Aspial Lifestyle    Last:0.4    -0.01

Aspial Lifestyle

Can know why is it that the other pawnshop counters (Moneymax & Valuemax) share prices have shot up so much but this Aspial still languishing?

 

Total dividends collected in 26 months (from 20 Apr 2023 to 13 June 2025) is 0.0196 or 1.96 cts.
Against current price of 11.9 cts, the yield is - 16.4%. If I take the cost to include my dividends,
my present cost per unit would be 11.9 - 1.96 = 9.94
 

Action Type	Ex Date	Record Date	Payment Date	Details
DIVIDEND	5/6/2025	6/6/2025	13/6/2025	SGD 0.0038
DIVIDEND	5/12/2024	6/12/2024	13/12/2024	SGD 0.004
DIVIDEND	6/5/2024	7/5/2024	17/5/2024	SGD 0.0038
DIVIDEND	3/10/2023	4/10/2023	22/11/2023	SGD 0.004
DIVIDEND	6/4/2023	10/4/2023	20/4/2023	SGD 0.004
Total dividend collected				0.0196

 

Based on current price of 11.9 cts and a full year dividend of 0.78 cts
the dividend yield is 6.5%.

 

Company had been consistent in it' s dividend. See below:
Action Type	Ex Date	Record Date	Payment Date	Details
DIVIDEND	5/12/2024	6/12/2024	13/12/2024	SGD 0.004
DIVIDEND	6/5/2024	7/5/2024	17/5/2024	SGD 0.0038
DIVIDEND	3/10/2023	4/10/2023	22/11/2023	SGD 0.004
DIVIDEND	6/4/2023	10/4/2023	20/4/2023	SGD 0.004
DIVIDEND	17/8/2022	18/8/2022	9/9/2022	SGD 0.0065
DIVIDEND	11/3/2022	14/3/2022	24/3/2022	SGD 0.006

 

Aspial lifestyle group has six retail brands:
1. Maxi-Cash,
2. Lee Hwa Jewellery (Lee Hwa),
3. Goldheart Jewelry (Goldheart),
4. Niessing,
5. BigFundr, and
6. Dr.Pajak.

It has around
47 Maxi Cash,
23 Goldheart, and
8 Lee Hwa outlets
in Singapore.

It operates across three main business segments of
1 - pawnbroking,
2 - retail, and trading of jewellery and branded merchandise,
3. - secured lending.
For info only.

 

52 weeks price datas

Moneymax - high 45.5, low 24.0
Value Max - high 56.5, low 38.5
Aspial Lifestyle - high 13.0, low 11.2

I believe Aspial will be able to catch up or narrow the gap
in the next few years. Dyodd

josephyeo      ( Date: 04-Jun-2025 23:55) Posted:     Aspial Lifestyle   Valuemax   MoneyMax                p/e   6.70   5.94   5.26               div per share   0.0078   0.0268   0.014               divided yield   6.50   5.10   3.11               revenue (X1000)   587559   456178   390068               net profit (X1000) 34326   82832   38216               price   12.4   56.5   45.5               debt (X1000)   631149   687312   630932                             Ranking                           P/E Moneymax is the lowest at 5.26X                       Dividend yield Aspial is the highest at 6.5%                     Revenue, Aspial highest at $587 mil                       Net profit Valuamax is the highest at $82.8 mil                   Debt, Valuemax highest at $687 mil

 

There is no certainty, but next dividend of 0.4 cts is likely
to be declared in Aug as per last year.

 

		Aspial Lifestyle		Valuemax		MoneyMax
p/e		6.70		5.94		5.26
div per share		0.0078		0.0268		0.014
divided yield		6.50		5.10		3.11
revenue (X1000)		587559		456178		390068
net profit (X1000)		34326		82832		38216
price		12.4		56.5		45.5
debt (X1000)		631149		687312		630932
Ranking
P/E Moneymax is the lowest at 5.26X
Dividend yield Aspial is the highest at 6.5%
Revenue, Aspial highest at $587 mil
Net profit Valuamax is the highest at $82.8 mil
Debt, Valuemax highest at $687 mil

 

OK. Buy xd

 

For info only ...

Aspial Corporation Limited, the parent company of Aspial Lifestyle
had been doing share buy back recently. It (Aspial Corporation)
bought back it,s own share on the following dates ...
 

30/5/2025 20:07

29/5/2025 18:25

28/5/2025 21:08

27/5/2025 18:43

26/5/2025 22:36

23/5/2025 20:53

22/5/2025 20:52

 

Company going ex-dividend on Thursady 5 June.
Payment date - Friday 13 June

Historically company pays a half year dividend. Last
year half year dividend was declared in Aug n was paid 
in dec 2024. Dividend at that time was 0.4 cts

For info only.

 

Trading cum dividend now.
Dividend 0.0038
Ex date - 5 June
Record date _ 6 June
Payment date - 13 June

For info only

 

Below is a quote taken from RHB write up on Aspial Lifestyle:

Investment Merits
&bull Offers exposure to the pawnbroking market and gold price, as well as property investments in Australia
&bull Better net interest income expected through lower financing costs
&bull Trades at 5x FY24 P/E

 

Recently, on 14 May 2025, Aspial Lifestyle was mentioned in a write up by RHB. 
See below:

TOP SINGAPORE SMALL CAP COMPANIES
20 JEWELS 2025 EDITION

Aspial Lifestyle was featured in this write up.
The 20 companies in the write up are:
Aspial Lifestyle
BRC Asia
Bumitama Agri
Centurion Corp
CSE Global
Frencken Group
GKE Corp
Grand Venture Tech
Hong Leong Asia
ISOTeam
LHN
Livingstone Health
Marco Polo Marine
MoneyMax Financial
OilTek International
Pan-United
PropNex
Riverstone Holdings
ValueMax
Zixin

 

Yes ... it' s MoneyMax and ValueMax

MrBear12      ( Date: 28-May-2025 12:55) Posted: You mean moneymax and value max vs Maxicash? The former two seems to have gone up. josephyeo      ( Date: 28-May-2025 12:18) Posted: Heavy debt financing - this is a characteristic of this type of companies. Its the same valuemax n value max. But both are trading at much higher p/e n lower dividend yield

 

Yes the former 2 have gone up. Aspial has been left behind.
Maxicash belongs to Aspial.

MrBear12      ( Date: 28-May-2025 12:55) Posted: You mean moneymax and value max vs Maxicash? The former two seems to have gone up. josephyeo      ( Date: 28-May-2025 12:18) Posted: Heavy debt financing - this is a characteristic of this type of companies. Its the same valuemax n value max. But both are trading at much higher p/e n lower dividend yield

 

You mean moneymax and value max vs Maxicash?

The former two seems to have gone up.

josephyeo      ( Date: 28-May-2025 12:18) Posted: Heavy debt financing - this is a characteristic of this type of companies. Its the same valuemax n value max. But both are trading at much higher p/e n lower dividend yield. Kilatkilat      ( Date: 28-May-2025 11:32) Posted: Heavy deby financing. AVOID BY ALL MEANS!!!

 

Heavy debt financing - this is a characteristic of this type of companies.
Its the same valuemax n value max. But both are trading at much higher p/e n lower dividend yield.

Kilatkilat      ( Date: 28-May-2025 11:32) Posted: Heavy deby financing. AVOID BY ALL MEANS!!!! josephyeo      ( Date: 28-May-2025 10:48) Posted: This is a thinly traded counter. So far no analyse has written any report on it. And its below the radar of most investors. Hope the situation will change

 

Heavy deby financing. AVOID BY ALL MEANS!!!!

josephyeo      ( Date: 28-May-2025 10:48) Posted: This is a thinly traded counter. So far no analyse has written any report on it. And its below the radar of most investors. Hope the situation will change. MrBear12      ( Date: 26-May-2025 19:58) Posted: Why has its share price dropped

 

This is a thinly traded counter. So far no analyse has written
any report on it. And its below the radar of most investors.
Hope the situation will change.

MrBear12      ( Date: 26-May-2025 19:58) Posted: Why has its share price dropped? josephyeo      ( Date: 26-May-2025 18:22) Posted: Conpany has enjoyed 4 years of continuous growth in revenue and profit.   See below:                     yearly FY' 21 FY' 22 FY' 23 FY' 24 revenue 225,703 319,008 471,581 587559 np 14,446 15,984 19,191 34326 Revenue has jumped from $225 mil in year 2021 to $587 mil in year 2024 ... a jump of 160% Profit has jumped from $14.4 mil in year 2021 to $34.3 mil intear 2024 ... a jump of 138%