YZJ Fin Hldg    Last:0.235   -

YZJFH - potentially rewarding

0.20 is highly possible
I may sell my position and then cover back

 

I would like to see this fall to around .2 atleast and then pickup the shares and keep them for next 24 months atleast and hope for a significant return. When it goes below .2 then I would then watch for .18 and then .15 as levels to add to position. 

 

currently the under current is very strong ... 
tiam tiam  👀

Goodwill77      ( Date: 10-Mar-2026 15:19) Posted: SBB to resume

 

market is consolidating after the spin-off proposal announced April 2025 - Assets divided, Shares distributed and Two listed entities on SGX
management is allowing the market to find its level ... follow by recovery ... things are becoming predictable and institutions are accumulating.
well ... certainly expecting SBB as you said 

 

SBB to resume 

 

no dividend right now for sure. But expect them to announce an interim dividend in FY 2026. Also, they will use the opportunity of low share price for SBB, and I think the company would prefer this llow price till next 12 months in which they would intend to do SBB. The issue in Sgx stocks is that mngt is not paid or bonus tied to stock price, like in the other markets, so mostly mngt are not worried about the share price at all. If bonus become tied to stock price and mkt valutation then you will see the mngt making aggresive moves.

 

market seems to factor in no dividend " 0" . 
announcement of dividend is another booster to investors ... hooray !!!

 

Equilibrium is just a term for market to find its level or support ... it has always been the case.
too early SBB interfere with the market and will deem " bad" . 
now it probably the right time to do so ... time too buy in 
 

Chansenghoe1971      ( Date: 09-Mar-2026 11:41) Posted: No such thing as equilibrium cos market is imperfect SBB is crucial and the support may be due to SBB However the massive cash in hand is a weapon in this market Can buy may blue chip cheap cheap Tob231      ( Date: 09-Mar-2026 11:21) Posted: market has found it equilibrium and the next is too shore up the confidence and ride on the next wave

 

Great. This will stop the price from dropping

 

Nothing new disclosed in the analyst briefing. In fact there is a small contradictory point, i.e., I quote: ' To support ongoing shareholder returns, YZJ Financial intends to always keep 20% of its portfolio in cash specifically earmarked for dividend payouts and potential share buyback.' .  Talking about keeping 20% cash for dividend and SBB but so far, none has happen and confirmed dividend won' t happen already for FY25. Nevertheless, long term investors who has been with YZJF since day 1 can take heart that we are now investing in 2 high cash no debts comapnies i.e. YZJF and YZJM. Just take FY25 as a reset year for YZJF after first spin off from YZJS then again spinning off YZJM plus they seems very serious to cut off the burdensome DI! Gong forward, $184m invested in equities with yield of at least 4.5% would alone bring in EPS of about $0.0023 [$184000000*0.045/3480420520] and $184m is about 29% of its cash hoard. Even consider the stance of keeping 20% cash/cash equivalent [should generate 2 to 3% too], the company still has $326m for investment. This $326m should generate at least 10% ROI hopefully. So the company should generate slightly about $0.01 EPS with its $638m cash without considering DI which stand at $843m should still bring in another 2 cents at least. All in all, I think first share price target of $0.5 is achievable within 18 to 24 months. 

 

YZJ FINANCIAL Has Zero Debt and $640 M Cash Hoard. Stock Has Fallen To 55% NTA

https://www.nextinsight.net/story-archive-mainmenu-60/949-2026/16609-yzj-financial-has-zero-debt-and-640-m-cash-hoard-stock-has-fallen-to-55-nta

 

 

don' t do share buy back now. there is no real seller. mostly shorts left to right to left
let the, puh down to low low then do share buy back to harvest the shorts. when they go too far.
just buy back buy and buy. slowly 1cents every day then will scare them to hell. now do share buy' back is to allow them to short further. real long term share holders will not sell at this price.

 

No such thing as equilibrium cos market is imperfect
SBB is crucial and the support may be due to SBB
However the massive cash in hand is a weapon in this market
Can buy may blue chip cheap cheap

Tob231      ( Date: 09-Mar-2026 11:21) Posted: market has found it equilibrium and the next is too shore up the confidence and ride on the next wave

 

market has found it equilibrium and the next is too shore up the confidence and ride on the next wave 

 

Take cover immediately now

 

Take cover immediately

 

Waiting to avg down
Sub 0.2 is possible

 

cash is becoming more value as equities fall due to isreal/us attack on iran.
just eye good stock and move cash in in small batches. the war cannot last forever.
just like two body fight. it will end of one party ko or when both sides run out of strength.
both sides expanding their strength quickly so i expect the end is near. i guess before trump viist china.

 

it is about time, the management is starting the SBB ... to shore up the confidence
hooray ... 

 

Choice as made by the management.

Peace and dyodd 😅

Winnertakeall      ( Date: 07-Mar-2026 11:07) Posted: 📊 Yangzijiang Financial Outlook for 2026 1️ ⃣ 2025 loss resets expectations In FY2025, the company reported a net loss of about S$5.2M, reversing from S$304.6M profit in 2024.    The main reason: ~S$290 ~304M credit loss provisions Mainly linked to China real estate and debt investments.     This means management wrote down risky loans and investments to clean up the balance sheet. 👉 In simple terms: 2025 was a reset year for the company.   2️ ⃣ Portfolio restructuring strategy (2026 focus) Management plans to restructure the investment portfolio. Target allocation going forward: 40% debt investments (income-generating loans/bonds) 40% equity investments (private equity + listed stocks) 20% cash for liquidity.     In 1H2026, the company plans to deploy up to RMB 1B (~S$184M) into high-yield listed equities (> 4.5%) and other investments.    👉 Goal: build a more diversified earnings base. 3️ ⃣ Balance sheet remains strong Despite the loss: The company has no external borrowings.     Cash levels increased significantly after portfolio adjustments.     Also: Operating profit before provisions was still positive (~S$92M).     👉 This suggests the core business still generates income.   4️ ⃣ Post spin-off strategy The company spun off its maritime investment arm into Yangzijiang Maritime Development, shifting about S$2B of assets to the new entity.    After the spin-off: Yangzijiang Financial now focuses purely on financial investments and asset management. Assets under management now around S$1.7B.