Aspial Lifestyle    Last:0.405    -0.005

Aspial Lifestyle

Why has its share price dropped?

josephyeo      ( Date: 26-May-2025 18:22) Posted: Conpany has enjoyed 4 years of continuous growth in revenue and profit.   See below:                     yearly FY' 21 FY' 22 FY' 23 FY' 24 revenue 225,703 319,008 471,581 587559 np 14,446 15,984 19,191 34326 Revenue has jumped from $225 mil in year 2021 to $587 mil in year 2024 ... a jump of 160% Profit has jumped from $14.4 mil in year 2021 to $34.3 mil intear 2024 ... a jump of 138%

 

Conpany has enjoyed 4 years of continuous growth in revenue and profit.
See below:
yearly	FY' 21	FY' 22	FY' 23	FY' 24
revenue	225,703	319,008	471,581	587559
np	14,446	15,984	19,191	34326

Revenue has jumped from $225 mil in year 2021 to $587 mil in year 2024 ... a jump of 160%
Profit has jumped from $14.4 mil in year 2021 to $34.3 mil intear 2024 ... a jump of 138%

 

Congrats.

I am sure you will continue to do well.

Trade with winners

josephyeo      ( Date: 26-May-2025 10:55) Posted: Our secured lending business has posted promising results in FY2024, continuing its strong growth trajectory to achieve increased profitability through BigFundr&rsquo s growing portfolio of loans under management. BigFundr has enhanced its investment capabilities by deepening collaborations with an expanded network of fund managers, further solidifying its market presence. This positive trend positions the segment to make an even more substantial contribution to the Group&rsquo s overall performance in the years ahead. josephyeo      ( Date: 26-May-2025 10:49) Posted:

 

Our secured lending business has posted promising results in FY2024, continuing its strong growth
trajectory to achieve increased profitability through BigFundr&rsquo s growing portfolio of loans under management.
BigFundr has enhanced its investment capabilities by deepening collaborations with an expanded network
of fund managers, further solidifying its market presence. This positive trend positions the segment to make
an even more substantial contribution to the Group&rsquo s overall performance in the years ahead.

josephyeo      ( Date: 26-May-2025 10:49) Posted:

 

 

correction:

end of 2022 - S$1,824
end of 2024 - S$2,624

josephyeo      ( Date: 08-May-2025 08:55) Posted: Gold price has surged dramatically. See below: end of 2021 - around S$1,828 end of 2022 - around S41,824 end of 2023 - around S$2,078  end of 2024 - around S42,624 it reached a peak of S$3,500 in April 2025 Aspial Lifestyle and other companies in the same trade will benefit greatly. They are likely to make lots of money from their lower cost old stocks of gold.

 

Warning. Gold can rise quickly as well as fall quickly.

Don't speculate.

Invest wisely like some governments do.

Spread out your risks over time.

In due time gold beats inflation

josephyeo      ( Date: 08-May-2025 08:55) Posted: Gold price has surged dramatically. See below: end of 2021 - around S$1,828 end of 2022 - around S41,824 end of 2023 - around S$2,078  end of 2024 - around S42,624 it reached a peak of S$3,500 in April 2025 Aspial Lifestyle and other companies in the same trade will benefit greatly. They are likely to make lots of money from their lower cost old stocks of gold.

 

Gold price has surged dramatically. See below:

end of 2021 - around S$1,828
end of 2022 - around S41,824
end of 2023 - around S$2,078 
end of 2024 - around S42,624
it reached a peak of S$3,500 in April 2025

Aspial Lifestyle and other companies in the same trade will
benefit greatly. They are likely to make lots of money from
their lower cost old stocks of gold.

 

Yeah. 12 cents is a good buy.

Gold is always a bears good friend.

Thank you Joseph

 

Half yearly results
quarterly	1H' 22	2H' 22	1H' 23	2H' 23	1H' 24	2H' 24
revenue	141217	177791	228816	242765	251221	336338
net profit	9250	6734	9380	9811	14137	20189

Assuming that the company is able to maintain the same level of profit of 2H' 24, the profit for 2025 will be the company' s best ever.
Just sharing. Pls dyodd.
 

 

Conpany has enjoyed 4 years of continuous growth in revenue and profit.
See below:
yearly	FY' 21	FY' 22	FY' 23	FY' 24
revenue	225,703	319,008	471,581	587559
np	14,446	15,984	19,191	34326

Profit has jumped from $14.4 mik to $34.3 mil ... a jump of 138%

josephyeo      ( Date: 07-May-2025 08:31) Posted: Notes from company' s annual report for year 2024: ... Aspial Lifestyle Building on  the  momentum  achieved  over the  past  two years, the  Group  has made notable  strides in its  journey of  growth and  expansion in FY2024. All three business segments had put in a commendable set of performance for the period under review. the  Group has fully  completed the  proposed  re-organisation of  Niessing Group  Pte. Ltd. (&ldquo Niessing Group&rdquo ) in FY2024, ... It also significantly enhances our international appeal, particularly in the European and Asia Pacific markets. Retail business: our retail business, consumer demands continued to be healthy Pawnbroking business: pawnbroking business, we see robust growth in our pledge book in both Singapore and Malaysia. secured lending business ... BigFundr. Our secured lending business has posted promising results in FY2024, continuing its strong growth trajectory to achieve increased profitability through BigFundr&rsquo s growing portfolio of loans under management. Above are extracts from the Company' s Annual Report 2024

 

Notes from company' s annual report for year 2024: ... Aspial Lifestyle

Building on  the  momentum  achieved  over the  past  two years, the  Group  has made
notable  strides in its  journey of  growth and  expansion in FY2024. All three business
segments had put in a commendable set of performance for the period under review.

the  Group has fully  completed the  proposed  re-organisation of  Niessing Group  Pte. Ltd.
(&ldquo Niessing Group&rdquo ) in FY2024, ... It also significantly enhances our international appeal,
particularly in the European and Asia Pacific markets.

Retail business:
our retail business, consumer demands continued to be healthy

Pawnbroking business:
pawnbroking business, we see robust growth in our pledge book in both Singapore and
Malaysia.

secured lending business ... BigFundr.
Our secured lending business has posted promising results in FY2024, continuing its
strong growth trajectory to achieve increased profitability through BigFundr&rsquo s growing
portfolio of loans under management.

Above are extracts from the Company' s Annual Report 2024

 

 

 

Below is another segment of the company' s business:

" Our secured lending business has posted promising results in FY2024, continuing its

strong growth trajectory to achieve increased profitability through BigFundr&rsquo s growing

portfolio of loans under management. BigFundr has enhanced its investment

capabilities by deepening collaborations with an expanded network of fund managers,

further solidifying its market presence. This positive trend positions the segment to

make an even more substantial contribution to the Group&rsquo s overall performance in the

years ahead" .  - Management comment as in Annual Report 2024

 

Followings are some of the companies managed by them:

Maxi-Cash

Lee Hwa Jewelry and

Goldheart Jewellery

Niessing Group Pte. Ltd. (&ldquo Niessing Group&rdquo )

For info only. Dyodd.
 

 

The group has 3 main businesses:
1. retail business
2. pawnbroking business and
3. secured lending business
All 3 businesses had shown improvements in financial year 2024
Retail Business
For our retail business, consumer demands continued to be healthy
despite higher gold prices. We will continue to explore and leverage on
operational synergies to optimise costs while pursuing growth opportunities"
FY2024 revenue for the retail business increased by 25.4% to $511.1 million
compared to FY2023, with contributions from all brands in this segment.
Pawnbroking Business :
In the pawnbroking business, we see robust growth in our pledge book in both
Singapore and Malaysia. In Malaysia, the Group is on track with our expansion
plans to grow our outreach in the country during the year through our brands &ndash
&ldquo Dr.Pajak&rdquo and &ldquo Dr.Emas&rdquo
Revenue contribution from the pawnbroking business increased by 10.9% to
$70.5 million in FY2024.This increase was primarily attributed to the higher
interest income from its growing pledge book.
Secured lending business :
continuing its strong growth trajectory to achieve increased profitability through
BigFundr&rsquo s growing portfolio of loans under management. BigFundr
has enhanced its investment capabilities by deepening collaborations with an
expanded network of fund managers, further solidifying its market presence.
This positive trend positions the segment to make an even more substantial
contribution to the Group&rsquo s overall performance in the years ahead.
The secured lending business reported an increase in revenue from $0.5 million
in FY2023 to $6.0 million in FY2024, driven by strong growth in the real estate
backed lending activities.

josephyeo      ( Date: 22-Mar-2025 16:07) Posted: Aspial Lifestyle                   Conpany has enjoyed 4 years of continuous growth in revenue and profit.   See below:                     yearly FY' 21 FY' 22 FY' 23 FY' 24 revenue 225,703 319,008 471,581 587559 np 14,446 15,984 19,191 34326                     Just sharing some datas. Dyodd

 

The group has 3 main businesses:
1. retail business
2. pawnbroking business and
3. secured lending business

All 3 businesses had shown improvements in financial year 2024.
Below is a quote on the retail business:

Quote 1:
" For our retail business, consumer demands continued to be healthy
despite higher gold prices. We will continue to explore and leverage on
operational synergies to optimise costs while pursuing growth opportunities"

Quote 2 :
FY2024 revenue for the retail business increased by 25.4% to $511.1 million
compared to FY2023, with contributions from all brands in this segment.

For info only

 

Will fall further 

josephyeo      ( Date: 09-Apr-2025 22:30) Posted: Price history 52 weeks - high 13.2,  low 11.2 5 years - high 19.2,  low 11.2 Today' s closing at 11.2 cts is the lowest in 5 years

 

Price history

52 weeks - high 13.2,  low 11.2

5 years - high 19.2,  low 11.2

Today' s closing at 11.2 cts is the lowest in 5 years