interest Rates: One of the key drivers of currency strength is interest rates. If a country' s central bank maintains higher interest rates compared to other major economies, it can attract foreign capital seeking higher returns. The U.S. Federal Reserve' s monetary policy, including interest rate decisions, plays a significant role in influencing the strength of the U.S. dollar. Safe-Haven Status: The U.S. dollar is often considered a safe-haven currency. In times of economic uncertainty or global financial instability, investors may flock to the U.S. dollar and U.S. assets for safety. This demand can contribute to the strength of the dollar. Global Reserve Currency: The U.S. dollar serves as the world' s primary reserve currency. Many countries hold significant amounts of U.S. dollars in their foreign exchange reserves. This global usage of the dollar in international trade and finance can contribute to its strength. Economic Fundamentals: Despite a fiscal deficit, the U.S. economy may still exhibit strong economic fundamentals compared to other economies. Factors such as GDP growth, employment levels, and consumer confidence can influence the perception of the U.S. economy and impact the value of the dollar. Trade Balance: While the U.S. has had a trade deficit for many years, it' s essential to consider the overall economic context. The U.S. remains a major global economic player, and the dollar' s strength can be influenced by various trade-related factors, including the size and diversity of the U.S. economy. usdsgd 1.3388 chartiskao      ( Date: 24-Jan-2024 14:44) Posted: HSBC says Indian bonds set for new era with US$100 billion flows INDIAN bonds are likely to attract about US$100 billion of foreign inflows in the coming years, lured by the global bond index inclusion, according to HSBC Asset Management. will money flow back to china' s market? https://www.investing.com/indices/hang-sen-40

 

the U.S. dollar may remain strong despite a large fiscal deficit:

1. Interest Rates: One of the key drivers of currency strength is interest rates. If a country' s central bank maintains higher interest rates compared to other major economies, it can attract foreign capital seeking higher returns. The U.S. Federal Reserve' s monetary policy, including interest rate decisions, plays a significant role in influencing the strength of the U.S. dollar.
2. Safe-Haven Status: The U.S. dollar is often considered a safe-haven currency. In times of economic uncertainty or global financial instability, investors may flock to the U.S. dollar and U.S. assets for safety. This demand can contribute to the strength of the dollar.
3. Global Reserve Currency: The U.S. dollar serves as the world' s primary reserve currency. Many countries hold significant amounts of U.S. dollars in their foreign exchange reserves. This global usage of the dollar in international trade and finance can contribute to its strength.
4. Economic Fundamentals: Despite a fiscal deficit, the U.S. economy may still exhibit strong economic fundamentals compared to other economies. Factors such as GDP growth, employment levels, and consumer confidence can influence the perception of the U.S. economy and impact the value of the dollar.
5. Trade Balance: While the U.S. has had a trade deficit for many years, it' s essential to consider the overall economic context. The U.S. remains a major global economic player, and the dollar' s strength can be influenced by various trade-related factors, including the size and diversity of the U.S. economy.

chartiskao      ( Date: 24-Jan-2024 14:44) Posted: HSBC says Indian bonds set for new era with US$100 billion flows INDIAN bonds are likely to attract about US$100 billion of foreign inflows in the coming years, lured by the global bond index inclusion, according to HSBC Asset Management. will money flow back to china' s market? https://www.investing.com/indices/hang-sen-40 chartiskao      ( Date: 23-Jan-2024 23:39) Posted: Though Biden is 80 years old, most global leaders are in their 50s and 60s, and the median age of current national leaders is 62.   https://www.youtube.com/watch?v=ik2YF05iX2w& list=RDAT5Azu3ig6w& index=15

 

chartiskao      ( Date: 23-Jan-2024 23:39) Posted: Though Biden is 80 years old, most global leaders are in their 50s and 60s, and the median age of current national leaders is 62.   https://www.youtube.com/watch?v=ik2YF05iX2w& list=RDAT5Azu3ig6w& index=15 chartiskao      ( Date: 23-Jan-2024 23:36) Posted: https://www.politifact.com/truth-o-meter/promises/biden-promise-tracker/?ruling=true   https://www.youtube.com/watch?v=EmTBKbyaEjU& list=RDAT5Azu3ig6w& index=7

 

chartiskao      ( Date: 23-Jan-2024 23:36) Posted: https://www.politifact.com/truth-o-meter/promises/biden-promise-tracker/?ruling=true   https://www.youtube.com/watch?v=EmTBKbyaEjU& list=RDAT5Azu3ig6w& index=7 chartiskao      ( Date: 23-Jan-2024 23:34) Posted: Joe Biden/Age 81  years 20 November 1942 https://www.youtube.com/watch?v=_jEP347F6_g& list=RDAT5Azu3ig6w& index=8   https://www.npr.org/2023/04/16/1142356840/biden-industrial-policy