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Hdb is for poor people. Pte (landed and condo) for rich. Cannot compare. Hdb can go down. Use ur brain. Will landed go down? Condo maybe sideway for 2-3 yrs and cheong again.

bishalnb      ( Date: 16-Dec-2021 11:36) Posted: once the HDB price goes down, private will down also ... now the HDB which is 80+% of housing population  is going for 1mil + .. so how? ... my thoughts

 

uiop1223      ( Date: 16-Dec-2021 12:10) Posted: Then rent from me. Dont buy 😉 nott1965      ( Date: 16-Dec-2021 11:52) Posted: Affordable doesnt equate liveable. Hdb building smaller and smaller flat. Many friends tokd me they want to move into bigger flats but cant afford as many rich people are hoarding for renta

 

supply / demand will affect the price, this is open market isn' t it 

wehuattogether88      ( Date: 16-Dec-2021 11:49) Posted: It is different for every situations, now it is supply problem. They have to build up supply first. bishalnb      ( Date: 16-Dec-2021 11:36) Posted: once the HDB price goes down, private will down also ... now the HDB which is 80+% of housing population  is going for 1mil + .. so how? ... my thoughts

 

Then rent from me. Dont buy 😉

nott1965      ( Date: 16-Dec-2021 11:52) Posted: Affordable doesnt equate liveable. Hdb building smaller and smaller flat. Many friends tokd me they want to move into bigger flats but cant afford as many rich people are hoarding for rental chart_expert123      ( Date: 16-Dec-2021 10:17) Posted: Think too much. Singapore property price is always affordable.  Inflation is naturally increasing year by year, when a meal was sold 50cents 1980 and sell 4 dollars in 2021, when a fresh graduate paid for 1300 in 2003 but paid for 2200 in 2021. Property price shall reflect the same. Construction material price and labour all are increased. These are global trend. Among all chinese country such as China, Taiwan, Hong Kong, Macau, Malaysia, Singapore is the only one country, young kids have proper plan from Gov to support them to buy their 1st house. Today cooling measure is also try to stop price rising. You still blame goverment, where you want to stay? you try to migrate to other country, see if your kids can afford to buy a house when needed

 

HDB is affordable. A 4 room with subsidies cost around $280k - $300k. Dual income cannot afford the 15% downpayment? Or young now want to work as grab delivery, flexible lifestyle thats why no cpf, no savings to pay.

Then we have people who dont have money but STILL want to live redhill, queenstown , RCR areas and at same time, still want 10yrs old HDB. Why should govt help these self entitled people.

Very simple. No money, dont buy pte, dont think of staying in prime location. If want to stay prime area, buy 30-40yr flat. Dont expect to pay $400k for a 10yr queenstown hdb la

 

Affordable doesnt equate liveable. Hdb building smaller and smaller flat. Many friends tokd me they want to move into bigger flats but cant afford as many rich people are hoarding for rental

chart_expert123      ( Date: 16-Dec-2021 10:17) Posted: Think too much. Singapore property price is always affordable.  Inflation is naturally increasing year by year, when a meal was sold 50cents 1980 and sell 4 dollars in 2021, when a fresh graduate paid for 1300 in 2003 but paid for 2200 in 2021. Property price shall reflect the same. Construction material price and labour all are increased. These are global trend. Among all chinese country such as China, Taiwan, Hong Kong, Macau, Malaysia, Singapore is the only one country, young kids have proper plan from Gov to support them to buy their 1st house. Today cooling measure is also try to stop price rising. You still blame goverment, where you want to stay? you try to migrate to other country, see if your kids can afford to buy a house when needed. nott1965      ( Date: 16-Dec-2021 10:08) Posted: I am living in a comfortable property bought 15 years back. i worried for my kids if they can afford. I am sure many are if this bubble continues. Maybe the govenment should take a hands off approach and allow the property market to crash like in 1998. Wonder why the govenment is always taking half hearted approac

 

It is different for every situations, now it is supply problem. They have to build up supply first.

bishalnb      ( Date: 16-Dec-2021 11:36) Posted: once the HDB price goes down, private will down also ... now the HDB which is 80+% of housing population  is going for 1mil + .. so how? ... my thoughts

 

once the HDB price goes down, private will down also ... now the HDB which is 80+% of housing population  is going for 1mil + .. so how? ... my thoughts 

 

shophouse should have ABSD and SSD, costing millions, it has gone up multiple times. too many foreigners are owning our historical conserved shophouses which are limited in numbers and these owners are calling the shots on rent which is the reason why the F& B in these shophouses are charging very high prices for the food. Time to rein in
Why MND is not imposing is anyone' s guess. hopefully they are in the loop and to prevent the capture of these shophouses by foreign buyers who now will go after the shophouses once again. many shophouses agents are making millions annually with 2% of commission, imagine a typical shophouse costs 10million that will be 200k comm
let' s wake up and do the needful

 

Those downgraders from condo to HDB will still need to buy. Those seller for resale HDB flats will still have buyers because of supply less than demand. So still a win-win for both.

 

actually think about it.. it is opportunity for common people to grow their wealth.. rich people buy over HDB flat from common people like me at million dollar.. that is transfer of wealth and redistribute wealth,.. otherwise people like me will never have million dollar just working hard 12 hours a day.. HUAT..

honesty      ( Date: 16-Dec-2021 10:57) Posted: absolutely agreed. HDB could actually do better to help direct buyers and sellers. They should permit advertisement on their portal/website, sometimes cov happens because agents may assist sellers. in the end, hdb should not be made for profiting after 5 years mop, in fact hdb should mandate 10 years mop and 15 years mop for prime areas. look at the bugis junction future hdb, over subcribed by multiple times. lets make it a point hdb flats are not meant to make money, want to make money go buy private hdb if reading this, please make it more easier for buyers and sellers to match each other' s price and hdb can be a middleman to charge a fee on their portal or a new buy/sell platform for buyers wanting to buy and sellers wanting to sell chart_expert123      ( Date: 16-Dec-2021 10:34) Posted: exactly, A coupling earning 5/6K a month can obain 40K CPF housing grant from Gov. For a 4 room flat in Tengah or non-mature area is around 310 to 350K. Obtain HDB loan for 85%, 5% cash around 13-17K (if young couple not willing to save this amount of money within 1-2 year with bonus, nobody can help them), then the 10% downpayment and stamp duty can be fully paid by the 40K CPF Housing Grant.  This is affordable but have to wait for 3-5 years. Those rich or downgrader from condo who already very used to mature area lifestyle, after selling 2-3mio condo, can choose to buy resales with 1mio above, at the same time, they created a new million couple which may be one of your kids potentially.  The ABSD restriction for rich to own more than 1 house, Like Hong Kong, Taiwan, China, Malaysia which government dare to annoy richs to impose ABSD to restrict them to purchase for 1 house, at the end richs own a lot of property and drive property price higher, at the same time, gov have no income to build subsidy housing for poor. Singapore is the only one has such system to retrict richs from buying property, who damn rich want to buy more have to pay ABSD, all these income from ABSD will go to subsidy flat or CPF housing grant to support poor.  A cleaner with 1-2K income will receive up to 80K for BTO and 160K for resales, who say young cannot afford to buy 1st house

 

absolutely agreed. HDB could actually do better to help direct buyers and sellers. They should permit advertisement on their portal/website, sometimes cov happens because agents may assist sellers. in the end, hdb should not be made for profiting after 5 years mop, in fact hdb should mandate 10 years mop and 15 years mop for prime areas. look at the bugis junction future hdb, over subcribed by multiple times. lets make it a point hdb flats are not meant to make money, want to make money go buy private
hdb if reading this, please make it more easier for buyers and sellers to match each other' s price and hdb can be a middleman to charge a fee on their portal or a new buy/sell platform for buyers wanting to buy and sellers wanting to sell

chart_expert123      ( Date: 16-Dec-2021 10:34) Posted: exactly, A coupling earning 5/6K a month can obain 40K CPF housing grant from Gov. For a 4 room flat in Tengah or non-mature area is around 310 to 350K. Obtain HDB loan for 85%, 5% cash around 13-17K (if young couple not willing to save this amount of money within 1-2 year with bonus, nobody can help them), then the 10% downpayment and stamp duty can be fully paid by the 40K CPF Housing Grant.  This is affordable but have to wait for 3-5 years. Those rich or downgrader from condo who already very used to mature area lifestyle, after selling 2-3mio condo, can choose to buy resales with 1mio above, at the same time, they created a new million couple which may be one of your kids potentially.  The ABSD restriction for rich to own more than 1 house, Like Hong Kong, Taiwan, China, Malaysia which government dare to annoy richs to impose ABSD to restrict them to purchase for 1 house, at the end richs own a lot of property and drive property price higher, at the same time, gov have no income to build subsidy housing for poor. Singapore is the only one has such system to retrict richs from buying property, who damn rich want to buy more have to pay ABSD, all these income from ABSD will go to subsidy flat or CPF housing grant to support poor.  A cleaner with 1-2K income will receive up to 80K for BTO and 160K for resales, who say young cannot afford to buy 1st house. honesty      ( Date: 16-Dec-2021 10:22) Posted: agreed, hdb flats are affordable anyway, for couple earning 5/6k a month, can comfortably go for 3/4bdrms, prices cannot run so high like now, crazy for resale hdb 1.32million , suspect this purchase was from a downgrader from landed which would have left the buyer with 2/3 million of cash prices must stay relevant to the citizens for public housing which the govt is actually doing so much better than other countries and hk in particular voicing out also can be a national problem. Over here no problem so long as voicing out legitimately. too high prices, you will lose your community suppor

 

Good system regulation 

chart_expert123      ( Date: 16-Dec-2021 10:38) Posted: In term of Housing Scheme for Populated City (other issues, not really), Singapore is the best in the world. Don' t compare new zealand or bla bla bla, please compare apple with apple!!! chart_expert123      ( Date: 16-Dec-2021 10:34) Posted: exactly, A coupling earning 5/6K a month can obain 40K CPF housing grant from Gov. For a 4 room flat in Tengah or non-mature area is around 310 to 350K. Obtain HDB loan for 85%, 5% cash around 13-17K (if young couple not willing to save this amount of money within 1-2 year with bonus, nobody can help them), then the 10% downpayment and stamp duty can be fully paid by the 40K CPF Housing Grant.  This is affordable but have to wait for 3-5 years. Those rich or downgrader from condo who already very used to mature area lifestyle, after selling 2-3mio condo, can choose to buy resales with 1mio above, at the same time, they created a new million couple which may be one of your kids potentially.  The ABSD restriction for rich to own more than 1 house, Like Hong Kong, Taiwan, China, Malaysia which government dare to annoy richs to impose ABSD to restrict them to purchase for 1 house, at the end richs own a lot of property and drive property price higher, at the same time, gov have no income to build subsidy housing for poor. Singapore is the only one has such system to retrict richs from buying property, who damn rich want to buy more have to pay ABSD, all these income from ABSD will go to subsidy flat or CPF housing grant to support poor.  A cleaner with 1-2K income will receive up to 80K for BTO and 160K for resales, who say young cannot afford to buy 1st house

 

In term of Housing Scheme for Populated City (other issues, not really), Singapore is the best in the world.

Don' t compare new zealand or bla bla bla, please compare apple with apple!!!

chart_expert123      ( Date: 16-Dec-2021 10:34) Posted: exactly, A coupling earning 5/6K a month can obain 40K CPF housing grant from Gov. For a 4 room flat in Tengah or non-mature area is around 310 to 350K. Obtain HDB loan for 85%, 5% cash around 13-17K (if young couple not willing to save this amount of money within 1-2 year with bonus, nobody can help them), then the 10% downpayment and stamp duty can be fully paid by the 40K CPF Housing Grant.  This is affordable but have to wait for 3-5 years. Those rich or downgrader from condo who already very used to mature area lifestyle, after selling 2-3mio condo, can choose to buy resales with 1mio above, at the same time, they created a new million couple which may be one of your kids potentially.  The ABSD restriction for rich to own more than 1 house, Like Hong Kong, Taiwan, China, Malaysia which government dare to annoy richs to impose ABSD to restrict them to purchase for 1 house, at the end richs own a lot of property and drive property price higher, at the same time, gov have no income to build subsidy housing for poor. Singapore is the only one has such system to retrict richs from buying property, who damn rich want to buy more have to pay ABSD, all these income from ABSD will go to subsidy flat or CPF housing grant to support poor.  A cleaner with 1-2K income will receive up to 80K for BTO and 160K for resales, who say young cannot afford to buy 1st house. honesty      ( Date: 16-Dec-2021 10:22) Posted: agreed, hdb flats are affordable anyway, for couple earning 5/6k a month, can comfortably go for 3/4bdrms, prices cannot run so high like now, crazy for resale hdb 1.32million , suspect this purchase was from a downgrader from landed which would have left the buyer with 2/3 million of cash prices must stay relevant to the citizens for public housing which the govt is actually doing so much better than other countries and hk in particular voicing out also can be a national problem. Over here no problem so long as voicing out legitimately. too high prices, you will lose your community suppor

 

exactly, A coupling earning 5/6K a month can obain 40K CPF housing grant from Gov. For a 4 room flat in Tengah or non-mature area is around 310 to 350K. Obtain HDB loan for 85%, 5% cash around 13-17K (if young couple not willing to save this amount of money within 1-2 year with bonus, nobody can help them), then the 10% downpayment and stamp duty can be fully paid by the 40K CPF Housing Grant. 

This is affordable but have to wait for 3-5 years.

Those rich or downgrader from condo who already very used to mature area lifestyle, after selling 2-3mio condo, can choose to buy resales with 1mio above, at the same time, they created a new million couple which may be one of your kids potentially. 

The ABSD restriction for rich to own more than 1 house, Like Hong Kong, Taiwan, China, Malaysia which government dare to annoy richs to impose ABSD to restrict them to purchase for 1 house, at the end richs own a lot of property and drive property price higher, at the same time, gov have no income to build subsidy housing for poor.

Singapore is the only one has such system to retrict richs from buying property, who damn rich want to buy more have to pay ABSD, all these income from ABSD will go to subsidy flat or CPF housing grant to support poor. 

A cleaner with 1-2K income will receive up to 80K for BTO and 160K for resales, who say young cannot afford to buy 1st house.

honesty      ( Date: 16-Dec-2021 10:22) Posted: agreed, hdb flats are affordable anyway, for couple earning 5/6k a month, can comfortably go for 3/4bdrms, prices cannot run so high like now, crazy for resale hdb 1.32million , suspect this purchase was from a downgrader from landed which would have left the buyer with 2/3 million of cash prices must stay relevant to the citizens for public housing which the govt is actually doing so much better than other countries and hk in particular voicing out also can be a national problem. Over here no problem so long as voicing out legitimately. too high prices, you will lose your community support chart_expert123      ( Date: 16-Dec-2021 10:17) Posted: Think too much. Singapore property price is always affordable.  Inflation is naturally increasing year by year, when a meal was sold 50cents 1980 and sell 4 dollars in 2021, when a fresh graduate paid for 1300 in 2003 but paid for 2200 in 2021. Property price shall reflect the same. Construction material price and labour all are increased. These are global trend. Among all chinese country such as China, Taiwan, Hong Kong, Macau, Malaysia, Singapore is the only one country, young kids have proper plan from Gov to support them to buy their 1st house. Today cooling measure is also try to stop price rising. You still blame goverment, where you want to stay? you try to migrate to other country, see if your kids can afford to buy a house when needed

 

agreed, hdb flats are affordable anyway, for couple earning 5/6k a month, can comfortably go for 3/4bdrms, prices cannot run so high like now, crazy for resale hdb 1.32million , suspect this purchase was from a downgrader from landed which would have left the buyer with 2/3 million of cash
prices must stay relevant to the citizens for public housing which the govt is actually doing so much better than other countries and hk in particular voicing out also can be a national problem. Over here no problem so long as voicing out legitimately. too high prices, you will lose your community support

chart_expert123      ( Date: 16-Dec-2021 10:17) Posted: Think too much. Singapore property price is always affordable.  Inflation is naturally increasing year by year, when a meal was sold 50cents 1980 and sell 4 dollars in 2021, when a fresh graduate paid for 1300 in 2003 but paid for 2200 in 2021. Property price shall reflect the same. Construction material price and labour all are increased. These are global trend. Among all chinese country such as China, Taiwan, Hong Kong, Macau, Malaysia, Singapore is the only one country, young kids have proper plan from Gov to support them to buy their 1st house. Today cooling measure is also try to stop price rising. You still blame goverment, where you want to stay? you try to migrate to other country, see if your kids can afford to buy a house when needed. nott1965      ( Date: 16-Dec-2021 10:08) Posted: I am living in a comfortable property bought 15 years back. i worried for my kids if they can afford. I am sure many are if this bubble continues. Maybe the govenment should take a hands off approach and allow the property market to crash like in 1998. Wonder why the govenment is always taking half hearted approac

 

china property needless to say... CMI now. Lots of debts

chart_expert123      ( Date: 16-Dec-2021 10:17) Posted: Think too much. Singapore property price is always affordable.  Inflation is naturally increasing year by year, when a meal was sold 50cents 1980 and sell 4 dollars in 2021, when a fresh graduate paid for 1300 in 2003 but paid for 2200 in 2021. Property price shall reflect the same. Construction material price and labour all are increased. These are global trend. Among all chinese country such as China, Taiwan, Hong Kong, Macau, Malaysia, Singapore is the only one country, young kids have proper plan from Gov to support them to buy their 1st house. Today cooling measure is also try to stop price rising. You still blame goverment, where you want to stay? you try to migrate to other country, see if your kids can afford to buy a house when needed. nott1965      ( Date: 16-Dec-2021 10:08) Posted: I am living in a comfortable property bought 15 years back. i worried for my kids if they can afford. I am sure many are if this bubble continues. Maybe the govenment should take a hands off approach and allow the property market to crash like in 1998. Wonder why the govenment is always taking half hearted approac

 

Don' t compare Kampung Area or country. Your kids can afford to build a house made by wood in Kampung but surely have problem to have a better living standard.

Human civilisation tend to move to city to have better living, at the same time, driving up the cost of living, this is human nature. Among all city, you tell me which country or city in the world is better than Singapore. 

 

chart_expert123      ( Date: 16-Dec-2021 10:17) Posted: Think too much. Singapore property price is always affordable.  Inflation is naturally increasing year by year, when a meal was sold 50cents 1980 and sell 4 dollars in 2021, when a fresh graduate paid for 1300 in 2003 but paid for 2200 in 2021. Property price shall reflect the same. Construction material price and labour all are increased. These are global trend. Among all chinese country such as China, Taiwan, Hong Kong, Macau, Malaysia, Singapore is the only one country, young kids have proper plan from Gov to support them to buy their 1st house. Today cooling measure is also try to stop price rising. You still blame goverment, where you want to stay? you try to migrate to other country, see if your kids can afford to buy a house when needed. nott1965      ( Date: 16-Dec-2021 10:08) Posted: I am living in a comfortable property bought 15 years back. i worried for my kids if they can afford. I am sure many are if this bubble continues. Maybe the govenment should take a hands off approach and allow the property market to crash like in 1998. Wonder why the govenment is always taking half hearted approac

 

Think too much. Singapore property price is always affordable. 

Inflation is naturally increasing year by year, when a meal was sold 50cents 1980 and sell 4 dollars in 2021, when a fresh graduate paid for 1300 in 2003 but paid for 2200 in 2021. Property price shall reflect the same. Construction material price and labour all are increased.

These are global trend. Among all chinese country such as China, Taiwan, Hong Kong, Macau, Malaysia, Singapore is the only one country, young kids have proper plan from Gov to support them to buy their 1st house.

Today cooling measure is also try to stop price rising.

You still blame goverment, where you want to stay? you try to migrate to other country, see if your kids can afford to buy a house when needed.

nott1965      ( Date: 16-Dec-2021 10:08) Posted: I am living in a comfortable property bought 15 years back. i worried for my kids if they can afford. I am sure many are if this bubble continues. Maybe the govenment should take a hands off approach and allow the property market to crash like in 1998. Wonder why the govenment is always taking half hearted approach chart_expert123      ( Date: 16-Dec-2021 10:01) Posted: everything blame government, why never blame yourself is not one of the rich? majority of Singaporean who owned at least 1 property will not wish to see their property price drop. If you don' t own any or sell already, why never blame yourself? For young who just graduated, only need to save 5% cash for purchase bto in 1-2 year, the cpf housing grant definitely is enough to pay 10% cpf downpayment by 2 polygraduates. 10 year later, after MOP, surely receive their 1st gold with min 100 to 200k gain on their bto. If you don' t own any or sell already, why never blame yourself

 

even now the younger generation already find it diff to cope

nott1965      ( Date: 16-Dec-2021 10:08) Posted: I am living in a comfortable property bought 15 years back. i worried for my kids if they can afford. I am sure many are if this bubble continues. Maybe the govenment should take a hands off approach and allow the property market to crash like in 1998. Wonder why the govenment is always taking half hearted approach chart_expert123      ( Date: 16-Dec-2021 10:01) Posted: everything blame government, why never blame yourself is not one of the rich? majority of Singaporean who owned at least 1 property will not wish to see their property price drop. If you don' t own any or sell already, why never blame yourself? For young who just graduated, only need to save 5% cash for purchase bto in 1-2 year, the cpf housing grant definitely is enough to pay 10% cpf downpayment by 2 polygraduates. 10 year later, after MOP, surely receive their 1st gold with min 100 to 200k gain on their bto. If you don' t own any or sell already, why never blame yourself