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haruta Elite	24-Mar-2015 22:34        haruta About Contact  Quote this Post!
x 0   x 0  Alert Admin	If u do the maths it tallies. Last year end dec rate still at 0.45% now end march already 1%. So 0.2% in one month × 3 = 0.6%+0.45 almost 1%. By end 2015, at least up to 4% liao if nothing is being done. By end 2016 will be over 6% already. Stocks start to crash, properties next to crash when people start to default. All happening in next few years. Take care guys.
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haruta Elite	24-Mar-2015 22:27        haruta About Contact  Quote this Post!
x 0   x 0  Alert Admin	Everyday rises 0.01% one week up 0.05% one month will up abt 0.2%. By year end will up almost another 2% liao, means total close to 4-5%.
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famouspinky Supreme	24-Mar-2015 22:22        famouspinky About Contact  Quote this Post!
x 0   x 0  Alert Admin	The rise in interest rate is insignificant to current people taking home loans yet. Need to be 5% and above to see effect. moneyplant      ( Date: 24-Mar-2015 22:13) Posted: Property market could crash soon? Please share your opinion...  ------------------------------------------------------  Key Singapore interest rate rises sharply for second day - Channel NewsAsia 06 Jan 2015 12:40  SINGAPORE: A key interest rate that housing loans in Singapore are pegged to rose sharply for a second day, indicating home owners may face higher mortgage payments.  Bloomberg data showed the three-month Singapore Interbank Offered Rate (Sibor) was fixed at 0.62052 per cent at 11.30am on Tuesday (Jan 6), up from 0.57762 per cent on Monday.  Sibor is the rate at which banks lend to one another and is a widely used measure of the cost of funds. The three-month Sibor had been creeping up previously, rising from around 0.4 per cent in October to around 0.45 per cent at the end of last week.  Many housing loans are pegged to three-month Sibor. Oversea-Chinese Banking Corp (OCBC), for example, is currently offering home loans at three-month Sibor plus 0.85 percentage points for the first three years, according to its website.  The lending rate is reviewed every three months.  Assuming mortgage rates in Singapore rise to 2 per cent from around 1.5 per cent currently, a home buyer with an outstanding loan of S$500,000 and 20 years remaining will need to pay around S$2,530 a month, up from S$2,410. Should the rate rise to 3 per cent, the monthly payment will increase to S$2,770.  - CNA/kk moneyplant      ( Date: 24-Mar-2015 22:00) Posted: http://www.channelnewsasia.com/news/business/singapore/sibor-rises-above-1-in/1737558.html Relentless pursuit Double in no time...
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moneyplant Master	24-Mar-2015 22:13        moneyplant About Contact  Quote this Post!
x 0   x 0  Alert Admin	Property market could crash soon? Please share your opinion...  ------------------------------------------------------  Key Singapore interest rate rises sharply for second day - Channel NewsAsia 06 Jan 2015 12:40  SINGAPORE: A key interest rate that housing loans in Singapore are pegged to rose sharply for a second day, indicating home owners may face higher mortgage payments.  Bloomberg data showed the three-month Singapore Interbank Offered Rate (Sibor) was fixed at 0.62052 per cent at 11.30am on Tuesday (Jan 6), up from 0.57762 per cent on Monday.  Sibor is the rate at which banks lend to one another and is a widely used measure of the cost of funds. The three-month Sibor had been creeping up previously, rising from around 0.4 per cent in October to around 0.45 per cent at the end of last week.  Many housing loans are pegged to three-month Sibor. Oversea-Chinese Banking Corp (OCBC), for example, is currently offering home loans at three-month Sibor plus 0.85 percentage points for the first three years, according to its website.  The lending rate is reviewed every three months.  Assuming mortgage rates in Singapore rise to 2 per cent from around 1.5 per cent currently, a home buyer with an outstanding loan of S$500,000 and 20 years remaining will need to pay around S$2,530 a month, up from S$2,410. Should the rate rise to 3 per cent, the monthly payment will increase to S$2,770.  - CNA/kk moneyplant      ( Date: 24-Mar-2015 22:00) Posted: http://www.channelnewsasia.com/news/business/singapore/sibor-rises-above-1-in/1737558.html Relentless pursuit Double in no time...
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moneyplant Master	24-Mar-2015 22:00        moneyplant About Contact  Quote this Post!
x 0   x 0  Alert Admin	http://www.channelnewsasia.com/news/business/singapore/sibor-rises-above-1-in/1737558.html Relentless pursuit Double in no time...
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HVRRVH Elite	24-Mar-2015 19:35        HVRRVH About Contact  Quote this Post!
x 0   x 0  Alert Admin	3-month sibor still yet to cross 1%? Or has it crossed today? I think it is a matter of time. Hoopefully those who can refinance their loans already done so.  moneyplant      ( Date: 24-Mar-2015 19:28) Posted:   ROCKET SPIKE SURGE HEADING TOWARDS 10 YEAR HIGH! ABS SIBOR and SWAP Offer Rates (SOR) as at 3PM (Singapore time) on: 23 Mar 2015*                 SGD SIBOR SGD SWAP OFFER Overnight - 0.81794 1 month 0.86625 0.83881 3 month 0.99216 1.13008 6 month 1.06104 1.23010 1 year 1.14283 -
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moneyplant Master	24-Mar-2015 19:28        moneyplant About Contact  Quote this Post!
x 0   x 0  Alert Admin	ROCKET SPIKE SURGE HEADING TOWARDS 10 YEAR HIGH! ABS SIBOR and SWAP Offer Rates (SOR) as at 3PM (Singapore time) on: 23 Mar 2015*                 SGD SIBOR SGD SWAP OFFER Overnight - 0.81794 1 month 0.86625 0.83881 3 month 0.99216 1.13008 6 month 1.06104 1.23010 1 year 1.14283 -
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moneyplant Master	23-Mar-2015 19:52        moneyplant About Contact  Quote this Post!
x 0   x 0  Alert Admin	ABS SIBOR and SWAP Offer Rates (SOR) as at 3PM (Singapore time) on: 20 Mar 2015*               SGD SIBOR SGD SWAP OFFER Overnight - 0.50234 1 month 0.83975 0.83881 3 month 0.97275 1.05860 6 month 1.05272 1.14216 1 year 1.11138 -
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moneyplant Master	20-Mar-2015 21:25        moneyplant About Contact  Quote this Post!
x 0   x 0  Alert Admin	ABS SIBOR and SWAP Offer Rates (SOR) as at 3PM (Singapore time) on: 19 Mar 2015*               SGD SIBOR SGD SWAP OFFER Overnight - 0.29369 1 month 0.81092 0.89395 3 month 0.93946 1.05504 6 month 1.00971 1.14295 1 year 1.07583 -
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Kyoto2008 Elite	18-Mar-2015 22:18        Kyoto2008 About Contact  Quote this Post!
x 0   x 0  Alert Admin	Agree, when rates rise, USD will appreciate. The effect is stronger for USD because it is considered still a " safe haven" though I know Peter Schiff and James Rickards don think so.      But look at some of the strengths of uncle Sam.    They control all the major arteries of world trade, the US navy can shut down anything and any country trying to be funny because of it' s presence in all the important seas.      Technologically, far superior to any country, armoury.    I am reading this book, still haizz, gotta finish it, it' s called " The Next 100 years" by George Friedman.   The US has such military superiority as no other country and this will go on for a long while.       Oil is denominated in USD, and so is gold.    Trade flows are still in USD.    As for stocks, it really depends on whether you are looking at the short, medium or longer term.          One school of thought is a correction, followed by increasing strengths in DJT and new highs to be broken.      The timing is on a debate that argues till the cows come home. Another school of thought is a bear market followed by recession. Everyone is saying something nowadays, and it' s hard to tell the noise from the facts.    Heero78      ( Date: 18-Mar-2015 21:44) Posted: I think it is the other way. Rate rise will cause dollar appreciates more. This is because interest rate up, ppl will buy usd and keep in bank literally to earn higher return. But higher dollar will cause US good more expensive overseas and hence less buyer. Stocks drop when rate rises because loan/debt becomes exoensive.     Kyoto2008      ( Date: 14-Mar-2015 00:47) Posted: Don understand the part that dollar will sink and stocks soar when rates rise.        Anyone understand this logic?    Stocks soar when rates rise?    Dollar sink when rates rise? What talking you?
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moneyplant Master	18-Mar-2015 21:06        moneyplant About Contact  Quote this Post!
x 0   x 0  Alert Admin	http://www.channelnewsasia.com/news/singapore/economists-cut-singapore/1723622.html
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moneyplant Master	18-Mar-2015 19:50        moneyplant About Contact  Quote this Post!
x 0   x 0  Alert Admin	RELENTLESS UP ^^^   ABS SIBOR and SWAP Offer Rates (SOR) as at 3PM (Singapore time) on: 17 Mar 2015*                 SGD SIBOR SGD SWAP OFFER Overnight - 0.25240 1 month 0.80667 0.92968 3 month 0.92609 1.07295 6 month 0.99426 1.18896 1 year 1.07015 -
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Kyoto2008 Elite	17-Mar-2015 22:41        Kyoto2008 About Contact  Quote this Post!
x 0   x 0  Alert Admin	Let' s see how it pans out.  Fed' s ever changing their minds.    And as pointed out, Republicans add in another variable, among others.   famouspinky      ( Date: 17-Mar-2015 06:53) Posted: Looks like it's gonna be the 1st then the 2nd hence gold has to wait It will be a 1, 2,1,2 prescription Kyoto2008      ( Date: 16-Mar-2015 23:28) Posted: Interesting thought, there are two ways uncle Sam' s going to take this going forward.    No. 1 raise interest rates and slowly tax their way out of that 18trillion debt, making sure they don kill the economy in the process.  No.2 go for another round of money printing to push the economy to run faster. The first is currently most popular and likely.      The second may inject steroids into the stock mkts and property mkts, and two consequences could come about:  One, growing bigger asset bubbles that would boomerang back to the finance sector.  Two, world lose trust in the USD and dump it for IMF' s SDRs.            When two happens, gold will like zoom up like a rocket. So Republicans or not, if they take the second road, there could be very heavy consequences to all.
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famouspinky Supreme	17-Mar-2015 06:53        famouspinky About Contact  Quote this Post!
x 0   x 0  Alert Admin	Looks like it's gonna be the 1st then the 2nd hence gold has to wait It will be a 1, 2,1,2 prescription Kyoto2008      ( Date: 16-Mar-2015 23:28) Posted: Interesting thought, there are two ways uncle Sam' s going to take this going forward.    No. 1 raise interest rates and slowly tax their way out of that 18trillion debt, making sure they don kill the economy in the process.  No.2 go for another round of money printing to push the economy to run faster. The first is currently most popular and likely.      The second may inject steroids into the stock mkts and property mkts, and two consequences could come about:  One, growing bigger asset bubbles that would boomerang back to the finance sector.  Two, world lose trust in the USD and dump it for IMF' s SDRs.            When two happens, gold will like zoom up like a rocket. So Republicans or not, if they take the second road, there could be very heavy consequences to all. famouspinky      ( Date: 15-Mar-2015 10:38) Posted: If republican takes over and start printing, will be a different issue
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Kyoto2008 Elite	16-Mar-2015 23:50        Kyoto2008 About Contact  Quote this Post!
x 0   x 0  Alert Admin	USD hit 1.39!   moneyplant      ( Date: 16-Mar-2015 19:44) Posted: ABS SIBOR and SWAP Offer Rates (SOR) as at 3PM (Singapore time) on: 13 Mar 2015*               SGD SIBOR SGD SWAP OFFER Overnight - 0.28478 1 month 0.79955 0.86136 3 month 0.91309 0.99343 6 month 0.98176 1.03880 1 year 1.06606 -
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Kyoto2008 Elite	16-Mar-2015 23:36        Kyoto2008 About Contact  Quote this Post!
x 0   x 0  Alert Admin	I think they were worried about inflation.    As cost of living is very close to hearts of all Singaporeans, so by raising the SGD, the inflation' s kept at bay. However, as USD rises, we see currencies of countries where SG  gets their vegetables and rise depreciating, the pressure to keep SGD up to fend off inflation is reduced dramatically. The article posted that SG lost billions because of the " high SGD" policy is something not all of us noticed. If it is true, then it' s a mistake, but since the policy has been revised to allow SGD to sink naturally with the USD' s rise, it' s not too late.   Hope they can make back the billions from the currency markets.    Qanghoo      ( Date: 15-Mar-2015 09:47) Posted: Seems like the billion$ qn is : Have they got it right all this while keeping the S$ so strong for so long?  Why suddenly drop it?  What was/were the objective/s n what has prompted the change in thinking?  Were we trying to keep imported inflation at bay?  But was the real culprit of relatively high inflation over the last couple of yrs local inflation?  There shd be some explanation somewhere. Kyoto2008      ( Date: 15-Mar-2015 00:50) Posted: Thanks, great article.    Now have more confidence maybe 1.45 by end 2015, and 1.50 next year?
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Kyoto2008 Elite	16-Mar-2015 23:28        Kyoto2008 About Contact  Quote this Post!
x 0   x 0  Alert Admin	Interesting thought, there are two ways uncle Sam' s going to take this going forward.    No. 1 raise interest rates and slowly tax their way out of that 18trillion debt, making sure they don kill the economy in the process.  No.2 go for another round of money printing to push the economy to run faster. The first is currently most popular and likely.      The second may inject steroids into the stock mkts and property mkts, and two consequences could come about:  One, growing bigger asset bubbles that would boomerang back to the finance sector.  Two, world lose trust in the USD and dump it for IMF' s SDRs.            When two happens, gold will like zoom up like a rocket. So Republicans or not, if they take the second road, there could be very heavy consequences to all. famouspinky      ( Date: 15-Mar-2015 10:38) Posted: If republican takes over and start printing, will be a different issue Kyoto2008      ( Date: 15-Mar-2015 00:50) Posted: Thanks, great article.    Now have more confidence maybe 1.45 by end 2015, and 1.50 next year?
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moneyplant Master	16-Mar-2015 19:44        moneyplant About Contact  Quote this Post!
x 0   x 0  Alert Admin	ABS SIBOR and SWAP Offer Rates (SOR) as at 3PM (Singapore time) on: 13 Mar 2015*               SGD SIBOR SGD SWAP OFFER Overnight - 0.28478 1 month 0.79955 0.86136 3 month 0.91309 0.99343 6 month 0.98176 1.03880 1 year 1.06606 -
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goodee Member	15-Mar-2015 13:22        goodee About Contact  Quote this Post!
x 0   x 0  Alert Admin	think the inflation numbers had  probably play some part...this is in papers and news,
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famouspinky Supreme	15-Mar-2015 10:43        famouspinky About Contact  Quote this Post!
x 0   x 0  Alert Admin	In a currency war, a good government needs to maneuver. In any war, there's bound to have damage Qanghoo      ( Date: 15-Mar-2015 09:47) Posted: Seems like the billion$ qn is : Have they got it right all this while keeping the S$ so strong for so long?  Why suddenly drop it?  What was/were the objective/s n what has prompted the change in thinking?  Were we trying to keep imported inflation at bay?  But was the real culprit of relatively high inflation over the last couple of yrs local inflation?  There shd be some explanation somewhere. Kyoto2008      ( Date: 15-Mar-2015 00:50) Posted: Thanks, great article.    Now have more confidence maybe 1.45 by end 2015, and 1.50 next year?
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