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Key Singapore interest rate rises sharply in days Post Reply Rate topic
goodee Member	01-Feb-2015 18:14        goodee About Contact  Quote this Post!
x 0   x 0  Alert Admin	a bit off topic but actually i feel it' s  the sliding home prices that could make some people feel  recessionary...not so much interest rate, cos current interest rate now is still very attractive for investors or buyers,  and the lower prices now after qtrs of consolidation should make it compelling...however people just feel not so positive due to prices sliding, really put a damper to interest..then cooling measures that has been awhile also make people less able to buy or motivation to upgrade or downgrade is there but really ' tied up' with the rules
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moneyplant Master	01-Feb-2015 15:06        moneyplant About Contact  Quote this Post!
x 0   x 0  Alert Admin	http://singapore.gumtree.sg/p/Classifieds/short-term?CatId=0& isSearchForm=true  www.airbnb.com [SHORT TERM RENTALS GALORE] http://www.ura.gov.sg/uol/Surveys/short-term-stay    [URA FEEDBACK ON SHORT TERM RENTAL]
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Kyoto2008 Elite	01-Feb-2015 13:01        Kyoto2008 About Contact  Quote this Post!
x 0   x 0  Alert Admin	SOR should rise as it becomes more expensive to swap when USD climbs.    paradigm      ( Date: 30-Jan-2015 08:14) Posted: If the USD ' swings up against the S$, shouldn' t the SOR in Singapore fall?
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moneyplant Master	31-Jan-2015 10:02        moneyplant About Contact  Quote this Post!
x 0   x 0  Alert Admin	http://sbr.com.sg/residential-property/news/foreclosures-feared-surge-15-in-2015
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moneyplant Master	31-Jan-2015 09:26        moneyplant About Contact  Quote this Post!
x 0   x 0  Alert Admin	ABS SIBOR and SWAP Offer Rates (SOR) as at 3PM (Singapore time) on: 29 Jan 2015*               SGD SIBOR SGD SWAP OFFER Overnight - 0.72445 1 month 0.60302 0.78155 3 month 0.66763 0.80358 6 month 0.72915 0.78301 1 year 0.85705 -
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paradigm Member	30-Jan-2015 08:16        paradigm About Contact  Quote this Post!
x 0   x 0  Alert Admin	SGD SOR = Spot Exhange Rate [(1 + Foreign Interest Rate)/(1 + Domestic Interest Rate)]
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paradigm Member	30-Jan-2015 08:14        paradigm About Contact  Quote this Post!
x 0   x 0  Alert Admin	If the USD ' swings up against the S$, shouldn' t the SOR in Singapore fall?
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Kyoto2008 Elite	29-Jan-2015 23:29        Kyoto2008 About Contact  Quote this Post!
x 0   x 0  Alert Admin	Noticed the swap is up a lot in comparison. Good information,pls continue to post.      USD is swinging it up.
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moneyplant Master	29-Jan-2015 23:24        moneyplant About Contact  Quote this Post!
x 0   x 0  Alert Admin	ABS SIBOR and SWAP Offer Rates (SOR) as at 3PM (Singapore time) on: 28 Jan 2015*               SGD SIBOR SGD SWAP OFFER Overnight - 0.23804 1 month 0.59010 0.45214 3 month 0.65289 0.58729 6 month 0.71770 0.65828 1 year 0.84156 -
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moneyplant Master	28-Jan-2015 20:03        moneyplant About Contact  Quote this Post!
x 0   x 0  Alert Admin	http://www.channelnewsasia.com/mobile/singapore/resale-prices-of-private/1620658.html
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moneyplant Master	28-Jan-2015 19:59        moneyplant About Contact  Quote this Post!
x 0   x 0  Alert Admin	https://sg.yahoo.com/finance/news/singapore-dollar-is-weakest-since-2010-065140296.html
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moneyplant Master	28-Jan-2015 19:28        moneyplant About Contact  Quote this Post!
x 0   x 0  Alert Admin	ABS SIBOR and SWAP Offer Rates (SOR) as at 3PM (Singapore time) on: 27 Jan 2015*               SGD SIBOR SGD SWAP OFFER Overnight - 0.16716 1 month 0.57419 0.41198 3 month 0.64429 0.54003 6 month 0.71082 0.62962 1 year 0.83406
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teeth53 Supreme	24-Jan-2015 20:42        teeth53 About Contact  Quote this Post! Style: Flexible   Mood: Yells: "don't learn through life, learn to grow with life "
x 0   x 0  Alert Admin	Yet there are buyers buying five rooms HDB BTO flat for SGD$millon in dollars. Are they local?. sean123      ( Date: 06-Jan-2015 20:39) Posted: Property market could crash soon? Please share your opinion... ------------------------------------------------------ Key Singapore interest rate rises sharply for second day - Channel NewsAsia 06 Jan 2015 12:40 SINGAPORE: A key interest rate that housing loans in Singapore are pegged to rose sharply for a second day, indicating home owners may face higher mortgage payments. Bloomberg data showed the three-month Singapore Interbank Offered Rate (Sibor) was fixed at 0.62052 per cent at 11.30am on Tuesday (Jan 6), up from 0.57762 per cent on Monday. Sibor is the rate at which banks lend to one another and is a widely used measure of the cost of funds. The three-month Sibor had been creeping up previously, rising from around 0.4 per cent in October to around 0.45 per cent at the end of last week. Many housing loans are pegged to three-month Sibor. Oversea-Chinese Banking Corp (OCBC), for example, is currently offering home loans at three-month Sibor plus 0.85 percentage points for the first three years, according to its website. The lending rate is reviewed every three months. Assuming mortgage rates in Singapore rise to 2 per cent from around 1.5 per cent currently, a home buyer with an outstanding loan of S$500,000 and 20 years remaining will need to pay around S$2,530 a month, up from S$2,410. Should the rate rise to 3 per cent, the monthly payment will increase to S$2,770. - CNA/kk
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stockhero Veteran	24-Jan-2015 12:21        stockhero About Contact  Quote this Post!
x 0   x 0  Alert Admin	sure, we can all agree to disagree. i am not disagreeing with you. the truth is that i do not know what you mean in your post :) would you kindly simplify it? i am layman in economics. thanks alot :) Qanghoo      ( Date: 24-Jan-2015 12:14) Posted: Thx for ur economics lesson for the general benefit of the investing public. My personal view though is that there may be a speculative element to the USD n interbank-rate spikes. My thinking is that, while in theory people wld shift deposits/funds to where cost of funds are most attractive, a lot of times, the trouble, costs n currency-fluctuation risks involved might make doing so a less attractive investment option vis-a-viz other investment opportunities   n instruments, especially for the investment-savvy, notwithstanding thw power of the USD as a global reserve currency.  Also, given that so many other CBs, from Europe to the Far East, are flooding the mkt globally with QEs, I had expressed to my stock broker n friends that I not only doubt as to how far SIBOR might increase over the next couple of yrs, but also how much room the FED has in the same time horizon to manoeuvre its FED n related rates.   I respect ur views n ur willingness to share with others.  What I&rsquo m putting across are my personal thoughts.  I wdn&rsquo t like to spark an unpleasant forum debate on the issue (cos I&rsquo ve seen far too many of them in this forum).  Let&rsquo s agree to disagree n share our views healthily, shall we? stockhero      ( Date: 24-Jan-2015 08:23) Posted: Since nobody here has attempted to explain the recent rise in SIBOR, I will give it a try.  pardon me if i have not got my economics right :))   As the US economy shows more signs of recovery, expectations of a rise in interest rates in 2015 are increasing. Higher interest rates in the US will lead to an increase in hot money inflows and a decrease in hot money outflows and hence an increase in the demand for US dollars and a decrease in the supply of US dollars resulting in a rise in the exchange rate. Therefore, expectations of a rise in interest rates in the US will lead to expectations of an increase in the exchange rate. This will induce people from the rest of world, including Singapore, to transfer their bank deposits to the US. When this happens, the supply of loanable funds in Singapore will fall which will lead to a rise in interest rates. This explains why we are seeing higher monthly instalment payments for bank mortgages that are tied to SIBOR.
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Qanghoo Supreme	24-Jan-2015 12:14        Qanghoo About Contact  Quote this Post!
x 0   x 0  Alert Admin	Thx for ur economics lesson for the general benefit of the investing public. My personal view though is that there may be a speculative element to the USD n interbank-rate spikes. My thinking is that, while in theory people wld shift deposits/funds to where cost of funds are most attractive, a lot of times, the trouble, costs n currency-fluctuation risks involved might make doing so a less attractive investment option vis-a-viz other investment opportunities   n instruments, especially for the investment-savvy, notwithstanding thw power of the USD as a global reserve currency.  Also, given that so many other CBs, from Europe to the Far East, are flooding the mkt globally with QEs, I had expressed to my stock broker n friends that I not only doubt as to how far SIBOR might increase over the next couple of yrs, but also how much room the FED has in the same time horizon to manoeuvre its FED n related rates.   I respect ur views n ur willingness to share with others.  What I&rsquo m putting across are my personal thoughts.  I wdn&rsquo t like to spark an unpleasant forum debate on the issue (cos I&rsquo ve seen far too many of them in this forum).  Let&rsquo s agree to disagree n share our views healthily, shall we? stockhero      ( Date: 24-Jan-2015 08:23) Posted: Since nobody here has attempted to explain the recent rise in SIBOR, I will give it a try.  pardon me if i have not got my economics right :))   As the US economy shows more signs of recovery, expectations of a rise in interest rates in 2015 are increasing. Higher interest rates in the US will lead to an increase in hot money inflows and a decrease in hot money outflows and hence an increase in the demand for US dollars and a decrease in the supply of US dollars resulting in a rise in the exchange rate. Therefore, expectations of a rise in interest rates in the US will lead to expectations of an increase in the exchange rate. This will induce people from the rest of world, including Singapore, to transfer their bank deposits to the US. When this happens, the supply of loanable funds in Singapore will fall which will lead to a rise in interest rates. This explains why we are seeing higher monthly instalment payments for bank mortgages that are tied to SIBOR.
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moneyplant Master	24-Jan-2015 10:35        moneyplant About Contact  Quote this Post!
x 0   x 0  Alert Admin	Developing story dominoes laid > High interest rate> High Vacancy http://sbr.com.sg/residential-property/news/singapores-residential-vacancy-rate-reaches-9-year-high
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stockhero Veteran	24-Jan-2015 08:23        stockhero About Contact  Quote this Post!
x 0   x 0  Alert Admin	Since nobody here has attempted to explain the recent rise in SIBOR, I will give it a try.  pardon me if i have not got my economics right :))   As the US economy shows more signs of recovery, expectations of a rise in interest rates in 2015 are increasing. Higher interest rates in the US will lead to an increase in hot money inflows and a decrease in hot money outflows and hence an increase in the demand for US dollars and a decrease in the supply of US dollars resulting in a rise in the exchange rate. Therefore, expectations of a rise in interest rates in the US will lead to expectations of an increase in the exchange rate. This will induce people from the rest of world, including Singapore, to transfer their bank deposits to the US. When this happens, the supply of loanable funds in Singapore will fall which will lead to a rise in interest rates. This explains why we are seeing higher monthly instalment payments for bank mortgages that are tied to SIBOR.
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moneyplant Master	24-Jan-2015 00:14        moneyplant About Contact  Quote this Post!
x 0   x 0  Alert Admin	ABS SIBOR and SWAP Offer Rates (SOR) as at 3PM (Singapore time) on: 22 Jan 2015*               SGD SIBOR SGD SWAP OFFER Overnight - 0.06325 1 month 0.57327 0.43355 3 month 0.63866 0.50367 6 month 0.70087 0.62728 1 year 0.82214 -
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moneyplant Master	22-Jan-2015 07:59        moneyplant About Contact  Quote this Post!
x 0   x 0  Alert Admin	https://sg.yahoo.com/news/singapore-banks-facing-storm-033830359--sector.html Spike to 0.702 stormy?
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moneyplant Master	22-Jan-2015 07:25        moneyplant About Contact  Quote this Post!
x 0   x 0  Alert Admin	SGD SIBOR SGD SWAP OFFER Overnight - 0.17203 1 month 0.57957 0.37325 3 month 0.64572 0.47567 6 month 0.70280 0.59002 1 year 0.82916
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