customer deposit is not growing at all in Q4 2025...red flag?
COVID-21 ( Date: 13-Feb-2026 21:25) Posted:
|
IFAST share price dips despite strong earnings 4QFY2025 announcement DBS maintains &lsquo buy&rsquo at $12
iFAST&rsquo s 4QFY2025 net profit rose 8% y-o-y to $32.9 million, with record revenue and growth in assets under administration (AUA). DBS maintains a &lsquo buy&rsquo rating on iFAST, increasing its target price to $12.
Runnnnn !!!!!!!!!
 
 
And are the Temasek companies still dumping ??
alexvar ( Date: 13-Feb-2026 16:31) Posted:
|
1) HK empf - the project finished, not high growth anymore.
2) Stock brokerage - too competitive globally with lower fees.
3) UK Bank - decreasing new customer deposit rates in Q4 2025.
Not a high-growth stock no more! just a boring cyclical stock brokerage company ???
DYDD.
 
2) Stock brokerage - too competitive globally with lower fees.
3) UK Bank - decreasing new customer deposit rates in Q4 2025.
Not a high-growth stock no more! just a boring cyclical stock brokerage company ???
DYDD.
 
From The Edge
Despite announcing a strong performance for FY2025 with higher revenue and profits on Feb 12, shares in iFAST Corporation declined on Feb 13.
While the market may be relatively pessimistic, DBS Group Research remains confident in iFAST. In a research note issued on Feb 12, DBS is reaffirming its &ldquo buy&rdquo rating for iFAST Corporation at an unchanged target price of $12.
After iFAST&rsquo s record-strong performance for 4QFY2025 where net profit rose 8% y-o-y to $32.9 million, Ling Lee Keng expects the momentum will continue with 2026 a &ldquo strong&rdquo year for the company. With record revenue and growth in assets under administration (AUA) for the quarter, Lim is sanguine that AUA will continue to grow with &ldquo healthy&rdquo net inflows and &ldquo progressive monetisation&rdquo of pension mandates.
For the quarter, iFAST reported revenue growth of 45.7% y-o-y to $151.7 million, bringing full-year revenue to $514.6 million which represented a 34.4% increase from FY2024. Full-year net profit rose 50.1% to $100 million, attributed to higher AUA, increasing Hong Kong ePension business, resilient growth in the core wealth management platform, and iFAST Global Bank achieving its first full year of profitability.
Net inflows totalled $4.72 billion and AUA reached $31.98 billion, a 27.9% increase from the previous year. Geographically, AUA grew 27.8% y-o-y for Singapore while Hong Kong, Malaysia and China saw growth of 20.7%, 19.6% and 74.9% respectively.
Ling believes Hong Kong and Macau to be part of iFAST&rsquo s growth story in 2026. For the &ldquo Fragrant Harbour&rdquo , growth will be driven by the maturing ePension platform, &ldquo expanding&rdquo client assets and a new revenue stream when the Occupational Retirement Schemes pension administration business commences contribution in the second-half of 2026.
Meanwhile for the &ldquo Las Vegas of the East&rdquo , Ling sees the Macau ePension as a catalyst for accelerating adoption of iFAST solutions. She adds that upside drivers include sustained inflows across key markets and expansion of payment services and deeper fintech ecosystem integration, which will reinforce earnings visibility.
DBS has increased its TP for iFAST from $10.23 to $12 over the past year. Shares in iFAST reached a high of $10.99 on Jan 27 before declining to below $10 subsequently. As at around 2:35 pm on Feb 13, the counter is trading at $9.52, 26 cents or 2.7% lower than the previous day.
Ifast had different segment of biz.
Some performed well but not all
Overall, their biz had.improved with
higher profitability and guided a rosy
projection
This weakness present an opportunity
Letz C
Some performed well but not all
Overall, their biz had.improved with
higher profitability and guided a rosy
projection
This weakness present an opportunity
Letz C
Looks like the UK banking ops and operating cash flows suck!
Only 39 million SGD bank customer deposits inflow in Q4 2025?
Q4 2025: 32.8m net profit, with negative $11m in operating cash OUTFLOWS ? How?
Only 39 million SGD bank customer deposits inflow in Q4 2025?
Q4 2025: 32.8m net profit, with negative $11m in operating cash OUTFLOWS ? How?
Temasek companies dumping?
Weakness present opportunity to buy for it' s sterling result 
Flushing out the weak holders,,
Vested.
Flushing out the weak holders,,
Vested.
iFast Q4 net profit rises more than 70% to S$19.3 million as banking operations turn profitable
Revenue for the quarter up 45.7% to S$151.7 million, driven by stronger contributions from ePension division improved performance across core wealth management platform
[SINGAPORE] Digital bank and wealth management platform iFast : AIY -0.71% posted a 70.4 per cent rise in net profit to S$32.9 million for the fourth quarter ended Dec 31, 2025, up from S$19.3 million in the corresponding period a year earlier.
&ldquo The fourth quarter of 2025 saw continued strength in financial market performance, with Asia ex-Japan equities delivering a 4.3 per cent return, bringing returns to 33 per cent for the year,&rdquo said iFast in a bourse filing on Thursday (Feb 12).
Total revenue for Q4 rose 45.7 per cent year on year to S$151.7 million. This growth was driven by stronger contributions from the ePension division, improved performance across the group&rsquo s core wealth management platform, and a larger contribution from its banking operations. The banking segment recorded a 61.1 per cent year-on-year increase in gross revenue for the 2025 financial year.
On a per share basis, earnings increased to S$0.1082 from S$0.0647.
iFast&rsquo s board proposed a final dividend of S$0.025 per share, up 56.3 per cent from S$0.016 a year earlier.
For the company&rsquo s non-banking operations, net revenue rose 63.3 per cent to S$93.4 million in the quarter, while profit before tax climbed 47.6 per cent to S$35.3 million.
In its banking business, iFast Global Bank (iGB) posted a profit before tax of S$1.1 million for Q4. Profitability was supported by growth in net interest income as deposits expanded, alongside higher non-interest income driven primarily by its remittance arm, EzRemit.
Increased profitability
For the full year, iFast&rsquo s net profit was up 50.1 per cent on-year at S$100 million, on the back of a 34.4 per cent increase in revenue to S$500 million.
&ldquo The increase in profitability was driven by expansion of the Hong Kong ePension business, continued growth in the group&rsquo s core wealth management platform business, as well as iFast Global Bank achieving its first full year of profitability,&rdquo said iFast.
For the full year, non-banking operation net revenue improved 34 per cent to S$302.5 million and profit before tax increased 30.6 per cent to $115.18 million.
In its banking operations, gross revenue rose by 61.1 per cent year-on-year to S$83.81 million, compared to S$52.01 million in FY2024.
For FY2025, the bank posted a profit before tax of S$3.1 million, marking its first full year of profitability and in line with earlier guidance that it would achieve full-year profitability in 2025.
Group assets under administration (AUA) reached a new record high of S$31.98 billion, up 27.9 per cent year on year. Growth was supported by record levels across all existing markets, with Singapore remaining the largest contributor, posting a 27.8 per cent increase.
The company is targeting S$100 billion in AUA by 2030, implying a compound annual growth rate of at least 25.6 per cent over the next five years.
Excluding its banking operations, total operating expenses rose 69.7 per cent to S$56.8 million in Q4 and 35.1 per cent to S$186.7 million for FY2025. The increase was attributed to continued investments in enhancing its wealth management platform, including its Hong Kong-based ePension division, as well as expanding the range and depth of investment products and services across its markets.
Looking ahead, and barring unforeseen circumstances, iFast expects 2026 to deliver healthy growth in revenue and profitability.
The company said earlier this month that it has conditionally agreed to acquire a 30 per cent stake in financial advisory firm Financial Alliance Corporation. The deal is expected to provide a strategic bridge between iFast&rsquo s wealth management platform and Financial Alliance&rsquo s business-to-business financial advisory services.
Shares of iFast closed 0.7 per cent, or S$0.07 lower, at S$9.78 on Thursday, before the results announcement.
iFast Corp' s FY2025 earnings cross $100 million mark
iFast Corp&rsquo s FY2025 earnings surpassed $100 million, driven by a 70.4% increase in 4QFY2025 earnings and a 34.4% rise in revenue. The company aims for continued growth in revenue and profitability in FY2026.
 
seems like CPInvest is dumping everytime the share price rallies
A net profit of $130 million would translate to an EPS of roughly 43 cents in FY26.
At a share price of $13, this implies a forward P/E of around 30 times&mdash guess it' s not excessive for a growth stock.
Given the current issued share base of approximately 303 million, management may wish to consider a bonus share issue to enhance liquidity and broaden investor participation.
At a share price of $13, this implies a forward P/E of around 30 times&mdash guess it' s not excessive for a growth stock.
Given the current issued share base of approximately 303 million, management may wish to consider a bonus share issue to enhance liquidity and broaden investor participation.
tangsookiam1947 ( Date: 12-Feb-2026 23:45) Posted:
|
ifast will not just regain the recent high of $11...
$33mil x 4Qs > easily $130 to $140 mil net profit by end of 2026, which will put iFast valuation around $13 to $14 at least !!
$33mil x 4Qs > easily $130 to $140 mil net profit by end of 2026, which will put iFast valuation around $13 to $14 at least !!
stlimst ( Date: 12-Feb-2026 22:32) Posted:
|
Sparkling set of results indeed.
iFAST will reclaim the 52-week high of $11.06.
iFAST will reclaim the 52-week high of $11.06.
st3p178 ( Date: 12-Feb-2026 21:48) Posted:
|
9mth net profit $67.05m
Full year net profit $99.88m
That is Q4 deliver $32.82m (48.96% of what they do in the first 9months). Remarkable.
that' s hope market react positive.... can see why not when dividends also increase.   🚀 🤣
Full year net profit $99.88m
That is Q4 deliver $32.82m (48.96% of what they do in the first 9months). Remarkable.
that' s hope market react positive.... can see why not when dividends also increase.   🚀 🤣
Still got abit more room to move downwards
Got one gap ard 9.38
Wl it move twds there ?
Nothing wrong for Temasek to unload . Perhaps
they also need some Angpow money for CNY. LOL
Fundamentals still intact
Not vested yet
Got one gap ard 9.38
Wl it move twds there ?
Nothing wrong for Temasek to unload . Perhaps
they also need some Angpow money for CNY. LOL
Fundamentals still intact
Not vested yet
JurongW ( Date: 04-Feb-2026 15:53) Posted:
|
$9.50
$9 ?
The counter drops S$1.11 within nine minutes of the market opening on Tuesday
BT
https://www.businesstimes.com.sg/companies-markets/ifast-plunges-8-5-after-temasek-linked-shareholder-offloads-s131-million-worth-shares
$9 ?
iFast plunges 8.5 percent after Temasek-linked shareholder (Cuscaden Peak Investments) offloads S$131 million worth of shares.
The counter drops S$1.11 within nine minutes of the market opening on Tuesday
BT
https://www.businesstimes.com.sg/companies-markets/ifast-plunges-8-5-after-temasek-linked-shareholder-offloads-s131-million-worth-shares