YZJ Fin Hldg    Last:0.235   -

YZJFH - potentially rewarding

Not sure if we are getting any dividends or maybe lesser than 2024 ?
Hope we still get something. We will know on the 27/2/2026

 

After the spun off of YZJ FH and Maritime, the real winner is Ship Building?lol

finjungle      ( Date: 25-Feb-2026 19:24) Posted: This is unbelievable? Loss after spinning off the Maritime Segment. So it looks like the non maritime segment was making losses in. the past but covered up! piscesmonkey      ( Date: 25-Feb-2026 18:54) Posted: Wow loss making. That why price keep going down

 

This is unbelievable? Loss after spinning off the Maritime Segment. So it looks like the non maritime segment was making losses in. the past but covered up!

piscesmonkey      ( Date: 25-Feb-2026 18:54) Posted: Wow loss making. That why price keep going down

 

Wow loss making. That why price keep going down

 

PROFIT GUIDANCE ON UNAUDITED FINANCIAL RESULTS FOR THE SIX MONTHS AND FINANCIAL YEAR ENDED 31 DECEMBER 2025

The Board of Directors (the &ldquo Board&rdquo ) of Yangzijiang Financial Holding Ltd. (the &ldquo Company&rdquo , and together with its subsidiaries, the &ldquo Group&rdquo ) wishes to provide the following profit guidance, ahead of the announcement of the Company&rsquo s unaudited condensed interim consolidated financial statements for the six months ended 31 December 2025 (&ldquo 2H2025&rdquo ) and financial year ended 31 December 2025 (" FY2025&rdquo ).

Based on a preliminary review of the unaudited management accounts of the Group for FY2025, the Group is expected to report a net loss attributable to equity holders of the Company for FY2025, as compared to a profit recorded for the financial year ended 31 December 2024.

The loss is primarily attributable to the recognition of substantial credit loss allowances following a comprehensive review of the Group&rsquo s debt investment portfolio. The reassessment reflects updated credit risk profiles in light of current market conditions in China&rsquo s real estate and credit markets, leading to higher provisions on non-performing loans and resulting in the measurement of expected credit losses.

In addition, following the completion of the spin-off of the Maritime Fund and Maritime Investments Business during FY2025, the maritime segment was deconsolidated from the Group. As a result, the Group is now a pure-play investment management group.

This profit guidance is based on a preliminary assessment of the internal management accounts of the Group which have not been audited or reviewed by an external auditor. The Company expects to release its unaudited financial results for 2H2025 and FY2025 on or around 27 February 2026, and further details on the Group&rsquo s financial performance in 2H2025 and FY2025 will be disclosed in such announcement.

Shareholders and potential investors of the Company are advised to exercise caution when investing or dealing in the securities of the Company. Persons who are in doubt as to the action they should take should consult their stockbrokers, bankers, solicitors, accountants, tax advisers or other professional advisers.

By Order of the Board
Liu Hua
Executive Chairman
25 February 2026

 

The sell-off has been going on for several months, so the next sell-off shouldn' t be too severe.

Goodwill77      ( Date: 25-Feb-2026 17:44) Posted: Expected to record a net loss  Heavy sellings expected to start

 

Now we know why. Company is making a loss

tch77_pt75      ( Date: 06-Feb-2026 08:07) Posted: I am not sure. I think with the share price going down, it could be telling us that the company is not doing well. For companies with good financial results, the shares will typically will up in anticipation of the good result. But here, it seems otherwise. Just my personal view. hschsc      ( Date: 06-Feb-2026 06:58) Posted: Yangzijiang Financial&rsquo s 1H2025 profit attributable to equity holders grows 28% yoy to S$137.7 million. What do you think about the full year results?

 

Expected to record a net loss 
Heavy sellings expected to start
 

 

The Company expects to release its unaudited financial results for 2H2025 and FY2025 on or around 27 February 2026, and further details on the Group financial performance in 2H2025 and FY2025 will be disclosed in such announcement.
 

 

Based on a preliminary review of the unaudited management accounts of the Group for FY2025, the Group is expected to report a net loss attributable to equity holders of the Company for FY2025, as compared to a profit recorded for the financial year ended 31 December 2024.

 

Happy CNY.
Wish all good health and good wealth.
HUAT AR!

 

Yes, it will sparkle again. This time round with eqdp, price will move up faster when they post strong results

ayahiro      ( Date: 12-Feb-2026 08:35) Posted: Remember when YZJ FH spin off from YZJ SB? The same cycle repeats. Winnertakeall      ( Date: 10-Feb-2026 18:00) Posted: YZJFH @ 1.20 (Before spinoff) YZJFH + YZJMD = 0.335 + 0.565 = 0.90 (currently -25% lower)

 

With the price dropping since YZJM spun off, don?t hold too much hope on YZJFH financial results? likely to be hopeless? just my guess

HVRRVH      ( Date: 15-Feb-2026 13:24) Posted: YZJF reported profit of $137.7m for 1H25 compared to $107m for 1H24. For FY24, the profit was $304.6m which meant 2H24' s profit was almost $197m. With the company now spin off into YZJF and YZJM, the simple measurement is whether the 2 combined entities can secure higher FY25 profit than pre spin off FY24 profit. With 1H25 already locked in $137.7m, YZJF and YZJM need to secure another $167m profit to match FY24' s performance.  It is hard to project the profit level of these 2 companies following the spin off as there are no relevant separate historical data points for assessment and draw inferences on. Nevertheless, YZJF reported in its 1H25 results that Maritime income was $40.1m, an increase of 82% from $22.1m for 1H24. $40.1m is about 30% of $137.7m but the company has stated before that maritime segment contributed to about 60% of all profit before spin off. Therefore, the rest of the maritime related income could be from other maritime related gain such as joint venture maritime investment gain as stated by the company [ref:    https://www.theedgesingapore.com/capital/results/yangzijiang-financials-1hfy2025-earnings-28-y-o-y-1377-mil ]. With the rapid growth in YZJM, I think the combined results of YZJF and YZJM should be at least matching FY24 pre spin off results. I have a hunch that market is believing that with SGD strengtenning against both RMB and USD, which the latter 2 being the trading currencies of YZJF and YZJM, their earnings will face forex losses and consequently the share price is facing selling pressure. Forex is important but it can be hedged and managed and I would be waiting for the results to see how their core businesses are doing. I may add a little bit just before results release if the share price of both YZJF and YZJM go lower for definitely there would be SBB once block out period is over and mandate is obtained, for YZJF and YZJM respectively.

 

YZJF reported profit of $137.7m for 1H25 compared to $107m for 1H24. For FY24, the profit was $304.6m which meant 2H24' s profit was almost $197m. With the company now spin off into YZJF and YZJM, the simple measurement is whether the 2 combined entities can secure higher FY25 profit than pre spin off FY24 profit. With 1H25 already locked in $137.7m, YZJF and YZJM need to secure another $167m profit to match FY24' s performance.  It is hard to project the profit level of these 2 companies following the spin off as there are no relevant separate historical data points for assessment and draw inferences on. Nevertheless, YZJF reported in its 1H25 results that Maritime income was $40.1m, an increase of 82% from $22.1m for 1H24. $40.1m is about 30% of $137.7m but the company has stated before that maritime segment contributed to about 60% of all profit before spin off. Therefore, the rest of the maritime related income could be from other maritime related gain such as joint venture maritime investment gain as stated by the company [ref:    https://www.theedgesingapore.com/capital/results/yangzijiang-financials-1hfy2025-earnings-28-y-o-y-1377-mil ]. With the rapid growth in YZJM, I think the combined results of YZJF and YZJM should be at least matching FY24 pre spin off results. I have a hunch that market is believing that with SGD strengtenning against both RMB and USD, which the latter 2 being the trading currencies of YZJF and YZJM, their earnings will face forex losses and consequently the share price is facing selling pressure. Forex is important but it can be hedged and managed and I would be waiting for the results to see how their core businesses are doing. I may add a little bit just before results release if the share price of both YZJF and YZJM go lower for definitely there would be SBB once block out period is over and mandate is obtained, for YZJF and YZJM respectively. 

 

Remember when YZJ FH spin off from YZJ SB?

The same cycle repeats.

Winnertakeall      ( Date: 10-Feb-2026 18:00) Posted: YZJFH @ 1.20 (Before spinoff) YZJFH + YZJMD = 0.335 + 0.565 = 0.90 (currently -25% lower)

 

continue strong buy and accumulate
Dydd

 

YZJFH @ 1.20 (Before spinoff)
YZJFH + YZJMD = 0.335 + 0.565 = 0.90 (currently -25% lower)

 

Me also bought a little at 33c last week. 

 

Bought some at 33 today. could not get 32.5 last thur/Fri. Huat to all & Happy CNY

 

today, yf8 is top 6 and older bro, yzj shipbuilding is top 2
closing jump 2 bids to close at 0.335
slowly pick cherry ....  丰   收