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josephyeo Elite	08-May-2025 18:24        josephyeo About Contact  Quote this Post! Style: Fundamental
x 0   x 0  Alert Admin	correction: end of 2022 - S$1,824 end of 2024 - S$2,624 josephyeo      ( Date: 08-May-2025 08:55) Posted: Gold price has surged dramatically. See below: end of 2021 - around S$1,828 end of 2022 - around S41,824 end of 2023 - around S$2,078  end of 2024 - around S42,624 it reached a peak of S$3,500 in April 2025 Aspial Lifestyle and other companies in the same trade will benefit greatly. They are likely to make lots of money from their lower cost old stocks of gold.
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MrBear12 Supreme	08-May-2025 09:02        MrBear12 About Contact  Quote this Post! Style: Combined   Mood: Yells: "The bear is awake and prowling"
x 0   x 0  Alert Admin	Warning. Gold can rise quickly as well as fall quickly. Don't speculate. Invest wisely like some governments do. Spread out your risks over time. In due time gold beats inflation josephyeo      ( Date: 08-May-2025 08:55) Posted: Gold price has surged dramatically. See below: end of 2021 - around S$1,828 end of 2022 - around S41,824 end of 2023 - around S$2,078  end of 2024 - around S42,624 it reached a peak of S$3,500 in April 2025 Aspial Lifestyle and other companies in the same trade will benefit greatly. They are likely to make lots of money from their lower cost old stocks of gold.
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josephyeo Elite	08-May-2025 08:55        josephyeo About Contact  Quote this Post! Style: Fundamental
x 0   x 0  Alert Admin	Gold price has surged dramatically. See below: end of 2021 - around S$1,828 end of 2022 - around S41,824 end of 2023 - around S$2,078  end of 2024 - around S42,624 it reached a peak of S$3,500 in April 2025 Aspial Lifestyle and other companies in the same trade will benefit greatly. They are likely to make lots of money from their lower cost old stocks of gold.
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MrBear12 Supreme	08-May-2025 04:55        MrBear12 About Contact  Quote this Post! Style: Combined   Mood: Yells: "The bear is awake and prowling"
x 0   x 0  Alert Admin	Yeah. 12 cents is a good buy. Gold is always a bears good friend. Thank you Joseph
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josephyeo Elite	07-May-2025 23:55        josephyeo About Contact  Quote this Post! Style: Fundamental
x 0   x 0  Alert Admin	Half yearly results                         quarterly 1H' 22 2H' 22 1H' 23 2H' 23 1H' 24 2H' 24 revenue 141217 177791 228816 242765 251221 336338 net profit 9250 6734 9380 9811 14137 20189 Assuming that the company is able to maintain the same level of profit of 2H' 24, the profit for 2025 will be the company' s best ever. Just sharing. Pls dyodd.
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josephyeo Elite	07-May-2025 12:41        josephyeo About Contact  Quote this Post! Style: Fundamental
x 0   x 0  Alert Admin	Conpany has enjoyed 4 years of continuous growth in revenue and profit.   See below:                     yearly FY' 21 FY' 22 FY' 23 FY' 24 revenue 225,703 319,008 471,581 587559 np 14,446 15,984 19,191 34326 Profit has jumped from $14.4 mik to $34.3 mil ... a jump of 138% josephyeo      ( Date: 07-May-2025 08:31) Posted: Notes from company' s annual report for year 2024: ... Aspial Lifestyle Building on  the  momentum  achieved  over the  past  two years, the  Group  has made notable  strides in its  journey of  growth and  expansion in FY2024. All three business segments had put in a commendable set of performance for the period under review. the  Group has fully  completed the  proposed  re-organisation of  Niessing Group  Pte. Ltd. (&ldquo Niessing Group&rdquo ) in FY2024, ... It also significantly enhances our international appeal, particularly in the European and Asia Pacific markets. Retail business: our retail business, consumer demands continued to be healthy Pawnbroking business: pawnbroking business, we see robust growth in our pledge book in both Singapore and Malaysia. secured lending business ... BigFundr. Our secured lending business has posted promising results in FY2024, continuing its strong growth trajectory to achieve increased profitability through BigFundr&rsquo s growing portfolio of loans under management. Above are extracts from the Company' s Annual Report 2024
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josephyeo Elite	07-May-2025 08:31        josephyeo About Contact  Quote this Post! Style: Fundamental
x 0   x 0  Alert Admin	Notes from company' s annual report for year 2024: ... Aspial Lifestyle Building on  the  momentum  achieved  over the  past  two years, the  Group  has made notable  strides in its  journey of  growth and  expansion in FY2024. All three business segments had put in a commendable set of performance for the period under review. the  Group has fully  completed the  proposed  re-organisation of  Niessing Group  Pte. Ltd. (&ldquo Niessing Group&rdquo ) in FY2024, ... It also significantly enhances our international appeal, particularly in the European and Asia Pacific markets. Retail business: our retail business, consumer demands continued to be healthy Pawnbroking business: pawnbroking business, we see robust growth in our pledge book in both Singapore and Malaysia. secured lending business ... BigFundr. Our secured lending business has posted promising results in FY2024, continuing its strong growth trajectory to achieve increased profitability through BigFundr&rsquo s growing portfolio of loans under management. Above are extracts from the Company' s Annual Report 2024
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josephyeo Elite	06-May-2025 16:38        josephyeo About Contact  Quote this Post! Style: Fundamental
x 0   x 0  Alert Admin	BigFundr  · Follow tsnSderopo374lg42cf831  33mmrc055900Mgm2ut3fg16a79h40t4c4ia7f  ·   With over S$430M in secured investments (latest updated figures!), 260 deals funded, and a 0% default rate, BigFundr offers real estate-backed loans that deliver consistent returns. Start with as little as S$1,000 and grow your wealth today. Zero Delays, Zero Defaults. Sign up at https://bit.ly/Impact_To_Date_fb #BigFundr #RealEstateInvesting #fintech
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josephyeo Elite	06-May-2025 16:36        josephyeo About Contact  Quote this Post! Style: Fundamental
x 0   x 0  Alert Admin	BigFundr is now officially verified on WhatsApp Business! We&rsquo re doing this to boost trust, enhance security, and credibility when you connect with us. Why does this matter? Trust & Authenticity &ndash The verified badge shows that you' re receiving messages from the real BigFundr, reducing the risk of scams or impersonations. Seamless & Secure Communication &ndash Get direct support and investment updates in a safe, encrypted space. Faster, Real-time Assistance &ndash Have questions? Reach out instantly without the hassle of email delays. Attractive Deal Updates &ndash Be updated on new investment opportunities, directly from our official channel. Not our member yet? Sign up here for attractive investment deals averaging 6% per annum: https://bit.ly/WhatsApp_Verified_fb #BigFundr #WhatsAppVerified #SecureInvesting
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josephyeo Elite	06-May-2025 16:12        josephyeo About Contact  Quote this Post! Style: Fundamental
x 0   x 0  Alert Admin	Below is another segment of the company' s business: " Our secured lending business has posted promising results in FY2024, continuing its strong growth trajectory to achieve increased profitability through BigFundr&rsquo s growing portfolio of loans under management. BigFundr has enhanced its investment capabilities by deepening collaborations with an expanded network of fund managers, further solidifying its market presence. This positive trend positions the segment to make an even more substantial contribution to the Group&rsquo s overall performance in the years ahead" .  - Management comment as in Annual Report 2024
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josephyeo Elite	16-Apr-2025 01:29        josephyeo About Contact  Quote this Post! Style: Fundamental
x 0   x 0  Alert Admin	Followings are some of the companies managed by them: Maxi-Cash Lee Hwa Jewelry and Goldheart Jewellery Niessing Group Pte. Ltd. (&ldquo Niessing Group&rdquo ) For info only. Dyodd.
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josephyeo Elite	15-Apr-2025 21:08        josephyeo About Contact  Quote this Post! Style: Fundamental
x 0   x 0  Alert Admin	The group has 3 main businesses:             1. retail business       2. pawnbroking business and     3. secured lending business             All 3 businesses had shown improvements in financial year 2024         Retail Business           For our retail business, consumer demands continued to be healthy despite higher gold prices. We will continue to explore and leverage on operational synergies to optimise costs while pursuing growth opportunities"         FY2024 revenue for the retail business increased by 25.4% to $511.1 million compared to FY2023, with contributions from all brands in this segment.         Pawnbroking Business :         In the pawnbroking business, we see robust growth in our pledge book in both    Singapore and Malaysia. In Malaysia, the Group is on track with our expansion    plans to grow our outreach in the country during the year through our brands &ndash     &ldquo Dr.Pajak&rdquo and &ldquo Dr.Emas&rdquo             Revenue contribution from the pawnbroking business increased by 10.9% to    $70.5 million in FY2024.This increase was primarily attributed to the higher  interest income from its growing pledge book.           Secured lending business :   continuing its strong growth trajectory to achieve increased profitability through BigFundr&rsquo s growing portfolio of loans under management. BigFundr   has enhanced its investment capabilities by deepening collaborations with an  expanded network of fund managers, further solidifying its market presence.  This positive trend positions the segment to make an even more substantial contribution to the Group&rsquo s overall performance in the years ahead.         The secured lending business reported an increase in revenue from $0.5 million   in FY2023 to $6.0 million in FY2024, driven by strong growth in the real estate    backed lending activities.     josephyeo      ( Date: 22-Mar-2025 16:07) Posted: Aspial Lifestyle                   Conpany has enjoyed 4 years of continuous growth in revenue and profit.   See below:                     yearly FY' 21 FY' 22 FY' 23 FY' 24 revenue 225,703 319,008 471,581 587559 np 14,446 15,984 19,191 34326                     Just sharing some datas. Dyodd
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josephyeo Elite	13-Apr-2025 22:05        josephyeo About Contact  Quote this Post! Style: Fundamental
x 0   x 0  Alert Admin	The group has 3 main businesses: 1. retail business 2. pawnbroking business and 3. secured lending business All 3 businesses had shown improvements in financial year 2024. Below is a quote on the retail business: Quote 1: " For our retail business, consumer demands continued to be healthy despite higher gold prices. We will continue to explore and leverage on operational synergies to optimise costs while pursuing growth opportunities" Quote 2 : FY2024 revenue for the retail business increased by 25.4% to $511.1 million compared to FY2023, with contributions from all brands in this segment. For info only
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MrBear12 Supreme	09-Apr-2025 22:36        MrBear12 About Contact  Quote this Post! Style: Combined   Mood: Yells: "The bear is awake and prowling"
x 0   x 0  Alert Admin	Will fall further  josephyeo      ( Date: 09-Apr-2025 22:30) Posted: Price history 52 weeks - high 13.2,  low 11.2 5 years - high 19.2,  low 11.2 Today' s closing at 11.2 cts is the lowest in 5 years
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josephyeo Elite	09-Apr-2025 22:30        josephyeo About Contact  Quote this Post! Style: Fundamental
x 0   x 0  Alert Admin	Price history 52 weeks - high 13.2,  low 11.2 5 years - high 19.2,  low 11.2 Today' s closing at 11.2 cts is the lowest in 5 years
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josephyeo Elite	09-Apr-2025 16:06        josephyeo About Contact  Quote this Post! Style: Fundamental
x 0   x 0  Alert Admin	As of 9 Apr 2025: 1. p/e 6.0 2. dividend yield 6.9% 3. 4 continuous years of growth in revenue n profit 4. current year result likely yo be good 5. improved results will lead to lower p/e 6. trading below nta of 12.9 Vested. Just sharing.
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josephyeo Elite	23-Mar-2025 21:55        josephyeo About Contact  Quote this Post! Style: Fundamental
x 0   x 0  Alert Admin	Vested for the following reasons  : 1. low p/e of 6.4X 2. good dividend yield of 6.5% on current price of 12.0 cts 3. 4 continuous years of growth in revenue and profit.       See earlier posting for details. 4. current year results likely to be good as it will reflect the full       impact of the acquyisition of Lee Hua, Goldheart and Maxion. 5. the improved results will bring the pe lower. Above are just my thoughts n i could wrong. if you are interested, pls do your own due diligence.
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josephyeo Elite	23-Mar-2025 09:19        josephyeo About Contact  Quote this Post! Style: Fundamental
x 0   x 0  Alert Admin	Aspial Lifestyle consistently pays good dividend. On current price The dividend yield is 6.5% ... current price 12.0 cts, dividend 0.78 cts, yield 6.5%. See below:   Action Type Ex Date Record Date Payment Date Details DIVIDEND 5/12/2024 6/12/2024 13/12/2024 SGD 0.004 DIVIDEND 6/5/2024 7/5/2024 17/5/2024 SGD 0.0038 Dividend 2024         DIVIDEND 3/10/2023 4/10/2023 22/11/2023 1 Cash Options DIVIDEND 6/4/2023 10/4/2023 20/4/2023 SGD 0.004 Dividend 2023         DIVIDEND 17/8/2022 18/8/2022 9/9/2022 SGD 0.0065 DIVIDEND 11/3/2022 14/3/2022 24/3/2022 SGD 0.006 Dividend 2022       0.0125 DIVIDEND 17/8/2021 18/8/2021 26/8/2021 SGD 0.0065 DIVIDEND 12/3/2021 15/3/2021 25/3/2021 SGD 0.0145 Dividend 2021       0.021
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josephyeo Elite	22-Mar-2025 16:07        josephyeo About Contact  Quote this Post! Style: Fundamental
x 1   x 0  Alert Admin	Aspial Lifestyle                   Conpany has enjoyed 4 years of continuous growth in revenue and profit.   See below:                     yearly FY' 21 FY' 22 FY' 23 FY' 24 revenue 225,703 319,008 471,581 587559 np 14,446 15,984 19,191 34326                     Just sharing some datas. Dyodd
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MrBear12 Supreme	02-Mar-2025 20:30        MrBear12 About Contact  Quote this Post! Style: Combined   Mood: Yells: "The bear is awake and prowling"
x 0   x 0  Alert Admin	no difference. Business is identical guiren      ( Date: 02-Mar-2025 16:40) Posted: Thank you for sharing,  Aspial Lifestyle and  Aspial Corp, what is the differences in Business ??  josephyeo      ( Date: 02-Mar-2025 16:28) Posted: Aspial Corp is the parent company of Aspial Lifestyl
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