DBS , the one and only Trusted Bank , reaching 60 soon in no time , really a great Bank , No 1 in Singapore
I better buy in now , before no more chance
Got great chance of reaching 70 even 80 , every year , giving new ATH , really gladly to DBS
LOL, now den u realise ar?
Alvin2562 ( Date: 22-Jan-2026 16:35) Posted:
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Dbs share price look attractive to buy
The 2 younger brothers UOB n OCBC doing very well lately...
World Best private bank , definitely will go beyond $60 share price , on the way to $70
AWARD WINNERS  -  World' s Best Private Banks 2026: Asia-Pacific
https://gfmag.com/award/award-winners/worlds-best-private-banks-2026-asia-pacific/
Less than 3 weeks to results day.
Excited. Dividend going up by 6c?
Hopefully. 
Excited. Dividend going up by 6c?
Hopefully. 
DBS leads as Singapore investment banking fees hit 4-year high in 2025 amid M& A rebound
https://www.straitstimes.com/business/banking/dbs-leads-as-singapore-investment-banking-fees-hit-1-1-billion-highest-since-2021
DBS already gave so clearly hint.
investshare ( Date: 14-Dec-2025 07:47) Posted:
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What are significant risk transfers &ndash and why is DBS reportedly considering them?
Analysts say that other banks in Asia, including OCBC and UOB, could eventually explore similar deals
 
[SINGAPORE] A week ago, media reports surfaced that DBS &ndash South-east Asia&rsquo s largest lender &ndash is weighing a foray into significant risk transfers (SRTs), putting this relatively niche corner of bank capital management into the spotlight.
 
DBS is reportedly considering an SRT transaction and in talks with funds that invest in such instruments, after Standard Chartered carried out a similar deal in 2025 tied to US$1.5 billion of trade finance loans, Bloomberg reported on Jan 8. That move allowed Standard Chartered to obtain regulatory capital relief for its Singapore subsidiary.
 
The Business Times looks at what SRTs are, why DBS might be evaluating such a structure, and how likely Singapore&rsquo s other local banks &ndash OCBC and UOB &ndash are to pursue similar transactions.
 
A DBS spokesperson declined to comment when contacted by BT.
 
What are significant risk transfers?
In simple terms, SRTs function like a form of credit insurance for banks.
 
Under an SRT, a bank transfers a defined portion of the credit risk from a pool of loans &ndash such as trade finance, corporate or small business exposures &ndash to external investors, typically specialist credit funds, insurers or asset managers.
 
The bank retains ownership of the loans and continues servicing them, but passes on part of the potential losses if borrowers default.
 
In return for taking on that risk, investors receive a premium or yield that is typically higher than similarly rated traditional bonds.
 
For banks, the key benefit lies not in funding, but in capital efficiency. If regulators recognise the risk transfer as effective, the bank can reduce the amount of regulatory capital it must hold against those loans, freeing up balance sheet capacity for growth or portfolio rebalancing.
 
The amount of capital relief a bank can achieve from an SRT depends on three main variables, said Rena Kwok, senior credit analyst at Bloomberg Intelligence.
 
These are: the size of the loan portfolio involved the tranche of risk transferred &ndash with &ldquo junior&rdquo tranches absorbing losses first but offering higher returns, and &ldquo senior&rdquo tranches only incurring losses after junior tranches are fully written down, but providing lower returns and whether regulators formally recognise the transaction for capital relief.
 
In Singapore, regulatory recognition is determined by the Monetary Authority of Singapore (MAS).
 
For DBS specifically, the lender is &ldquo operating from a position of strength&rdquo , Kwok noted. As at its latest disclosures for the third quarter ended Sep 30, 2025, DBS reported a Common Equity Tier-1 (CET-1) ratio of 15.1 per cent, which sits &ldquo comfortably above MAS minimums&rdquo .
 
&ldquo This means DBS could use SRT as tools for capital efficiency, flexibility and portfolio steering, not capital repair,&rdquo she said.
 
The CET-1 ratio is a core measure of a bank&rsquo s financial strength. It measures the bank&rsquo s highest-quality capital &ndash primarily common equity and retained earnings &ndash relative to its risk-weighted assets.
 
When an SRT is recognised under Basel III rules &ndash a global regulatory framework for banks &ndash the transferred portion of credit risk can attract a lower risk weighting. This reduces the bank&rsquo s risk-weighted assets, which in turn lifts its CET-1 ratio, even if the absolute amount of capital remains unchanged.
 
By comparison, OCBC reported a CET-1 ratio of 15 per cent in the same period, while UOB&rsquo s stood at 14.6 per cent. MAS&rsquo minimum CET-1 requirement for Singapore banks is 9 per cent, including a capital conservation buffer.
 
How common are SRTs in Asia &ndash and are OCBC and UOB likely to follow?
Historically, SRT issuance has been dominated by European and North American banks, where deep institutional investor bases and longer-established regulatory frameworks have supported more active markets.
 
There are now &ldquo early signs of changes&rdquo that Asian banks are beginning to adopt SRTs, though uptake is &ldquo likely to be gradual and uneven&rdquo , Kwok said.
 
&ldquo This is because Basel III SRT frameworks are gradually embedded across Asia-Pacific at varying degrees,&rdquo she explained.
 
From a capital optimisation perspective, it would be &ldquo unsurprising&rdquo if OCBC and UOB were at least evaluating such structures, she added.
 
Lorraine Tan, director of equity research in Asia at Morningstar, similarly said that more banks could be exploring these deals.
 
&ldquo It&rsquo s hard to say how impactful it would be specific to each bank but presumably the positive is that it should be like an insurance to improve the credit standing of riskier (assets),&rdquo Tan said.
 
That said, for the &ldquo well-capitalised&rdquo Singapore lenders, &ldquo I would argue that it&rsquo s not as necessary for them to sell SRTs unless they believe the risk transfers are well worth the added cost&rdquo , she added.
On the path!
shk363 ( Date: 16-Jan-2026 10:45) Posted:
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definitely 60 by cny
BinderyT ( Date: 16-Jan-2026 10:28) Posted:
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Wow ... market really want to push DBS above $60 by CNY.
Nice.
Nice.
nwonder yesterday dbs surged to ath.
thanks for the heads up as now i nbr read the printed press or subs to online press le.
sincerely hope dbs will continue its meteroic rise today.
 
thanks for the heads up as now i nbr read the printed press or subs to online press le.
sincerely hope dbs will continue its meteroic rise today.
 
Cadence88 ( Date: 16-Jan-2026 08:03) Posted:
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This is from Business TImes ytd.
huattuatua ( Date: 16-Jan-2026 07:57) Posted:
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From my broker' s whatsapps:
DBS notched up a one-third increase in economic value from its artificial intelligence (AI) initiatives to hit a record S$1 billion in 2025. The banks have now moved beyond generative AI models, such as OpenAI&rsquo s ChatGPT and Google&rsquo s Gemini, and are now looking at agentic AI as the next stage of development.   Agentic AI models are a major development in the space, being capable of independent reasoning, decision-making and executing multistep tasks with minimum human oversight. But agentic artificial intelligence&rsquo s rise poses challenges for local banking talent.
solid la , dbs👍 👍 😆
DBS notched up a one-third increase in economic value from its artificial intelligence (AI) initiatives to hit a record S$1 billion in 2025. The banks have now moved beyond generative AI models, such as OpenAI&rsquo s ChatGPT and Google&rsquo s Gemini, and are now looking at agentic AI as the next stage of development.   Agentic AI models are a major development in the space, being capable of independent reasoning, decision-making and executing multistep tasks with minimum human oversight. But agentic artificial intelligence&rsquo s rise poses challenges for local banking talent.
solid la , dbs👍 👍 😆
Big bro pkli899 said, buy 500 units is the same as one split to 2 mah. Hope can get a Special Bonus 过 个 大 肥 年 !
JurongW ( Date: 14-Jan-2026 12:39) Posted:
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Perhaps a share split of 1 to 2 shares to make it affordable
hokpin ( Date: 14-Jan-2026 08:28) Posted:
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