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wavehunter
    21-May-2026 12:15  
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So Final Dividends is 10.3 cts.
XD 31 July 2026.

I am at 5.06.
If I hold until XD, my new entry price is $4.957.
But if between now and XD she runs up high enough for me, I will let the chicken go.
Between now and then, her price will be supported by the 10,3 cts dividend.
If got bola and ammo, go grab your chickens when the selling by weak players stops. 


 
 
wavehunter
    21-May-2026 12:08  
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That was what I saw on CNA' s newsflash - SingTel reported earnings of 12% higher Y-O-Y.
So H2 earnings fell.
But Full Year earnings still higher.

 

luckyguy3      ( Date: 21-May-2026 11:06) Posted:

2 totally different ways of reporting Singtel Results. You know I know..

 
 
spore1
    21-May-2026 12:05  
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Luckily I sold off yesterday at 5.04.

luckyguy3      ( Date: 21-May-2026 11:06) Posted:

2 totally different ways of reporting Singtel Results. You know I know..

 

 
luckyguy3
    21-May-2026 11:06  
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2 totally different ways of reporting Singtel Results. You know I know..
 
 
Caesar
    21-May-2026 11:02  
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Plus today will be 4 black candlesticks ...

halleluyah      ( Date: 21-May-2026 10:48) Posted:

BBs run road aredi, yday aredi form 3 black crow candlesticks...just recently only indonesia increasingly tightening control over commodity export....

Caesar      ( Date: 21-May-2026 10:44) Posted:

Yup, sorry! Bad call. This is what general wave mean by hitting the shit! Should have sold first thing in the morning 😢


 
 
elisa28
    21-May-2026 10:58  
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Singtel's net profit for the second half (H2) ended 31 March 2026 dropped by 20.9% to S$2.2 billion, down from S$2.8 billion in the same period a year prior.
 

 
halleluyah
    21-May-2026 10:48  
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BBs run road aredi, yday aredi form 3 black crow candlesticks...just recently only indonesia increasingly tightening control over commodity export....

Caesar      ( Date: 21-May-2026 10:44) Posted:

Yup, sorry! Bad call. This is what general wave mean by hitting the shit! Should have sold first thing in the morning 😢

spore1      ( Date: 21-May-2026 10:39) Posted:

Alamak! Today went down.


 
 
Caesar
    21-May-2026 10:44  
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Yup, sorry! Bad call. This is what general wave mean by hitting the shit! Should have sold first thing in the morning 😢

spore1      ( Date: 21-May-2026 10:39) Posted:

Alamak! Today went down.

Caesar      ( Date: 20-May-2026 13:40) Posted:

Great, let's go


 
 
spore1
    21-May-2026 10:39  
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Alamak! Today went down.

Caesar      ( Date: 20-May-2026 13:40) Posted:

Great, let's go!

spore1      ( Date: 20-May-2026 13:33) Posted:

OK noted! Nice price. I nibbled small units at 3.01, gd luck to us


 
 
wavehunter
    21-May-2026 10:30  
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SingTel reported a 12% rise in earnings.
Yet share price falls 21 cts as at the time of this post.
SELL ON NEWS.
When the selling ends, those with bola and ammo can go out there to pick durians. 
4.81 : 4.82 now.
 
 

 
wavehunter
    21-May-2026 09:42  
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SingTel pulled back to 4.86 : 4.87.
An opportunity for bravehearts to reload and add more in tranches on wekaness. 
 
 
wavehunter
    20-May-2026 23:50  
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CPF Life has been in force for more than 10 yrs.
I asked CPF Board to provide just one example of a member who started his/her payout 10 yrs ago.
Dun have to tell us his/her name.
Just let us know over the last 10 yrs, how many times and by how much the payout was adjusted and whether UP or DOWN.
As expected, CPF Board act blur didnt see my question and didnt address it. 
Their reply was the one I shared with you.
Totally ignored my request to provide real figures based on actual data.
From their intentional refusal to provide the requested data, I can only draw the following inferences:

1. The adjustments were lower, not higher. If higher, CPF Board will be proud to share the info.
2. The adjustments were either every year or every other year. CPF Board carries out a review in July every year to determine
whether to adjust the payout. This was disclosed to me in another reply.
3. From the time of a member' s 1st month payout till today which is 10 yrs or more, due to the number of adjustments made,
the member' s payout today is at least $51.00 lower or more. In my letter, I had asked for this info and I did mention I hope the 
reduction in the payout over the last 10 yrs is not more than $50. So if it is indeed more than $50, they know that disclosing
that info to me may lead to even more questions from me which will keep them busy so they decided in their own best interest
not to provide the info. 

My comments fair ?

Anyone who has any other explanation, please come down from the wall and take over the microphone please. 

Sg_KoalaDreaming      ( Date: 20-May-2026 21:22) Posted:

thanks Bro Wave. 

I got the answer I need. To surmise, it will fluctuate ! Only dunno when and pray it did not happen your lifetime.

wavehunter      ( Date: 20-May-2026 00:33) Posted:

Bro koala,

Below is a reply from CPF Board to my inquiry. From the reply, you will get the answers to your questions.


" We refer to your enquiry of 28 November 2025 regarding the factors that affect your CPF LIFE monthly payouts.

  Thank you for sharing your concerns. Under the CPF LIFE Standard Plan, your monthly payout is designed to remain stable throughout your retirement. Once your payout starts at age 65, the amount you receive is not expected to change significantly.

  However, CPF LIFE payouts are not guaranteed to remain exactly the same. CPF LIFE is a self-sustaining insurance scheme where payouts are matched to the premiums paid by members. Guaranteeing a minimum payout would require higher premiums from all members.

  Your CPF LIFE monthly payout may be adjusted based on the following factors:
- Changes in mortality experience and investment income.
- Transactions which affect your Retirement Account balance, for example, refund of money arising from selling property, top-ups.

  Any adjustments to payouts are expected to be small and gradual.

  We will notify you if there is an adjustment to your monthly payouts. We understand this is a significant financial decision, and we encourage you to evaluate it within the context of your retirement plan."


 
 
Sg_KoalaDreaming
    20-May-2026 21:22  
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thanks Bro Wave. 

I got the answer I need. To surmise, it will fluctuate ! Only dunno when and pray it did not happen your lifetime.

wavehunter      ( Date: 20-May-2026 00:33) Posted:

Bro koala,

Below is a reply from CPF Board to my inquiry. From the reply, you will get the answers to your questions.


" We refer to your enquiry of 28 November 2025 regarding the factors that affect your CPF LIFE monthly payouts.

  Thank you for sharing your concerns. Under the CPF LIFE Standard Plan, your monthly payout is designed to remain stable throughout your retirement. Once your payout starts at age 65, the amount you receive is not expected to change significantly.

  However, CPF LIFE payouts are not guaranteed to remain exactly the same. CPF LIFE is a self-sustaining insurance scheme where payouts are matched to the premiums paid by members. Guaranteeing a minimum payout would require higher premiums from all members.

  Your CPF LIFE monthly payout may be adjusted based on the following factors:
- Changes in mortality experience and investment income.
- Transactions which affect your Retirement Account balance, for example, refund of money arising from selling property, top-ups.

  Any adjustments to payouts are expected to be small and gradual.

  We will notify you if there is an adjustment to your monthly payouts. We understand this is a significant financial decision, and we encourage you to evaluate it within the context of your retirement plan."


Sg_KoalaDreaming      ( Date: 19-May-2026 22:25) Posted:

will be deeply appreciative if you can sometime later share whether the monthly payout will fluctuate month on month or year on year. Thanks Bro Wave and Congrats that you have another income stream coming in from CP


 
 
Caesar
    20-May-2026 13:40  
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Great, let's go!

spore1      ( Date: 20-May-2026 13:33) Posted:

OK noted! Nice price. I nibbled small units at 3.01, gd luck to us

Caesar      ( Date: 20-May-2026 13:09) Posted:

Bought $2.95. Queued yesterday afternoon. Didn't expect to get. Reckon it is low enuf to nibble. See how it goes ..


 
 
spore1
    20-May-2026 13:33  
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OK noted! Nice price. I nibbled small units at 3.01, gd luck to us

Caesar      ( Date: 20-May-2026 13:09) Posted:

Bought $2.95. Queued yesterday afternoon. Didn't expect to get. Reckon it is low enuf to nibble. See how it goes ...

spore1      ( Date: 20-May-2026 12:26) Posted:

What is your entry price?


 

 
Caesar
    20-May-2026 13:09  
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Bought $2.95. Queued yesterday afternoon. Didn't expect to get. Reckon it is low enuf to nibble. See how it goes ...

spore1      ( Date: 20-May-2026 12:26) Posted:

What is your entry price?

Caesar      ( Date: 20-May-2026 10:52) Posted:

Good morning! For info, I just bought some First Resources. The company announced a good set of results over the weekend. Since then, the share price has dropped nonstop for 3 days from ATH of 3.95 to today's low of 2.92, a retracement of more than 20%. Hoping to catch a small rebound ...


 
 
spore1
    20-May-2026 12:26  
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What is your entry price?

Caesar      ( Date: 20-May-2026 10:52) Posted:

Good morning! For info, I just bought some First Resources. The company announced a good set of results over the weekend. Since then, the share price has dropped nonstop for 3 days from ATH of 3.95 to today's low of 2.92, a retracement of more than 20%. Hoping to catch a small rebound ...

 
 
wavehunter
    20-May-2026 11:39  
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What happened was the market was pricing in the good results.
So when good results was announced, it became a SELL ON NEWS.
Hence the price correction.
Question now is - is there any catalyst to lure buyers back into the game?
If yes, you will get a window to BINGO if your entry price is low enuf for the rebound wave to surpass where you are.
If no, or if your entry price is not low enuf, then you will become like a fish stuck at a high point of the beach when the high tide retreats.
All the best and Hail Caesar !!!




Caesar      ( Date: 20-May-2026 10:52) Posted:

Good morning! For info, I just bought some First Resources. The company announced a good set of results over the weekend. Since then, the share price has dropped nonstop for 3 days from ATH of 3.95 to today's low of 2.92, a retracement of more than 20%. Hoping to catch a small rebound ...

 
 
spore1
    20-May-2026 11:39  
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Thank You! Jia You.

wavehunter      ( Date: 20-May-2026 10:08) Posted:

CONGRATS Bro spore.

Now that she is back at the 5.00-series, I am back in the running to collect my chye png voucher.
Hope by tomorrow can.
Or maybe Friday.
Also depend on which level I am looking at.
5.16 ?
5.20 ?
5.27 ?
Dunno.
Will go with the flow. 

spore1      ( Date: 20-May-2026 09:22) Posted:

Collected voucher at 5.0


 
 
Caesar
    20-May-2026 10:52  
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Good morning! For info, I just bought some First Resources. The company announced a good set of results over the weekend. Since then, the share price has dropped nonstop for 3 days from ATH of 3.95 to today's low of 2.92, a retracement of more than 20%. Hoping to catch a small rebound ...
 
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