| Latest Forum Topics / YZJ Fin Hldg Last:0.22 -- |
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YZJFH - potentially rewarding
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BinderyT
Elite |
27-Apr-2024 16:57
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x 1 Alert Admin |
yeah la yeah la 20 years ago, dinner with my wife cost $200. Now cost $0 since she cooks for me.
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MrBear12
Supreme |
27-Apr-2024 16:28
Yells: "Cast all our anxieties on Jesus for He cares for us" |
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x 0 Alert Admin |
Haha , depends on what kind of inflation. You guys sure have your valid points of view. For me, I used to pay $110 a year for TV license. Now it is free. Saved the 110 dollars a year to buy about 100 starhub shares.   |
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stonkmaster
Veteran |
27-Apr-2024 15:30
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x 0
x 0 Alert Admin |
$100 20 years ago can only subscribe to unlimited 56k internet. Now 20 years later $100 can subscribe 1gbps unlimited internet? Subscribe to 3 mobile lines and still got some money left.
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MrBear12
Supreme |
27-Apr-2024 15:04
Yells: "Cast all our anxieties on Jesus for He cares for us" |
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Investing in ETFs is one of the easiest and most cost-effective ways to start our investment journey.  In recent years, ETFs have been gaining more attention and widespread popularity. Today, with about  8,800 ETFs listed globally  adding up to over US$10 trillion in managed assets, it  has overtaken active investing. While many ETFs tend to provide broad-based market exposure, the diversity and  complexity of ETFs have also evolved since its  creation as a financial product  in 1990. Apart from replicating country indexes, there are ETFs that track specific business sectors, regions, asset classes, as well as more complicated leveraged and synthetic ETFs. What Is An  ETF?ETFs are listed on stock exchanges and seek to replicate the returns of an index. The index can be broad country-based indexes such as Singapore&rsquo s  Straits Times Index (STI), Hong Kong&rsquo s Hang Seng Index (HSI) or the S& P 500 Index in the US. Or, it can also replicate  narrower indexes that track business sectors, geographical regions or asset classes. ETFs can also be much  more complicated. There exists  ETFs that  are actively managed, employ leverage, and provide exposure to derivatives or  even inverse relationships (i.e. they take the opposite side of an asset price).  Since ETFs  are listed on stock exchanges, we can also buy and sell them, just like we trade other stocks and bonds listed on the exchange. How To Invest In ETFs In Singapore?Similar to how we buy and sell stocks, we can  invest in ETFs through a stock brokerage account, such as  IBKR,  moomoo,  POEMS,  SAXO,  Tiger Brokers  and others. According to the Singapore Exchange (SGX), there are  over 70 ETFs listed in Singapore. The actual number may be lower, as some ETFs are listed in dual currencies.  Apart from SGX, we can also invest in ETFs listed on overseas exchanges, such as  Hong Kong and the U.S, through our stock brokerage accounts. We can also invest in ETFs via  Regular Shares Savings (RSS) plans in Singapore. There are currently 4 RSS providers  in Singapore. On FSMOne, for example, we can invest in over 170 ETFs in Singapore, Hong Kong and the US (as well as over 1,800 unit trusts and 10 managed portfolios)  under their RSS plan. A third  way investors can gain exposure to ETFs is by investing via  robo-advisory platforms in Singapore. There are currently more than 10 robo-advisory platforms in Singapore, and majority of them offer their solutions using ETFs. Predominantly, the ETFs that robo-advisory platforms use are exposed to broad indexes listed in the U.S. If you are interested to get started on  investing with Syfe,  DollarsAndSense  has an exclusive partnership with Syfe - enjoy  0% management fee for the first $30,000 during the first 6 months  after  you sign up.  Apply here to enjoy the promotion.    Enjoy 50% Management Fees For 6 Months With StashAwayFor those who are interested to try the  StashAway platform for yourself,  StashAway is giving 50% off in management fees for 6 months, for up to $50,000 in portfolio value. That makes it perfect for giving  StashAway a try and see if it is the robo-advisor for you. You can  sign-up for free  today to enjoy this exclusive promotion.   Invest with AutoWealth TodaySign up with AutoWealth  and use the promo code ?DollarsAndSense? to receive a  $20 top-up  into your account once you fund it with the $3,000 minimum!   Read Also:  Step-By-Step Guide To Investing Using Regular Shares Savings  (RSS) Plans In Singapore Benefits Of Investing In ETFsWe benefit in  four main ways when investing in ETFs: #1 Low Barrier Of Entry For New InvestorsInvesting in ETFs is the perfect way for new investors to get started as they do not need a lot of investment knowledge or skills to start investing. Investors also would not have to spend much time monitoring or rebalancing their investments, as they simply try to replicate an underlying index that already methodically  updates their index constituents. #2 Low-Cost Method To InvestETFs usually charge lower management fees compared to actively managed funds. This is because ETFs simply follow instructions on what to invest in by replicating the index. By not having an active fund manager stock picking or timing stock prices, we can save on the fund manager costs. For example, the SPDR S& P 500 ETF has a net expense ratio of 0.0945%. The SPDR STI ETF has a total expense ratio of 0.3%. Typically, the larger the ETF, the lower it can afford to charge for its expense ratio. We can also invest in Vanguard&rsquo s  S& P 500 ETF in the U.S., which charges a total expense ratio of 0.03%. Read Also:  Complete Guide To Investing In The Straits Times Index (STI) ETFs In Singapore #3 Instant DiversificationDepending on the index that the ETF is tracking, we can technically build our entire portfolio with just a single investment in an ETF. For  example, by  just investing in the  S& P 500 ETF, our portfolio will comprise close to 500 blue chip stocks covering about 80% of the market capitalisation in the U.S. Furthermore, this investment will be diversified to the IT (26%), Healthcare (14%), Financials (13%), Consumer Discretionary (10%), Industrials (9%), Communications (8%), Consumer Staples (7%), Energy (5%) and more. Another example is the iShares MSCI All Country World Index (MSCI AWCI) ETF. When we invest in it, our portfolio will  have  over 2,300 constituents. We will have just over 60% exposure to the U.S., with the remaining exposure coming mainly from Japan (5%), China (4%), the U.K (4%), Canada (3%), France (3%), Switzerland (3%), Australia (2%), Germany (2%), Taiwan (2%) and others (12%). Of course, we will also be diversified to the different sectors: IT (20%), Financials (16%), Healthcare (12%), Consumer Discretionary (11%), Industrials (10%), Communication (7%), Energy (5%) and more. #4 Passive Approach To InvestingBy investing in ETFs, we are taking the decision to pick stocks out of our hands. We are simply letting the index dictate which stocks we should be investing in. If we invest in a broad country index, again, like the S& P 500, we will essentially earn the market returns of the U.S. market. This way, we do not try to time the market or beat the market - we only want to earn the market returns over the long term. Another way we enjoy a passive approach to investing is that we do not have to monitor our investments so closely. This is because the index usually has a methodology for adding  and removing constituent stocks. This means that once a stock does not fit into the methodology, it is automatically removed from the index, and by default the ETF. This is how a good index (and the ETFs tracking it) can last for a very long time, while individual stocks may not. Read Also:  Investing In ETFs: What Happens When A Constituent Is Removed From The Index?Downsides Of Investing In ETFsSimilarly, there are four main disadvantages to investing in ETFs. #1 ETFs Always Underperform The IndexWhen we invest in an ETF, we can never earn extraordinary returns. As mentioned, it is akin to deciding  to earn just the market return, minus the costs and fees that we incur. These cost and fees include, brokerage fees when we buy or sell an ETF, and annual management fees and other expenses for holding the ETFs. For these reasons, we will never earn the return that the index actually delivers either. However, we should  still earn a return that is just slightly lower than  it, because costs should be minimised. #2 Will Never Pick Up On Good Stocks To Invest In Remember, the ETF is simply following instructions on what to buy from the index. Unlike active fund management, where there' s an active fund manager speaking to companies and keeping their ears on the ground in order to earn better returns and pick up on growth trends earlier. #3 False Sense Of Security For InvestorsBy investing in an ETF, even one as broad and diversified as the S& P 500 ETF, we may falsely think that our investments are safe. To be clear - every investment carries risk. Case in point, during the market crash from February to March 2020, the S& P 500 declined 32% in the space of approximately one month. This shows that ETFs can fluctuate wildly, especially when there is a market-wide crash. What we are sheltered from is the risk of an individual stock or industry performing poorly within the ETF. Again, for example, there are over 2,300 stocks on the iShares MSCI AWCI ETF, if any one company does exceptionally poorly or becomes embroiled in a legal case, it should have a relatively small impact on our overall portfolio. #4 No Control Over Investing Or DivestingWe' ve covered this point a few times now - the job of an ETF is to simply replicate an  index. This means that if the index removes a stock that we really like, the ETF will also  sell that stock. Similarly, if the index adds a stock we absolutely do not want to touch, the ETF will still purchase that stock. For example, the Straits Times Index recently removed ComfortDelGro and added newly-listed alcoholic beverages group Emperador in September 2022. The  two STI ETFs &ndash managed by SPDR and NikkoAM &ndash in Singapore  will have to react to this by divesting their ComfortDelGro shares and buying Emperador shares. To drive home the point, the two STI ETFs have to do this even if  they (hypothetically) believe ComfortDelGro will perform better. With the benefit of hindisght, we can see that ComfortDelGro share price declined 6% in the past six months, while Emperador&rsquo s shares increased by 3%. Again, this is not to say that stocks that an index removes will always underperform the new stock that replaces it. Read Also:  Pros And Cons Of Building An ETF-Only Portfolio Best ETFs In Singapore To Invest InThere' s no right or wrong answer as to which ETFs are the best to invest in. One possible answer is investing  in ETFs that are exposed to broad country/sector indexes. In Singapore, we can invest in these popular ETFs listed locally: #1 STI ETFs: SPDR STI ETF (SGX: ES3) / NikkoAM Singapore STI ETF (SGX: G3B)The SPDR STI ETF and NikkoAM STI ETFs both seek to replicate Singapore' s 30-stocks Straits Times Index (STI). As many of us would already be familiar with, the largest companies on STI include DBS, OCBC, UOB, Jardine Matheson, SingTel, Ascendas REIT, CapitalandInvest and more. Read Also:  SPDR STI ETF VS NikkoAM Singapore STI ETF: What' s The Difference Between These 2 Straits Times Index ETFs Listed On The SGX? #2 Overseas ETFs: S& P 500 ETF: SPDR S& P 500 ETF Trust (SGX: S27)   Lion-OCBC Securities China Leaders ETF (SGX: YYY)   Lion-OCBC Sec Hang Seng TECH ETF (SGX: HST)We&rsquo ve covered the S& P 500 ETF in the article. It invests in approximately 500 blue chip companies listed in the US, such as Microsoft, Apple, Amazon, Tesla, Alphabet (Google), Meta Platforms (Facebook), NVIDIA, Berkshire Hathaway and more. The Lion-OCBC Securities China Leaders ETF invests in 80 of the largest Chinese companies, including  Ping An Insurance, Kweichow Moutai, ICBC, Tencent, BYD and others. The Lion-OCBC Sec Hang Seng Tech ETF will comprise 30 of the largest technology stocks listed on the Hong Kong Stock Exchange. It includes popular stocks such as Alibaba, Tencent, Meituan, Xiaomi, JD.com, Lenovo, Ping An, ZTE, Foxconn and others. Read Also:  5 Things You Need To Know About The Lion-OCBC Sec Hang Seng Tech ETF Before Invest In It #3 Actively Managed ETFs: Lion-Nomura Japan Active ETF (Powered by AI) (SGX: JJJ)The only actively managed ETF on the SGX today is the Lion-Nomura Japan Active ETF (Powered by AI). As its name suggests this ETF is also interesting for two other reasons: 1) it is the only Japan-focused ETF on the SGX and 2) its investment strategy is derived by results from AI and Machine Learning models. Read Also:  5 Things You Need To Know Before Investing In The Lion-Nomura Japan Active ETF (Powered by AI) #4 Bond ETFs: ABF Singapore Bond ETF (SGX: A35)   Nikko AM SGD Investment Grade Corporate Bond ETF (SGX: MBH)The ABF Singapore Bond ETF invests in SGD-denominated bonds issued by the Singapore government and quasi-government entities. As its name suggests, the  Nikko AM SGD Investment Grade Corporate Bond ETF invests in corporate bonds.  These include the bonds of companies such as Temasek Financial, NTUC Income Insurance DBS, OCBC, UOB, Changi Airport Group, Aviva Singlife, Manulife Financial and more. Read Also:  How Fixed Income ETFs Can Help Protect Your Investment Portfolio In Singapore #5 Gold ETF: GLD US$ ETF (SGX: O87)The objective of the GLD US$ ETF is to reflect the performance of the price of gold bullion, less expenses. Read Also:  5 Ways Investors In Singapore Can Invest And Gain Exposure To Gold As An Asset Class #6 REIT ETFs: NikkoAM-Straits Trading Asia Ex Japan REIT ETF (SGX: CFA)   Lion-Phillip S-REIT ETF (SGX: CLR)   Phillip SGX APAC Dividend Leaders REIT ETF (SGX: BYJ) UOB APAC Green REIT ETF (SGX: GRN)   CSOP iEdge S-REIT Leaders Index ETF (SGX: SRT)REITs is a hugely popular asset class in Singapore. We can invest in as many as  five  REIT ETFs listed in Singapore. Read Also:  Investing In REIT ETFs: 5 Things You Need To Know Investing in ETFs is one of the easiest and most cost-effective ways to start our investment journey.  In recent years, ETFs have been gaining more attention and widespread popularity. Today, with about  8,800 ETFs listed globally  adding up to over US$10 trillion in managed assets, it  has overtaken active investing. While many ETFs tend to provide broad-based market exposure, the diversity and  complexity of ETFs have also evolved since its  creation as a financial product  in 1990. Apart from replicating country indexes, there are ETFs that track specific business sectors, regions, asset classes, as well as more complicated leveraged and synthetic ETFs. What Is An  ETF?ETFs are listed on stock exchanges and seek to replicate the returns of an index. The index can be broad country-based indexes such as Singapore&rsquo s  Straits Times Index (STI), Hong Kong&rsquo s Hang Seng Index (HSI) or the S& P 500 Index in the US. Or, it can also replicate  narrower indexes that track business sectors, geographical regions or asset classes. ETFs can also be much  more complicated. There exists  ETFs that  are actively managed, employ leverage, and provide exposure to derivatives or  even inverse relationships (i.e. they take the opposite side of an asset price).  Since ETFs  are listed on stock exchanges, we can also buy and sell them, just like we trade other stocks and bonds listed on the exchange. How To Invest In ETFs In Singapore?Similar to how we buy and sell stocks, we can  invest in ETFs through a stock brokerage account, such as  IBKR,  moomoo,  POEMS,  SAXO,  Tiger Brokers  and others. According to the Singapore Exchange (SGX), there are  over 70 ETFs listed in Singapore. The actual number may be lower, as some ETFs are listed in dual currencies.  Apart from SGX, we can also invest in ETFs listed on overseas exchanges, such as  Hong Kong and the U.S, through our stock brokerage accounts. We can also invest in ETFs via  Regular Shares Savings (RSS) plans in Singapore. There are currently 4 RSS providers  in Singapore. On FSMOne, for example, we can invest in over 170 ETFs in Singapore, Hong Kong and the US (as well as over 1,800 unit trusts and 10 managed portfolios)  under their RSS plan. A third  way investors can gain exposure to ETFs is by investing via  robo-advisory platforms in Singapore. There are currently more than 10 robo-advisory platforms in Singapore, and majority of them offer their solutions using ETFs. Predominantly, the ETFs that robo-advisory platforms use are exposed to broad indexes listed in the U.S. If you are interested to get started on  investing with Syfe,  DollarsAndSense  has an exclusive partnership with Syfe - enjoy  0% management fee for the first $30,000 during the first 6 months  after  you sign up.  Apply here to enjoy the promotion.    Enjoy 50% Management Fees For 6 Months With StashAwayFor those who are interested to try the  StashAway platform for yourself,  StashAway is giving 50% off in management fees for 6 months, for up to $50,000 in portfolio value. That makes it perfect for giving  StashAway a try and see if it is the robo-advisor for you. You can  sign-up for free  today to enjoy this exclusive promotion.   Invest with AutoWealth TodaySign up with AutoWealth  and use the promo code ?DollarsAndSense? to receive a  $20 top-up  into your account once you fund it with the $3,000 minimum!   Read Also:  Step-By-Step Guide To Investing Using Regular Shares Savings  (RSS) Plans In Singapore Benefits Of Investing In ETFsWe benefit in  four main ways when investing in ETFs: #1 Low Barrier Of Entry For New InvestorsInvesting in ETFs is the perfect way for new investors to get started as they do not need a lot of investment knowledge or skills to start investing. Investors also would not have to spend much time monitoring or rebalancing their investments, as they simply try to replicate an underlying index that already methodically  updates their index constituents. #2 Low-Cost Method To InvestETFs usually charge lower management fees compared to actively managed funds. This is because ETFs simply follow instructions on what to invest in by replicating the index. By not having an active fund manager stock picking or timing stock prices, we can save on the fund manager costs. For example, the SPDR S& P 500 ETF has a net expense ratio of 0.0945%. The SPDR STI ETF has a total expense ratio of 0.3%. Typically, the larger the ETF, the lower it can afford to charge for its expense ratio. We can also invest in Vanguard&rsquo s  S& P 500 ETF in the U.S., which charges a total expense ratio of 0.03%. Read Also:  Complete Guide To Investing In The Straits Times Index (STI) ETFs In Singapore #3 Instant DiversificationDepending on the index that the ETF is tracking, we can technically build our entire portfolio with just a single investment in an ETF. For  example, by  just investing in the  S& P 500 ETF, our portfolio will comprise close to 500 blue chip stocks covering about 80% of the market capitalisation in the U.S. Furthermore, this investment will be diversified to the IT (26%), Healthcare (14%), Financials (13%), Consumer Discretionary (10%), Industrials (9%), Communications (8%), Consumer Staples (7%), Energy (5%) and more. Another example is the iShares MSCI All Country World Index (MSCI AWCI) ETF. When we invest in it, our portfolio will  have  over 2,300 constituents. We will have just over 60% exposure to the U.S., with the remaining exposure coming mainly from Japan (5%), China (4%), the U.K (4%), Canada (3%), France (3%), Switzerland (3%), Australia (2%), Germany (2%), Taiwan (2%) and others (12%). Of course, we will also be diversified to the different sectors: IT (20%), Financials (16%), Healthcare (12%), Consumer Discretionary (11%), Industrials (10%), Communication (7%), Energy (5%) and more. #4 Passive Approach To InvestingBy investing in ETFs, we are taking the decision to pick stocks out of our hands. We are simply letting the index dictate which stocks we should be investing in. If we invest in a broad country index, again, like the S& P 500, we will essentially earn the market returns of the U.S. market. This way, we do not try to time the market or beat the market - we only want to earn the market returns over the long term. Another way we enjoy a passive approach to investing is that we do not have to monitor our investments so closely. This is because the index usually has a methodology for adding  and removing constituent stocks. This means that once a stock does not fit into the methodology, it is automatically removed from the index, and by default the ETF. This is how a good index (and the ETFs tracking it) can last for a very long time, while individual stocks may not. Read Also:  Investing In ETFs: What Happens When A Constituent Is Removed From The Index?Downsides Of Investing In ETFsSimilarly, there are four main disadvantages to investing in ETFs. #1 ETFs Always Underperform The IndexWhen we invest in an ETF, we can never earn extraordinary returns. As mentioned, it is akin to deciding  to earn just the market return, minus the costs and fees that we incur. These cost and fees include, brokerage fees when we buy or sell an ETF, and annual management fees and other expenses for holding the ETFs. For these reasons, we will never earn the return that the index actually delivers either. However, we should  still earn a return that is just slightly lower than  it, because costs should be minimised. #2 Will Never Pick Up On Good Stocks To Invest In Remember, the ETF is simply following instructions on what to buy from the index. Unlike active fund management, where there' s an active fund manager speaking to companies and keeping their ears on the ground in order to earn better returns and pick up on growth trends earlier. #3 False Sense Of Security For InvestorsBy investing in an ETF, even one as broad and diversified as the S& P 500 ETF, we may falsely think that our investments are safe. To be clear - every investment carries risk. Case in point, during the market crash from February to March 2020, the S& P 500 declined 32% in the space of approximately one month. This shows that ETFs can fluctuate wildly, especially when there is a market-wide crash. What we are sheltered from is the risk of an individual stock or industry performing poorly within the ETF. Again, for example, there are over 2,300 stocks on the iShares MSCI AWCI ETF, if any one company does exceptionally poorly or becomes embroiled in a legal case, it should have a relatively small impact on our overall portfolio. #4 No Control Over Investing Or DivestingWe' ve covered this point a few times now - the job of an ETF is to simply replicate an  index. This means that if the index removes a stock that we really like, the ETF will also  sell that stock. Similarly, if the index adds a stock we absolutely do not want to touch, the ETF will still purchase that stock. For example, the Straits Times Index recently removed ComfortDelGro and added newly-listed alcoholic beverages group Emperador in September 2022. The  two STI ETFs &ndash managed by SPDR and NikkoAM &ndash in Singapore  will have to react to this by divesting their ComfortDelGro shares and buying Emperador shares. To drive home the point, the two STI ETFs have to do this even if  they (hypothetically) believe ComfortDelGro will perform better. With the benefit of hindisght, we can see that ComfortDelGro share price declined 6% in the past six months, while Emperador&rsquo s shares increased by 3%. Again, this is not to say that stocks that an index removes will always underperform the new stock that replaces it. Read Also:  Pros And Cons Of Building An ETF-Only Portfolio Best ETFs In Singapore To Invest InThere' s no right or wrong answer as to which ETFs are the best to invest in. One possible answer is investing  in ETFs that are exposed to broad country/sector indexes. In Singapore, we can invest in these popular ETFs listed locally: #1 STI ETFs: SPDR STI ETF (SGX: ES3) / NikkoAM Singapore STI ETF (SGX: G3B)The SPDR STI ETF and NikkoAM STI ETFs both seek to replicate Singapore' s 30-stocks Straits Times Index (STI). As many of us would already be familiar with, the largest companies on STI include DBS, OCBC, UOB, Jardine Matheson, SingTel, Ascendas REIT, CapitalandInvest and more. Read Also:  SPDR STI ETF VS NikkoAM Singapore STI ETF: What' s The Difference Between These 2 Straits Times Index ETFs Listed On The SGX? #2 Overseas ETFs: S& P 500 ETF: SPDR S& P 500 ETF Trust (SGX: S27)   Lion-OCBC Securities China Leaders ETF (SGX: YYY)   Lion-OCBC Sec Hang Seng TECH ETF (SGX: HST)We&rsquo ve covered the S& P 500 ETF in the article. It invests in approximately 500 blue chip companies listed in the US, such as Microsoft, Apple, Amazon, Tesla, Alphabet (Google), Meta Platforms (Facebook), NVIDIA, Berkshire Hathaway and more. The Lion-OCBC Securities China Leaders ETF invests in 80 of the largest Chinese companies, including  Ping An Insurance, Kweichow Moutai, ICBC, Tencent, BYD and others. The Lion-OCBC Sec Hang Seng Tech ETF will comprise 30 of the largest technology stocks listed on the Hong Kong Stock Exchange. It includes popular stocks such as Alibaba, Tencent, Meituan, Xiaomi, JD.com, Lenovo, Ping An, ZTE, Foxconn and others. Read Also:  5 Things You Need To Know About The Lion-OCBC Sec Hang Seng Tech ETF Before Invest In It #3 Actively Managed ETFs: Lion-Nomura Japan Active ETF (Powered by AI) (SGX: JJJ)The only actively managed ETF on the SGX today is the Lion-Nomura Japan Active ETF (Powered by AI). As its name suggests this ETF is also interesting for two other reasons: 1) it is the only Japan-focused ETF on the SGX and 2) its investment strategy is derived by results from AI and Machine Learning models. Read Also:  5 Things You Need To Know Before Investing In The Lion-Nomura Japan Active ETF (Powered by AI) #4 Bond ETFs: ABF Singapore Bond ETF (SGX: A35)   Nikko AM SGD Investment Grade Corporate Bond ETF (SGX: MBH)The ABF Singapore Bond ETF invests in SGD-denominated bonds issued by the Singapore government and quasi-government entities. As its name suggests, the  Nikko AM SGD Investment Grade Corporate Bond ETF invests in corporate bonds.  These include the bonds of companies such as Temasek Financial, NTUC Income Insurance DBS, OCBC, UOB, Changi Airport Group, Aviva Singlife, Manulife Financial and more. Read Also:  How Fixed Income ETFs Can Help Protect Your Investment Portfolio In Singapore #5 Gold ETF: GLD US$ ETF (SGX: O87)The objective of the GLD US$ ETF is to reflect the performance of the price of gold bullion, less expenses. Read Also:  5 Ways Investors In Singapore Can Invest And Gain Exposure To Gold As An Asset Class #6 REIT ETFs: NikkoAM-Straits Trading Asia Ex Japan REIT ETF (SGX: CFA)   Lion-Phillip S-REIT ETF (SGX: CLR)   Phillip SGX APAC Dividend Leaders REIT ETF (SGX: BYJ) UOB APAC Green REIT ETF (SGX: GRN)   CSOP iEdge S-REIT Leaders Index ETF (SGX: SRT)REITs is a hugely popular asset class in Singapore. We can invest in as many as  five  REIT ETFs listed in Singapore. Read Also:  Investing In REIT ETFs: 5 Things You Need To Know This article was originally written on  22 March 2021  and has been updated to provide the latest information.  The post  [2024 Edition] Complete Guide To ETF Investing in Singapore  appeared first on  DollarsAndSense.sg. Contributed By: Dollars And Sense
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MrBear12
Supreme |
27-Apr-2024 15:01
Yells: "Cast all our anxieties on Jesus for He cares for us" |
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x 0 Alert Admin |
www.sharejunction.com/sharejunction/insightArticle.htm?id=0& s=2
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MrBear12
Supreme |
27-Apr-2024 14:59
Yells: "Cast all our anxieties on Jesus for He cares for us" |
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x 0
x 0 Alert Admin |
Perhaps we can buy ETFs so then we can be an ETF holding company. Here is a good start below: Insight Article Feed - Latest Stock Market News (sharejunction.com) |
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BinderyT
Elite |
27-Apr-2024 14:52
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x 0
x 0 Alert Admin |
Get real.   $100 bought me 300 sticks of satay 5 years ago.   Today, $100 can buy me only 110 sticks.   You are all familiar and complaining about inflation but want to tell me $100 is the same $100 ten years from now?  
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MrBear12
Supreme |
27-Apr-2024 14:01
Yells: "Cast all our anxieties on Jesus for He cares for us" |
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x 0
x 0 Alert Admin |
Some have made cash their god by hoarding it under their pillow.
We have made cash our servant by investing, saving and using it. |
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sgng123
Supreme |
27-Apr-2024 13:57
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x 0
x 0 Alert Admin |
In summary CASH is GOD for now lol. | ||||
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stonkmaster
Veteran |
27-Apr-2024 09:03
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x 0
x 0 Alert Admin |
$100 is still worth $100 ten years later but invest wrong $100 can become $1.
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MrBear12
Supreme |
27-Apr-2024 08:41
Yells: "Cast all our anxieties on Jesus for He cares for us" |
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x 0
x 0 Alert Admin |
More likely china rebounded. But not all sectors though. China is super large market. Hard to navigate without help
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MrBear12
Supreme |
27-Apr-2024 06:55
Yells: "Cast all our anxieties on Jesus for He cares for us" |
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x 0
x 0 Alert Admin |
Put cash in fd treasuries or ssb or simply use it.
Cash is liquidity. All assets in the end will need to be liquidated at some time. Cash is the final state. |
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BinderyT
Elite |
27-Apr-2024 01:16
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All I' m saying is holding cash instead of investing is utter stupidity.   Cash loses value every single day.   SG inflation is 2% so every 10 years, you lose 20%.   The people here holding FH just earned 6%+ while your cash rotted and you laughed at them.   Joke is on you.
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sgng123
Supreme |
26-Apr-2024 21:23
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I referring to discount to NTA not the rebound loh.   of course I know china stock had rebound from last year low but they still trading at ridiculous discount. The china rebound is state gov engineered one loh, international investors staying clear of anything china fear of US sanction. |
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BinderyT
Elite |
26-Apr-2024 18:12
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China has bottomed.   My China Tech is up 20% and China CSI 300 is up 11% since Feb.   So you are wrong. Most investors keep only a small 20% cash for new opportunities.
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sgng123
Supreme |
26-Apr-2024 17:42
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Anyway as retail investor we can only hold on. yzjfh better than lot of other china stock who are trading at 10-15% of NTA. Some even trade at 90% discount but noone dared to touch lol. Having lot of cash is safer now, implies to yzjfh also to us. Holding cash better than investing . |
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eddyeddy
Master |
26-Apr-2024 17:14
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Spot on !
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BinderyT
Elite |
26-Apr-2024 16:20
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So many hypotheses. Occam' s razor - people are not interested.   End of story.   |
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volvo125
Master |
26-Apr-2024 15:56
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Volume super low for obvious reasons to prevent contra traders from reaping arbitrage gains by mere flipping. The bulk of the last day volume was done at the highest price 0.335 just before ex-div, meaning the contra will gain nothing after cost at ~0.315. Hence Long BB wont come in to buy 0.32, and YFH certainly won' t come in now to sbb at 0.32 too, until the contra window closes.
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sgng123
Supreme |
26-Apr-2024 15:24
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Volume super low guess everyone stay away. See if Ren can smuggle out more money from china from NPL recovering. The more money hoard in SG, the stronger possibility bb would raid it lol. |
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