DBS    Last:63.95    -0.19

DBS

DBS Group Holdings 4Q 2025 financial results February 9, 2026
Highlights
FY pre-tax profit at new high of $13.1b, ROE at 16.2% and ROTE at 17.8%

 Total income up 3% to record $22.9b despite rate headwinds
o Group NII modestly higher from record deposit growth and proactive balance sheet hedging
o Fee income and treasury customer sales reach new highs
o Markets trading income highest since 2021

4Q pre-tax profit declines 6% YoY to $2.80b
 Total income down 3% to $5.33b, stronger fees and treasury customer sales offset by rate headwinds and absence of non-recurring gains a year ago
Balance sheet remains healthy
 Asset quality remains sound. Notwithstanding prudent downgrade of a previously watchlisted real estate exposure, NPL ratio stable at 1.0%
 4Q SP partially offset by GP release FY SP at 19bp
 Allowance coverage at 130% and 197% after considering collateral

 Transitional CET1 ratio at 17.0%, fully phased-in at 15.0%
4Q total dividend at 81¢ per share &ndash ordinary dividend raised 6¢ to 66¢ , Capital Return dividend at 15¢ Capital Return dividend to be maintained for FY26 and FY27 barring unforeseen circumstances

https://links.sgx.com/1.0.0/corporate-announcements/QSJXD9CBG6EZP308/874481_4Q25_CFO_presentation.pdf

 

FULL-YEAR PROFIT BEFORE TAX AT RECORD SGD 13.1 BILLION

NET PROFIT AT SGD 11.0 BILLION WITH ROE AT 16.2%
* * *

Board proposes 66 cent final ordinary dividend, a 6 cent increase
fourth-quarter total dividend at 81 cents including Capital Return dividend

 

Feeling excited......Monday early morning.

 

What's happening to Dow n Nasdaq now might be having an impact on STI...

MrBear12      ( Date: 06-Feb-2026 06:44) Posted: DBS will pass with flying colors above 60 today. dividends at 66 cents record profits and roe of 17 at least drums rolling chengwh1      ( Date: 04-Feb-2026 22:20) Posted: I too forgot abt DBS. But I' m focussing on my climb to The Everest and my pilgrimage to Buddha' s birthplace. I also forgot abt my Parkway LIfe REIT, Singtel, etc,... all are running away

 

DBS will pass with flying colors above 60 today. dividends at 66 cents record profits and roe of 17 at least drums rolling

chengwh1      ( Date: 04-Feb-2026 22:20) Posted: I too forgot abt DBS. But I' m focussing on my climb to The Everest and my pilgrimage to Buddha' s birthplace. I also forgot abt my Parkway LIfe REIT, Singtel, etc,... all are running away. prophetjul      ( Date: 29-Jan-2026 10:43) Posted: I forgot about DBS! I am totally fixated on the gold rush!    LO

 

I too forgot abt DBS. But I' m focussing on my climb to The Everest and my pilgrimage to Buddha' s birthplace.

I also forgot abt my Parkway LIfe REIT, Singtel, etc,... all are running away.

prophetjul      ( Date: 29-Jan-2026 10:43) Posted: I forgot about DBS! I am totally fixated on the gold rush!    LOL BinderyT      ( Date: 29-Jan-2026 10:40) Posted: Congrats all!   Next stop - $70 :)

 

Haha,

today' s drop due primarily to meltdown in BTC over the weekend, holy cow,

those vested, put up with the fluctuations for 1 more week ya, i  can feel it in my bones dbs will deliver a set of stellar results come next monday, just in time to usher in the year of the Golden Huat Horse, lol

pkli899      ( Date: 29-Jan-2026 14:50) Posted: I hope your CNY wishes will come true because I as greedy as you.    huattuatua      ( Date: 29-Jan-2026 08:45) Posted: my wishlist on 9th feb 2026: 1) Net earnings above 11.8B for fy 25 2) dividends increase from 75 cts to 85 cts 3) bonus issue of 1:20 4)  ROE around 17.8 % and after earnings report, hopefully sp abv 61.5 this is also my cny wishes, :)

 

I hope your CNY wishes will come true because I as greedy as you.   

huattuatua      ( Date: 29-Jan-2026 08:45) Posted: my wishlist on 9th feb 2026: 1) Net earnings above 11.8B for fy 25 2) dividends increase from 75 cts to 85 cts 3) bonus issue of 1:20 4)  ROE around 17.8 % and after earnings report, hopefully sp abv 61.5 this is also my cny wishes, :)

 

Me too, lol ....

My alert triggered at 60 :) 

prophetjul      ( Date: 29-Jan-2026 10:43) Posted: I forgot about DBS! I am totally fixated on the gold rush!    LOL BinderyT      ( Date: 29-Jan-2026 10:40) Posted: Congrats all!   Next stop - $70 :)

 

I forgot about DBS!
I am totally fixated on the gold rush!    LOL

BinderyT      ( Date: 29-Jan-2026 10:40) Posted: Congrats all!   Next stop - $70 :)

 

Gentle reminder - Even at $60, DBS still pays more than 5% dividend.

 

Congrats all!  

Next stop - $70 :)

 

from the trade summary, there' s almost 1/2 a million shares changed hands at 60 bucks, how many of these are shortists, we will know at 5

and dbs bbs are known for killing kateks, lol

 

Wow, marked the great milestone of SGD 60 (SG60) today !!!

 

my wishlist on 9th feb 2026:

1) Net earnings above 11.8B for fy 25
2) dividends increase from 75 cts to 85 cts
3) bonus issue of 1:20
4)  ROE around 17.8 %

and after earnings report, hopefully sp abv 61.5

this is also my cny wishes, :)

 

 

How Sustainable Are Singapore' s Recent Bank Stock Highs As Interest Rates Ease? | Money Mind
 

 

That's true about the big profit but it's only paper gain..You'll only realised the profits if u sell it.

pkli899      ( Date: 27-Jan-2026 14:26) Posted: Those holding it long term all making big profit.

 

Those holding it long term all making big profit.

 

m looking at the chart since its too free,

dbs if u were to buy immediately after last yr' s TACO' s liberation day, and compared with today' s sp, dbs has gone up by a whopping 71%,  mind u, this is not a penny counter ok, 

and sti, from tt fateful day til to date it has gone up by 45.6%.

UOB by 44%

and OCBC by 58%

 

 

dbs singlehandely brings sti to almost 5k

haha