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Qanghoo Supreme	03-Apr-2015 16:55        Qanghoo About Contact  Quote this Post!
x 0   x 0  Alert Admin	When I opened the link posted below, my immediate response to the headline was, ' What rubbish!' . SIBOR is still only at 1% n the headline was screaming, ' record high' . I wld think it is still near historical lows. Cld anyone enlighten us as to what SIBOR was abt 15 yrs ago when housing loan rates were > 3%? Then the article went on to quote a UOBKH review. It said that affordability had worsened by abt 4ppts. This again is inaccurate because the rental income was ommitted from the calculation of monthly family income. By factoring in the rental income, the difference wld have been abt 3.1ppt. I think the family wld still be very comfortable with the 1% increase in interest. What they wld get after 25 yrs, assuming they are able to rent out the hse at 3% yield (based on $1 mil loan) and an overall tenancy rate of 20 yrs, is probably a big, big windfall. The long n short of it is property investment remains an attractive option for a lot of people. moneyplant      ( Date: 03-Apr-2015 12:29) Posted: http://sbr.com.sg/residential-property/in-focus/landlords-grapple-dwindling-rental-incomes-sibor-hits-record-high
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marubozu1688 Master	03-Apr-2015 13:01        marubozu1688 About Contact  Quote this Post! Style: Combined   Mood: Yells: "Be humble in front of Mr. Market."
x 0   x 0  Alert Admin	Interest rate hike will have significant impact on Singapore REIT with high gearing ratio. http://mystocksinvesting.com/singapore-reits/singapore-reit-fundamental-analysis-comparison-table-3-april-2015/
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moneyplant Master	03-Apr-2015 12:29        moneyplant About Contact  Quote this Post!
x 0   x 0  Alert Admin	http://sbr.com.sg/residential-property/in-focus/landlords-grapple-dwindling-rental-incomes-sibor-hits-record-high
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moneyplant Master	02-Apr-2015 20:33        moneyplant About Contact  Quote this Post!
x 0   x 0  Alert Admin	ABS SIBOR and SWAP Offer Rates (SOR) as at 3PM (Singapore time) on: 01 Apr 2015*                 SGD SIBOR SGD SWAP OFFER Overnight - 1.08425 1 month 0.88116 1.04941 3 month 1.01959 1.09867 6 month 1.07680 1.22053 1 year 1.16689 -
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singaporegal Supreme	30-Mar-2015 07:03        singaporegal About Contact  Quote this Post! Style: Technical   Mood: Yells: "Female TA nut"
x 0   x 0  Alert Admin	Good info
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moneyplant Master	29-Mar-2015 17:48        moneyplant About Contact  Quote this Post!
x 0   x 0  Alert Admin	LIFT OFF MULTITUDE OF DEBTS TO BE PAID WITH INTEREST http://www.reuters.com/article/2015/03/29/us-global-economy-idUSKBN0MP06Q20150329?feedType=RSS& feedName=topNews& utm_source=twitter
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moneyplant Master	28-Mar-2015 19:21        moneyplant About Contact  Quote this Post!
x 0   x 0  Alert Admin	http://www.channelnewsasia.com/mobile/business/fed-rate-hike-may-be/1748414.html
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moneyplant Master	27-Mar-2015 23:09        moneyplant About Contact  Quote this Post!
x 0   x 0  Alert Admin	BREAKING LIBOR MOVING UP http://www.telegraph.co.uk/finance/mark-carney/11499411/Mark-Carney-next-interest-rate-move-will-be-up-not-down.html
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moneyplant Master	27-Mar-2015 21:45        moneyplant About Contact  Quote this Post!
x 0   x 0  Alert Admin	http://sbr.com.sg/economy/news/heres-why-mas-isnt-worried-about-sibor-spike
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moneyplant Master	27-Mar-2015 21:04        moneyplant About Contact  Quote this Post!
x 0   x 0  Alert Admin	http://sbr.com.sg/residential-property/in-focus/number-properties-put-mortgagee-auction-more-doubled-in-q1
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moneyplant Master	27-Mar-2015 20:26        moneyplant About Contact  Quote this Post!
x 0   x 0  Alert Admin	ABS SIBOR and SWAP Offer Rates (SOR) as at 3PM (Singapore time) on: 26 Mar 2015*               SGD SIBOR SGD SWAP OFFER Overnight - 0.33311 1 month 0.87608 0.88377 3 month 1.00834 1.06757 6 month 1.06976 1.21295 1 year 1.16500 -
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moneyplant Master	25-Mar-2015 19:35        moneyplant About Contact  Quote this Post!
x 0   x 0  Alert Admin	Will it hit decade high in no time? Worst case scenario? http://www.straitstimes.com/news/business/banking/story/key-singapore-interest-rate-sibor-highest-level-more-six-years-20150324
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moneyplant Master	25-Mar-2015 18:50        moneyplant About Contact  Quote this Post!
x 0   x 0  Alert Admin	ABS SIBOR and SWAP Offer Rates (SOR) as at 3PM (Singapore time) on: 24 Mar 2015*               SGD SIBOR SGD SWAP OFFER Overnight - 0.99691 1 month 0.87196 0.91348 3 month 1.00129 1.13008 6 month 1.06984 1.29498 1 year 1.15930 -
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famouspinky Supreme	24-Mar-2015 23:06        famouspinky About Contact  Quote this Post!
x 0   x 0  Alert Admin	It's more of a over supply situation here than a interest rate issue Qanghoo      ( Date: 24-Mar-2015 22:51) Posted: If I recall correctly, interest rate last touched 5% during the Asian Financial crisis around 1997/98.  But it has not reached that level since I took my housing loan for my present hse in Aug 2000.  I started by paying 3.9%.  Then gradually it went down nd down, until I' ve been  paying 1%+ for the last 5 yrs.  Anyway, it was reported in BT today that MAS intervened to prop up the S$ when SIBOR touched 1%.  So, chances are speculative shorts on the S$ might ease off, n SIBOR might take a breather too. famouspinky      ( Date: 24-Mar-2015 22:39) Posted: Question is will republican take over I've think s
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Qanghoo Supreme	24-Mar-2015 23:04        Qanghoo About Contact  Quote this Post!
x 0   x 0  Alert Admin	My view is pty mkt is unlikely to crash.  Authorities will tweak control measures to ensure a soft landing.  If  crash does  happen, n the finger points at them for engineering it, the consequence for them cld be enormous.  Anyway, guaging from the considerable interest in the Sturdee Rd tender today, developers might be beginning to see a small ray appearing at the end of the tunnel.  Highest bid nearly 800 psf.  Will translate into ASP of abt $1,400.  Seems bidder must have had some optimism. famouspinky      ( Date: 24-Mar-2015 22:52) Posted: Don't over leveraged Have enough to cover ur loans moneyplant      ( Date: 24-Mar-2015 22:47) Posted: Quote Haruta Likely the reverse,  , " starting with properties next to crash when people start to default then stocks . All happening in next few years. Take care guys." unquote
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famouspinky Supreme	24-Mar-2015 22:52        famouspinky About Contact  Quote this Post!
x 0   x 0  Alert Admin	Don't over leveraged Have enough to cover ur loans moneyplant      ( Date: 24-Mar-2015 22:47) Posted: Quote Haruta Likely the reverse,  , " starting with properties next to crash when people start to default then stocks . All happening in next few years. Take care guys." unquote
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Qanghoo Supreme	24-Mar-2015 22:51        Qanghoo About Contact  Quote this Post!
x 0   x 0  Alert Admin	If I recall correctly, interest rate last touched 5% during the Asian Financial crisis around 1997/98.  But it has not reached that level since I took my housing loan for my present hse in Aug 2000.  I started by paying 3.9%.  Then gradually it went down nd down, until I' ve been  paying 1%+ for the last 5 yrs.  Anyway, it was reported in BT today that MAS intervened to prop up the S$ when SIBOR touched 1%.  So, chances are speculative shorts on the S$ might ease off, n SIBOR might take a breather too. famouspinky      ( Date: 24-Mar-2015 22:39) Posted: Question is will republican take over I've think so famouspinky      ( Date: 24-Mar-2015 22:36) Posted: Not having above 5% interest rate for a very very long time already
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moneyplant Master	24-Mar-2015 22:47        moneyplant About Contact  Quote this Post!
x 0   x 0  Alert Admin	Quote Haruta Likely the reverse,  , " starting with properties next to crash when people start to default then stocks . All happening in next few years. Take care guys." unquote
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famouspinky Supreme	24-Mar-2015 22:39        famouspinky About Contact  Quote this Post!
x 0   x 0  Alert Admin	Question is will republican take over I've think so famouspinky      ( Date: 24-Mar-2015 22:36) Posted: Not having above 5% interest rate for a very very long time already haruta      ( Date: 24-Mar-2015 22:27) Posted: Everyday rises 0.01% one week up 0.05% one month will up abt 0.2%. By year end will up almost another 2% liao, means total close to 4-5%.
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famouspinky Supreme	24-Mar-2015 22:36        famouspinky About Contact  Quote this Post!
x 0   x 0  Alert Admin	Not having above 5% interest rate for a very very long time already haruta      ( Date: 24-Mar-2015 22:27) Posted: Everyday rises 0.01% one week up 0.05% one month will up abt 0.2%. By year end will up almost another 2% liao, means total close to 4-5%.
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